Today’s episode is a special one, pulled straight from inside the So Money Members Club. This month, we hosted a live workshop all about estate planning — a topic that many of our members requested — and we brought in an expert to guide us: Heather Zack, an attorney and financial planner who leads high-net-worth strategy at Commonwealth Financial Network.

Whether you're married or not, have kids or don't, own property or are just starting to build wealth, this conversation with Heather will help demystify the essentials. We cover wills, trusts (both revocable and irrevocable), how to choose the right people to manage your estate, and how to avoid common mistakes that can cost your loved ones time, money, and stress.

And if you’ve ever wondered whether those “create your estate plan in 30 minutes online” sites are legit? We get into that too.

Today's guest is Rachel Rodgers—a powerhouse entrepreneur, bestselling author, and tireless advocate for wealth building, especially for those historically excluded from financial success. You might remember Rachel from her groundbreaking book, We Should All Be Millionaires.

She's back with another insightful and empowering book titled Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth Inevitable. It's a powerful message for young people, particularly those aged 13 to 25, designed to equip them not just with dreams, but with a strategic blueprint for achieving genuine wealth.

Rachel's mission is clear: it's time we start teaching our children that wealth is within their reach, no matter their starting point. Today, she joins me to discuss how we can foster a millionaire mindset in our kids, why being rich and famous isn't the goal, and what practical steps parents and young adults can take right now to secure their financial futures.