Episodes

  • Is buying a house worth it?

    Is buying a house worth it?
    Nov 8 2021
    In the final episode of this series, Nicole talks to Kevin, the agent who sold her first property. Together they reflect on the process. We also hear the story of Heidi Knowles, an Indigenous woman who recovered from drug addiction and was motivated to buy her own home so that she’d have a secure place for herself, and her children, to live well into the future. | Finally, Nicole explains where she is now and introduces her next book, The Ethical Investor which is now available for pre-order: https://www.blackincbooks.com.au/books/ethical-investor | We hope this series has provided the inspiration and education you need to believe buying your own property is achievable. Happy house hunting! | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    16 mins
  • The rise of rentvesting

    The rise of rentvesting
    Nov 1 2021
    We know entering the property market is getting harder all the time. But, could you afford to crack the market with an entry level investment without giving up the area that you want or need to live in? That’s what this episode’s guests have done. | First, we’ll speak with Tash Etschmann, who’s in her early 20s and bought an investment property in Perth that’s paid in full by her tenants. This enables her to travel around Australia. You can find Tash on instagram @tashinvests. | We’ll also hear from Brad McLennan. Brad and his partner Jacob bought a barn in regional Victoria (yes, an actual barn) and turned it into a beautiful holiday accommodation. They’ve since gone on to buy another property which is also available to guests. In the meantime, they work and live in Melbourne. Their properties are @thebarnheathcote and @thestonehousenagambie. | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    28 mins
  • Could you live off-the-grid?

    Could you live off-the-grid?
    Oct 25 2021
    Going off-the-grid sounds like a simple, cheaper way to live. There’s no doubt it’s good for the environment, but how easy is it? In this episode we’ll hear from zero-waste crusader Joost Bakker (Instagram: @joostbakker), creator of the Future Food System (Insta: @futurefoodsystem), a house that generates its own energy and food using a closed loop system. | Plumber Aimee Stanton (@aimeekatestanton) also joins us to explain what’s involved in building tiny houses and what you’ll need to consider if you want to live in a small home off-grid. You can find her tiny home business on Instagram (@tiny.stays) | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    29 mins
  • The First Year (the shit bit)

    The First Year (the shit bit)
    Oct 18 2021
    Nicole thought that once she finally secured her home things would get easier. Spoiler: they didn’t. Nicole knew she could cover the mortgage, but it was everything else (bills, body corporate fees, living expenses and property repairs) that made it tough to survive. So she took on a second role, writing the executive property column for the Australian Financial Review. That was on top of her day job at creative agency The Royals (Instagram: @theroyals). In this episode she chats to her former employer, Dave King (Instagram: @daveking) about taking on two jobs to find out what he thought about it. We’ll also hear from agent Kevin Pleysier from Hodges in Mentone, Melbourne, who talks about being realistic about your budget and what you can do to secure the right place. | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    28 mins
  • Sealing the deal

    Sealing the deal
    Oct 11 2021
    When you’re looking for a property, it’s important to understand that the agent is working for the vendor (AKA the seller), that’s why it can be a good idea to have someone representing you, the buyer, so that you can ensure you’re paying the right price. In this episode we talk to Emily Wallace, a buyers’ advocate, who does exactly that. You can find Emily on Instagram @emily_wallace_ba or via her website: emilywallace.com.au | We’ll also talk to Aleks Nikolic, a young buyer from Sydney who bought an investment in Canberra and is really savvy when it comes to saving and managing money in general. You can follow her thoughts on all things money and investment over at @brokegirlwealth on Instagram. | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    37 mins
  • Millennials v Boomers

    Millennials v Boomers
    Oct 4 2021
    The intergenerational housing debate rages on. Boomers still reckon they did it as tough as younger generations are now. Is that true? In this episode we hear from respected finance commentator Alan Kohler who has an interesting perspective on the housing market and whether people should be accessing the ‘bank of mum and dad’. We also hear from MP Tim Wilson who’s in favour of a ‘home first, super second’ approach for young people who want to enter the market. You can find Tim on Instagram: @timwilsonmp | Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    25 mins
  • Super sneaky ways to game the system

    Super sneaky ways to game the system
    Sep 27 2021
    Rising property prices can make us feel like entering the market is impossible, but with a bit of creative thinking, you might find alternative ways to enter the market. In this episode, Nicole speaks to Lyndall Murray, who struck an interesting deal with her partner to get her NSW shack renovated (Find Lyndall on Instagram: @evans_head_sessions). We also hear from Karl Russo. Karl and his wife Rachel whacked a house on the back of a truck and moved it to regional land. They have one hell of a story. (You can check out their place on Karl’s instagram: @karlosrusso). Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    28 mins
  • What is Smashed Avocado?

    What is Smashed Avocado?
    Sep 27 2021
    When demographer Bernard Salt suggested that perhaps millennials could afford property if they stopped going out for smashed avocado, the intergenerational property debate was ignited. In this episode, we explore what all the fuss is about and Nicole explains how she turned her finances around to crack the property market. Nicole also speaks to Evelyn Clark, director and mortgage broker at Everlend, who highlights how to work out what you need to save and what the bank looks for when it’s time to apply for a loan. Nicole’s brother Joel also drops in to reflect on Nicole’s spending habits. (You can find Evelyn at everlend.com.au and follow her on Instagram: @evelynclark_finance). Find Nicole on Instagram: @nicolehaddow and @smashedavocadoproperty | We’re talking about property in this podcast and would like to acknowledge that this series is recorded on the traditional lands of the Wadawurrung and Dja Dja Wurrung Peoples. We pay our respect to their elders past, present and emerging. | The information in this podcast is provided for entertainment and educational purposes only. It’s general in nature and doesn’t apply specifically to your circumstances. If you’re considering purchasing property, it’s always best to speak to a licensed financial professional before making any decisions related to your goals.

    Hosted on Acast. See acast.com/privacy for more information.
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    33 mins