As the year winds down, it's the perfect moment to pause, reflect, and ask a bigger question: Is your money actually supporting the life you want to live? In this Savvy Series episode, Catherine and Rachel dive into Life by Design. A thoughtful conversation about aligning wealth with what truly matters in the year ahead.

From family and relationships to travel, career fulfillment, philanthropy, and legacy, this episode explores how intentional planning turns "someday" goals into real-life experiences. You'll hear practical ways to plan meaningful travel (without guilt), give generously with purpose (and smart tax strategies), and ensure your estate and legacy reflect your values before life forces those decisions.

This isn't about adding more to your to-do list. It's about clarity. Putting the most important things on the calendar first. Designing a year and a life on purpose, not by default.

If you've ever felt busy but misaligned, successful but stretched, or financially secure yet craving more meaning, this episode will resonate deeply. A must-listen for women ready to step into the new year with intention, confidence, and a bigger vision.

Date Recorded: 12/18/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

What if the real problem isn't that your goals are too big, but that they're nowhere near big enough? In this energizing episode of the Savvy Series, Catherine Magaña and Rachel Ivanovich flip traditional goal-setting on its head and make a compelling case for dreaming at the scale of your wealth.

From childhood conditioning to money guilt to the pressure to appear "practical," many affluent women unintentionally downsize their ambitions. Catherine and Rachel open up with relatable, funny, and eye-opening stories, from goals that didn't quite land to dreams that weren't written boldly enough, to shine a light on how easy it is to settle for "good enough" when our lives can support so much more.

Their reflections remind us that dreaming bigger isn't about extravagance, it's about matching our vision to the freedom, resources, and opportunities we've worked hard to create. You'll learn why small goals create financial and personal plateaus, how wealth can buy back time (and freedom), and how to align bigger dreams with your core values and financial plan. Expect laughter, a few challenges, and plenty of aha moments about what "life by design" can actually look like.

If you're ready to stretch your imagination, elevate your lifestyle goals, and make next year your most intentional one yet, this episode is your spark.

Date Recorded: 12/04/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

Ever notice how the holidays can feel like a whirlwind of traditions, to-do lists, and spending triggers you didn't see coming? From nostalgic memories to modern-day gift exchanges, this episode unpacks the emotional (and financial) layers that show up the moment the lights go up and the calendars fill.

Catherine and Rachel share heartfelt stories from childhood school "gift shops" to multigenerational tamale-making, and explore how these traditions shape the way we spend today. They break down why holiday budgets can spiral, how to avoid over-giving out of guilt, and simple ways to create meaning without overspending.

You'll hear smart strategies for navigating gift exchanges, hosting responsibilities, family expectations, and the pressure to buy for everyone. Plus, ideas for new traditions that cost little but bring big connection: baking days, movie nights, storytelling, and shared experiences that matter more than what's under the tree.

Whether this season feels joyful, overwhelming, or a bit of both, this episode offers perspective and practical tips to help you move through the holidays with intention and protect your financial peace.

Ready to align your money with your mindset? Call us at 760-692-5700 to schedule a strategy session.

Date Recorded: 11/18/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

The holidays are here, the calendar is shrinking, and your portfolio might need a little tender loving care before the clock strikes midnight. In this episode, Catherine and Rachel break down the smartest year-end moves to tighten up your finances now and set yourself up for a smoother, more strategic 2026.

From rebalancing after a volatile (and surprisingly strong) market year to using tax-loss harvesting like a pro, they cover the must-do steps that can save taxes, boost efficiency, and keep your plan aligned with your goals. They also dive into the new 2026 tax landscape, inherited property surprises, wash-sale traps, charitable-giving opportunities, and whether a late-year Roth conversion still makes sense.

You'll also hear practical reminders about retirement-plan limits, pay-stub checkups, non-cash donations, estate-plan updates, and the little-known pitfalls that can derail even the most organized investor.

