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Retirement Talks with Ted Thatcher

Retirement Talks with Ted Thatcher

By: Derek Johnson
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About this listen

 Tune in to Bright Lake Wealth Management Presents: Retirement Talks with Ted Thatcher on the radio at KQMS on Sundays from 7:30am to 8:30am.

Disclosure: This website Bright Lake Wealth Management (this “Website”) is owned and operated by Bright Lake Wealth Management. Bright Lake Wealth Management offers investment advisory services and is registered with the state. Registration does not constitute an endorsement of the advisory firm by the state nor does it indicate that the advisory firm has attained a particular level of skill or ability. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should not be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein reflects the opinions and projections of Bright Lake Wealth Management as of the date hereof, which are subject to change without notice at any time. Bright Lake Wealth Management does not represent that any opinion or projection will be realized. Bright Lake Wealth Management, nor any of its advisers, officers, directors, or affiliates represents that the information presented on this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Neither this Website nor its contents should be construed as legal, tax, or other advice. Individuals are urged to consult with their own tax or legal advisers before entering into any advisory contract.Copyright Derek Johnson Economics
Episodes
  • Tax Changes & Opportunities Under the Big Beautiful Bill

    Tax Changes & Opportunities Under the Big Beautiful Bill
    Oct 19 2025
    This week on Retirement Talks with Ted Thatcher, listeners received essential updates on retirement planning following sweeping changes introduced by the One Big Beautiful Bill Act signed into law in July 2025. Ted discussed how these new policies—such as the $6,000 senior tax deduction, changes to RMD ages, increased estate tax exemptions, and expanded uses for 529 accounts—impact retirees and those planning for retirement. The show emphasized proactive planning in light of evolving tax rules and the importance of certain strategies to take advantage of historically low tax rates before potential future increases with rising national debt.

    Ted also highlighted key questions submitted by listeners, including when to take Social Security and best practices for leaving an inheritance, stressing the value of working with a knowledgeable advisor. He offered practical advice on eligibility for benefits, avoiding probate, and building family legacies, underscoring that tailored retirement roadmaps should address income, investments, taxes, healthcare, and legacy planning. Throughout the show, the importance of long-term relationships, informed decisions, and personalized guidance from the Bright Lake Wealth Management team was reinforced as the cornerstone.


    For more information, visit https://www.brightlakewealth.com/
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    28 mins
  • Optimizing Social Security and Early Retirement

    Optimizing Social Security and Early Retirement
    May 11 2025
    This episode of "Bright Lake Wealth Presents: Retirement Talks with Ted Thatcher," covers several important topics related to retirement planning. Throughout the show, Ted Thatcher, a financial advisor and the CEO of Brightlake Wealth Management, discusses the challenges and considerations of retirement, such as transitioning from saving to spending. The hosts dive into the complexities of social security and the importance of making informed decisions to maximize benefits. Ted emphasizes the value of professional guidance in navigating social security decisions, given the multitude of rules and options available. Furthermore, the podcast touches on the psychological and emotional aspects of retirement planning, highlighting the significance of planning ahead to avoid rushed decision-making.

    Additionally, the podcast addresses listener questions related to work burnout, early retirement, and family business succession planning. Ted discusses how the COVID-19 pandemic has affected people's perspectives on work-life balance and retirement timing. He shares insights on evaluating personal circumstances to determine retirement timelines, considering factors such as health and financial readiness. Moreover, the show explores the intricacies of family business succession, discussing potential challenges and planning strategies for passing businesses to the next generation. Ted underscores the importance of open conversations and proactive planning in legacy planning and estate management, advocating for structured decision-making to alleviate potential conflicts within families.


    For more information, visit https://www.brightlakewealth.com/
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    28 mins
  • History of Taxes & a Comprehensive Retirement Plan

    History of Taxes & a Comprehensive Retirement Plan
    May 4 2025
    In this episode of "Retirement Talks with Ted Thatcher," Ted and his team at Brightlake Wealth Management delve into essential strategies for effective retirement planning. They discuss various tactics to optimize retirement income, including Roth conversions. The conversation also highlights the importance of understanding different income sources, like Social Security and traditional IRAs, and their tax implications. Ted emphasizes the need for personalized retirement planning that addresses the individual financial landscape and potential tax liabilities of retirees.

    Further, the episode underscores the significance of proactive and advanced planning in retirement. Ted advises against the "set it and forget it" approach, stressing the importance of continuous reassessment and strategic adjustments, particularly concerning Medicare decisions, required minimum distributions (RMDs), and overall risk management.


    For more information, visit https://www.brightlakewealth.com/
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    28 mins
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