You’ve probably heard that you should wait as long as possible to claim Social Security. And for many people, that’s good advice. But the truth is, there are times when taking it at 62 can make more sense.

In this video, I’ll walk you through 4 situations where claiming early could be the right move. From financial considerations to lifestyle choices, you’ll learn how to think about Social Security in a way that fits your own retirement goals.

Visit my firm’s website: https://www.pascackcapital.com

Connect with me on LinkedIn: https://www.linkedin.com/in/vincentgrosso1/

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

A lot of people say DON’T pay off your mortgage before retirement.

“Keep it invested!” “Tax deductions!” “Leverage is good!”
But… what if they’re wrong?

In this video, I reveal why the so-called experts might be giving you bad advice — and why paying off your mortgage could be one of the smartest moves you make for retirement.

What you’ll learn:

• Why keeping a mortgage is just gambling with leverage
• The “tax deduction” myth that’s costing you money
• A real client story: peace of mind beats spreadsheets
• The hidden emotional cost of debt in retirement
• When ignoring the math is actually the smart choice
• 
  

Bottom line: Sometimes the best decision isn’t the one that looks good on paper — it’s the one that lets you sleep at night.

NIH Source: https://pmc.ncbi.nlm.nih.gov/articles/PMC6521877/

Visit my firm’s website: https://www.pascackcapital.com

Connect with me on LinkedIn: https://www.linkedin.com/in/vincentgrosso1/

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Maximizing Your Social Security: Top Strategies for Women in Their 50s and 60s

In this episode, we explore three key strategies for women in their late fifties or sixties to maximize their Social Security benefits as they approach retirement. The video covers the benefits of delaying Social Security claims, reviewing and strengthening your 35-year earnings record, and understanding your rights concerning spousal and survivor benefits. Practical examples and actionable steps are provided to help you make informed decisions and secure a more stable and substantial income for your retirement.

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Avoid These Tax Mistakes Before Retirement: Smart Financial Moves

Planning to retire in the next few years? Discover the most common tax mistakes made before retirement and learn actionable steps to minimize your tax bill. In this episode, we'll discuss the importance of income planning, strategic Roth conversions, and managing Medicare premiums. Ensure a smoother transition into retirement with these essential tips.

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

In this episode, we dive into three critical documents every woman should have: a will, durable power of attorney, and an advance directive. These form the foundation of a robust estate plan. Learn why each document is important, what they entail, and tips on how to ensure your wishes are honored. Don't forget to consult with an estate attorney to guide you through the process. Make your estate planning a priority to protect yourself and your loved ones.Source: https://www.caring.com/resources/wills-survey/Visit my firm’s website: https://www.pascackcapital.comConnect with me on LinkedIn: https://www.linkedin.com/in/vincentgrosso1/Disclaimer:Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

In this episode, we delve into the critical question of whether single women should take Social Security benefits early or delay them. We'll explore why this decision holds special importance for single women, explain how Social Security works, and provide insights into the benefits and drawbacks of delaying your claim. Learn about the break-even point, factors to consider if you can afford to wait, and how to determine the best strategy based on your individual circumstances. Tune in for a detailed yet concise guide to making an informed decision on your Social Security claiming strategy.

Visit my firm’s website: https://www.pascackcapital.com

Connect with me on LinkedIn: https://www.linkedin.com/in/vincentgrosso1/

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

In this episode, we discuss three essential elements every single woman needs for a confident retirement. Learn about the importance of an income plan to manage your finances, planning for unexpected events, and the necessity of an estate plan to ensure your assets are managed according to your wishes. Discover how these plans can help you avoid common pitfalls, achieve financial security, and peace of mind in your retirement years.

Visit my firm’s website: https://www.pascackcapital.com

Connect with me on LinkedIn: https://www.linkedin.com/in/vincentgrosso1/

Disclaimer:

Pascack Capital LLC (“PC”) is a registered investment advisor offering advisory services in the State of New Jersey, Virginia, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. Pascack Capital LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles.

The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Pascack Capital LLC (referred to as “PC”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

All opinions and estimates constitute PC’s judgement as of the date of this communication and are subject to change without notice. PC does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall PC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if PC or a PC authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.