If you want to end the year confident instead of scrambling, this is your go-to guide. Pour a peppermint latte, grab your checklist, and tune in.

Date Recorded: 11/13/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

The holidays are here and so is the frenzy of shopping, gatherings, and gift-giving. But what if this season could feel less frantic and more fulfilling? In this heartwarming and practical episode, Catherine Magaña and Rachel Ivanovich unpack how to celebrate intentionally, without overspending or overstretching yourself.

From setting a "joy budget" to creating experiences that matter more than things, they share real-life stories (and a few laughs) about how to make the most of this season, financially and emotionally. You'll hear how Catherine balances her love for hosting and giving with mindful spending, and how Rachel swaps shopping lists for shared family adventures.

Discover tips on aligning your holiday habits with your core values, pausing before purchases, and planning ahead for a smoother start to the new year.

Because abundance isn't about excess, it's about joy, gratitude, and connection.

🎧 Tune in for thoughtful ideas to make this your most intentional holiday season yet, and a gentle reminder to "Savvy Up" before the year wraps up!

Date Recorded: 11/06/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

The year's almost over, but your financial goals still have time to shine! 🎉 In this episode of the Savvy Series, Catherine Magaña and Rachel Ivanovich dive into the ultimate fourth-quarter money checkup to help you wrap up 2025 with confidence and clarity.

Think of it as your "financial wellness exam." From maximizing retirement contributions to smart tax-loss harvesting, they share timely strategies to boost savings, reduce your tax bill, and set yourself up for success before December 31st hits.

You'll also hear tips on donor-advised funds, qualified charitable distributions, and how to use appreciated stock for charitable giving, all while lowering your taxable income. Plus, the duo discusses beneficiary updates, estate plan reviews, and how to avoid costly end-of-year mistakes.

And don't miss their exciting announcement about the upcoming Health, Wealth & Legacy event in Carlsbad, a powerhouse afternoon of wellness and financial insight designed just for women.

💡 Finish the year strong, stay savvy, and step into 2026 ready to thrive.

Date Recorded: 10/23/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

Big changes are coming to estate planning, and Catherine and Rachel are breaking it all down in this lively, must-listen episode of The Savvy Series!

With the "One Big Beautiful Bill Act" shaking up exemption limits and gifting rules, now is the time to make sure your estate plan is airtight before 2026 arrives. The duo unpacks what the new $15 million lifetime exclusion really means, how annual gifts work (and when you need to file a gift tax return), and the often-overlooked details, like titling accounts correctly, that can make or break your plan.

They also share real client stories, explain why reviewing your trust and power of attorney matters more than ever, and highlight smart charitable giving strategies like donor-advised funds and charitable trusts.

If your estate plan hasn't been reviewed in the last few years, or if you're not sure how the new law affects you, this episode will give you clarity, confidence, and a few laughs along the way.

🎧 Tune in to get savvy, stay protected, and prepare your wealth for what's ahead.

Date Recorded: 10/16/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700

Ever feel like talking about money is harder than it should be? Whether it's with your spouse, your kids, or your financial advisor, Catherine Magaña and Rachel Ivanovich are breaking down why these conversations can feel so uncomfortable, and how to make them a whole lot easier.

From childhood money messages to budgeting with your partner and teaching your kids about saving and investing, this episode is packed with real stories, relatable laughs, and practical tips. Discover how to turn money talks from tension-filled to teamwork-driven and how to bring more confidence and maybe even fun into the mix.

They'll share how to:

💡 Turn financial fights into constructive discussions

👨‍👩‍👧 Teach kids healthy money habits early on

💬 Communicate openly and confidently with your advisor

🎧Tune in and learn how to build stronger, smarter financial relationships, one conversation at a time.

👉 Listen now and start making your money talks a little less awkward, and a lot more empowering.

Date Recorded: 10/09/25

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

savvyup.com | 760.692.5700