President Donald Trump just delivered the State of the Union — and markets are reacting.

So what does this mean for mortgage rates?

Should you LOCK now… or FLOAT and risk it?

Today we break down:
• Inflation expectations
• The 10-Year Treasury reaction
• MBS pricing movement
• Federal Reserve implications
• What this means for YOUR mortgage strategy

If you’re buying, refinancing, or waiting for lower rates — this is the strategy session you don’t want to miss.

Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied directly to CPI, Jobs data, MBS spreads & the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Start Here

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• Home Affordability
• Refinance & Debt Consolidation
• Cost-of-Waiting™
• Break-Even & ROI Calculator

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⚖️ Compliance
Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781
For educational purposes only. Not financial advice.