Episodes

  • Behavioral Finance and You - July 19, 2025

    Behavioral Finance and You - July 19, 2025
    Jul 21 2025
    You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • The Reality of Retirement Spending - July 12, 2025

    The Reality of Retirement Spending - July 12, 2025
    Jul 14 2025
    Most retirement strategies assume your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But what if that conventional wisdom is completely wrong? What if retirement spending actually follows a very different pattern than the neat, predictable decline that financial calculators assume?

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • Tackling the Twin Threats of Taxes and Inflation - July 5, 2025

    Tackling the Twin Threats of Taxes and Inflation - July 5, 2025
    Jul 7 2025
    When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • Tax Savvy Strategies - June 28, 2025

    Tax Savvy Strategies - June 28, 2025
    Jun 30 2025
    It seems like world is on edge right now. Global conflicts are dominating the news headlines, and the ripple effects could reach you and your wealth. Today, we’re tackling how global instability could impact your retirement future. Ken shares strategies to help you preserve your wealth and stay on track, even in uncertain times.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • Topics on Your Retirement Planning List - June 21, 2025

    Topics on Your Retirement Planning List - June 21, 2025
    Jun 23 2025
    How much is left on your to-do list this week? What about that honey-do list of chores around the house? It’s a mile long, right? The problem with long lists is they can overwhelm you and cause you to shut down. So let’s keep it simple!

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • All About Annuities - June 14, 2025

    All About Annuities - June 14, 2025
    Jun 18 2025
    For years, annuities have gotten a bum rap. Too expensive. Too many strings attached. Your money is locked up forever. You’ve heard all the “cons” of annuities for years. But with private company pensions dying out, the tide is starting to turn. Annuities sales have had record years recently.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • Plan For The Worst and Hope For The Best - June 7, 2025

    Plan For The Worst and Hope For The Best - June 7, 2025
    Jun 9 2025
    In the U.S., medical bills are not only the most common reason for bankruptcies, but they directly cause a whopping 66.5% of them, making them the leading cause of bankruptcy. A healthcare emergency, catastrophic illness, or accident can knock you off your feet physically – and financially.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins
  • 5 Mistakes to Avoid When Planning for Retirement - May 31, 2025

    5 Mistakes to Avoid When Planning for Retirement - May 31, 2025
    Jun 2 2025
    Retirement planning is one of the most important financial decisions you’ll make. But there are five important mistakes that can impact your future.

    Learn more at Apex Financial Group

    We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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    56 mins