In this episode of the Retire with Peace podcast, host David Zaegel discusses the fundamentals of Social Security, including its history, funding mechanisms, eligibility requirements, and the timing of retirement benefits. He emphasizes the importance of understanding how Social Security works to effectively plan for retirement, highlighting key aspects such as the minimum and maximum ages for collecting benefits and the impact of waiting to claim benefits on monthly payouts.

In this episode, we explore why making the move sooner rather than later can save you money, reduce stress, and give you more freedom in retirement.

Here’s what you’ll discover:
✅ The hidden costs of waiting to downsize
✅ How moving earlier can improve cash flow and reduce taxes
✅ The emotional and lifestyle benefits of simplifying sooner
✅ Practical steps to decide when the time is right

In this episode of the Retire with Peace podcast, host David Zaegel discusses significant changes in retirement planning due to the expiration of enhanced Affordable Care Act premiums. He emphasizes the importance of tax planning strategies to manage insurance premiums and the implications for future income. The conversation highlights the need for proactive planning as the expiration date approaches, encouraging listeners to consider their financial strategies for 2026 and beyond.