Brittney explains how VA loans, escrow, homeowners insurance, and South Carolina property tax rules impact military homebuyers more than the purchase price alone. You’ll learn how wrong tax classifications can blow up a VA home loan, why they affect DTI, and what real estate agents can do to protect their clients. Perfect for agents serving military relocation and buyers navigating a PCS move.

Key Takeaways

• Escrow determines the true VA buyer monthly payment.
• SC tax classification can deeply impact VA loan affordability.
• Wrong tax rates can push buyers out of VA loan qualification.
• Agents should verify tax status early to avoid surprises.
• Sellers benefit from fixing tax classification before listing.
• Insurance premiums influence the escrow portion.
• Build offers around the buyer’s all-in payment or BAH.

If this episode helped you better serve your VA buyers, share it with another agent or military family. Want more tools and resources? Visit https://www.homeswithbrittney.com.

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Closing Chapters Podcast: Where Every Mission Has A Story

Thanks for listening. We talk all things military real estate, my transactions, the mistakes, the wins, and simple plays you can use right now.

Work With Me

• Book a free 20 minute Strategy Call → https://bit.ly/StrategyCallBFR
• Buying or selling near Fort Bragg & Moore County → https://bit.ly/BSRFtLiberty
• Agents, partner with me → https://bit.ly/AgentReferralCall

Stay Connected

• YouTube → https://www.youtube.com/@homeswithbrittney
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• Email → brittney@homeswithbrittney.com

If this episode helped, follow the show, leave a quick review, and share it with a friend in PCS season.

Disclaimer: This podcast education only & is not legal, tax, or financial advice. Talk with your own pros about your situation. Opinions are my own.

© 2025 Brittney Frye. All rights reserved. Realtor, license # 352197 in NC. Brokerage: RE/MAX Southern Propert...