Should I Save or Pay Off Debt First? The Answer Isn't One-Size-Fits-All | 518 cover art

Should I Save or Pay Off Debt First? The Answer Isn't One-Size-Fits-All | 518

Should I Save or Pay Off Debt First? The Answer Isn't One-Size-Fits-All | 518

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This week, we’re deep in storm mode — that intense life season when everything feels a little chaotic and you’ve got no choice but to laser focus on what matters most. 💥 Whether it’s prepping for the bar exam, going through a job change, or any other major shift, we’re walking through what it means to pause the debt snowball (yes, it’s okay!), set up intentional savings, and just survive without adding to the pile.

Our guest, Andrea, is in the thick of it — juggling $15k in credit card debt, six-figure student loans (we’re just ignoring those for now, okay?), and prepping for the bar exam. But the good news? She’s already set up her budget system, is tracking her spending, and has her savings buckets lined up like a champ. 🙌🏽

We talk through:

🔹 When it makes sense to hit pause on extra debt payments

🔹 How to prioritize savings buckets during income dips

🔹 What “storm mode” really means (and why it’s NOT failure)

🔹 Why credit card calls can be scary — but powerful 💪🏾

🔹 The emotional side of budgeting and asking for help

🔹 How to handle the months when you’re not working but bills still show up

And if you’re wondering whether it’s okay to just tread water for a while — spoiler alertYES, it is. Sometimes, we don’t need to move the needle; we just need to stop it from sliding back.

Let’s Take Our Relationship To The Next Level:

1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

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