In the second episode of Innovators Playground by NPCI, Dilip Asbe speaks with Rahul Chari, Co-founder & CTO of PhonePe, for a deep dive into what it truly takes to build and scale trusted technology for a billion-plus India.

From the early chaos of Flipkart’s Big Billion Day to leading a fintech giant at the forefront of India’s digital revolution, Rahul shares candid reflections on building for scale, designing resilient systems, and staying ahead of the innovation curve.

Tune in to hear:

• How a foundational gap in India’s early digital infrastructure sparked the birth of PhonePe
• The architectural and cultural principles behind building resilient, high-concurrency platforms for a billion-plus user base

• Extensibility of the UPI specs
• Why AI is not just augmenting developers but redefining the role of software engineers
• Rahul Chari’s perspective on nurturing engineering talent, decentralising learning, and building outside legacy institutions

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