Are you worried that a stock market crash could erase your hard-earned retirement savings? In this episode of Safe Money and Income Radio, host Darrell Blackmon, a military veteran and retirement and income specialist, introduces a powerful strategy to protect your profits and secure your financial future.

Listeners will learn about "no market risk" planning, an approach that allows you to participate in market gains while ensuring you never suffer losses from a market downturn. Darrell explains a concept called "annual reset," which locks in your gains each year so your account value can never go backward due to market volatility. This strategy is designed for those at or near retirement—typically between the ages of 50 and 75—who want to replace market uncertainty with principal guarantees and create a reliable, lifelong income stream they can't outlive.

This episode covers:

• How to build new value instead of spending years making up for losses.

• Asset protection and income planning strategies using insurance-based financial products.

• The difference between risk-based investments and a "gain and retain" financial strategy.

• How to ensure your retirement plan includes legacy and estate planning for your beneficiaries.

• How to get a complimentary copy of the

  Safe Money and Income book and kit to learn more about putting your retirement on autopilot.