In this episode of the Safe Haven Solutions Podcast, Larry and the team discuss the importance of family financial planning and how clear goals, open communication, and proactive planning can help protect generational wealth. From retirement and taxes to estate planning and peace of mind, they explain why having a coordinated plan benefits families of all sizes—not just the ultra-wealthy.

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In this episode of the Safe Haven Solutions Podcast, Larry and CFP® Thomas explore how universal and indexed universal life insurance can be used as an alternative strategy for college savings. They discuss flexibility, tax advantages, FAFSA considerations, and how these policies can serve multiple purposes beyond education. This conversation highlights why life insurance—when structured properly—can be a powerful and often overlooked planning tool for families and grandparents alike.

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In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to break down how 529 plans work and why they remain a popular tool for college savings. They discuss tax benefits, contribution strategies, FAFSA considerations, and what options families have if education plans change. Whether you’re saving for children, grandchildren, or future education goals, this conversation highlights how proper planning can add flexibility and peace of mind.

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In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to discuss the rising cost of college and how families can plan without sacrificing their own retirement. From 529 plans and early savings strategies to the importance of “skin in the game,” they explore practical ways to prepare for education expenses at every stage of life. With college costs continuing to climb, this conversation highlights why planning early—and planning smart—can make all the difference.

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In this episode of the Safe Haven Solutions Podcast, Larry and Kyle unpack the coming Great Wealth Transfer and what today’s retirees need to know about passing assets — including the family home — to the next generation. They cover the importance of proper estate planning, avoiding probate, smart ways to gift assets while living, and how taxes, long-term care, and beneficiary mistakes can derail your legacy.

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In this episode of the Safe Haven Solutions Podcast, Larry and Kyle break down what retirees need to know before selling their home — from understanding true market value to navigating capital gains taxes, double closing costs, and the hidden expenses of relocating. They also discuss how your home fits into a bigger retirement strategy and why proper planning is essential before making a move.

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In this episode of the Haven Financial Group Radio Show, Larry and Kyle break down the biggest financial traps and opportunities for empty nesters. From staying disciplined during your highest-earning years to maximizing catch-up contributions, tracking spending, and making smart Social Security decisions, this segment focuses on how to turn the empty-nest phase into a powerful boost for your retirement plan. Connect with Haven Financial Group on all platforms!

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In this episode of the Safe Haven Solutions Podcast, we break down what your home really means for your retirement future. Larry, Kim, and Kyle discuss today’s housing market, why so many retirees feel “house locked,” and how shifting mortgage rates may influence your next move. We also explore how real estate fits into long-term retirement planning, property values, and transferring wealth to the next generation. Connect with Haven Financial Group on all platforms!

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