Inflation just shocked the market.

The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.

So now the big question:

👉 Is the Federal Reserve finally ready to cut rates?
👉 What does this mean for mortgage rates?
👉 Should you lock or float right now?

Every day, we pull real pricing from 30+ lenders to show you what you actually qualify for — plus we break down:

• CPI (Consumer Price Index)
• Federal Reserve rate outlook
• Jobs & unemployment data
• Mortgage-Backed Securities (MBS)
• The 10-Year Treasury yield
• Lock vs. Float strategy

Transparent. Data-driven. No hype.

🔔 Get Your Mortgage Rate & Tools
📈 RateWatch 2.0 — Set Your Target Rate

Get notified when rates hit your number:
👉 https://TheRateUpdate.com/ratewatch

📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all my professional-grade calculators in one bundle:
👉 https://friodan.gumroad.com/l/aejabs

🧮 Individual Mortgage Calculators

🏠 Home Affordability Calculator
Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)
See if waiting is costing you money:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator
Understand closing costs & true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📞 Free Strategy Call

Talk through your options — zero pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

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⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.