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Rich Routines

Rich Routines

By: Nathan Pali
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About this listen

Rich Routines is a personal finance and behavioral psychology podcast about the daily habits that quietly build wealth—or slowly destroy it.

Money isn’t won in one big decision. It’s built through routines.

This podcast explores personal finance through behavior, the psychology of money, and the hidden systems behind how people earn, spend, save, invest, and repeat the same financial patterns for decades. From ancient money habits to modern financial systems, the show explains how small routines shape lifelong wealth.

Each episode blends behavioral finance, neuroscience of money, financial history, and plain-English explanations of how the financial system works. You’ll learn:

  • Why habits matter more than income
  • How the brain forms financial routines
  • Why spending and saving become automatic
  • How fear, status, and comparison shape money behavior
  • How credit, debt, inflation, and markets affect daily life
  • Why financial success is usually boring—and repeatable
  • How to design routines that build wealth over time

This isn’t a stock-picking podcast or a hustle show. It’s a practical, story-driven guide to money habits, financial behavior, wealth building, and understanding how your routines quietly control your financial future.

If you’re interested in personal finance, financial habits, behavioral economics, psychology of money, wealth building, investing behavior, how the financial system works, and learning how to build better money systems in everyday life—this podcast is for you.

Rich Routines Wealth isn’t a moment. It’s a pattern.

© 2026 Rich Routines All rights reserved.
Economics Personal Finance
Episodes
  • The South Sea Bubble and Financial Follies
    Feb 15 2026

    In this episode, we explore the speculative frenzy of the South Sea Bubble in 1720s Britain, a period where financial innovation met widespread public speculation. We uncover how attempts to manage national debt led to an unsustainable stock market boom and its eventual dramatic collapse, leaving a lasting impact on financial regulations and public trust.

    Chapters

    00:00 Introduction to the South Sea Bubble

    00:44 The South Sea Company's Proposition

    02:09 The Rise of South Sea Shares

    05:06 The Speculative Frenzy Spreads

    10:30 The South Sea Bubble Bursts

    15:34 Lessons from the Bubble

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    14 mins
  • Trust Was Currency: The Forgotten Role of Relationships in Personal Finance
    Jan 23 2026

    In pre-modern economies, your most valuable asset wasn’t money — it was people. This episode explores how trust, community, and social networks functioned as insurance before formal financial systems existed.

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    17 mins
  • Unpacking the Tulip Mania Bubble
    Feb 14 2026

    In this episode, we explore the historical phenomenon of Tulip Mania in the 17th-century Dutch Republic, examining how a market for exotic flowers transformed into a speculative bubble driven by contract trading. We discuss the societal conditions that enabled such speculation and the key factors that led to its eventual, yet contained, collapse.

    Chapters

    00:00 Tulip Mania's Beginnings

    00:00 The Dutch Republic Market

    02:04 Tulips as Status Goods

    03:20 The Rise of Tulip Contracts

    05:00 Low Entry, High Hype

    08:25 The Logic of Bubbles

    10:12 The Bubble Bursts

    13:02 Lessons from Tulip Mania

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    12 mins
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