f you’re 62 or older and exploring ways to stretch your retirement income, a Home Equity Conversion Mortgage (HECM) commonly known as a reverse mortgage could be a game-changer. In this episode of the Salt Lake Real Estate Podcast, we’re joined by Tyler Eaton, a reverse mortgage specialist with PMR Loans, who breaks down how this FHA-insured program allows seniors to tap into their home equity without making monthly mortgage payments. Whether you need extra cash flow, want to eliminate an existing mortgage, or simply want to stay in your home longer, Tyler shares how a HECM can provide flexibility, financial peace of mind, and protection for your heirs.

Learn more or connect with Tyler at: https://www.pmrloans.com/loan-officer/tyler-eaton

Many homeowners feel financially stuck clinging to a low interest rate while juggling rising expenses, car payments, and consumer debt. But what if that 3% mortgage isn’t the whole picture? In this episode of the Salt Lake Real Estate Podcast, Michael Wolters walks us through the powerful concept of the “blended rate,” revealing how tapping into home equity can help pay off high-interest debt and create long-term breathing room even in a higher-rate market.

You’ll hear a real-life story of a family of six crammed into a three-bedroom home, overwhelmed by student loans and car payments, who discovered a path forward by selling, paying down debt, and moving into a space that actually fit their life. We also explore why curiosity is one of the most underrated skills in real estate how asking deeper questions about a client’s lifestyle, goals, and pain points can unlock opportunities they didn’t realize were possible. From creative buying partnerships to budget breakdowns, this episode is packed with insights for both real estate professionals and anyone feeling “stuck” in their current situation.

Listen in to learn why now might be the perfect time to take action and why being curious is the first step toward a smarter, more strategic move.

Connect with Michael: https://www.instagram.com/michaelwolters/

If you’ve been told you need 20% down to buy a home think again. In this episode of the Salt Lake Real Estate Podcast, mortgage expert BreeAnn Motta from Goldenwest Credit Union explains the truth about low-down-payment loans, how to qualify, and what first-time buyers really need to know before they start house hunting.

You’ll Learn:

• Why 3% down is possible, and who qualifies

• What PMI is, when it goes away, and how to lower it

• The difference between FHA and conventional loan programs

• Why taking a short online class could open more loan options

Don’t let old myths or confusion about loans hold you back from owning a home. Now that you know 3% down is possible, it's time to explore your options. Your first home might be closer than you think.

Contact BreeAnn Motta:

Website: https://www.gwcu.org/ Instagram:https://www.instagram.com/breethemortgageofficer/