Episodes

  • Are You Really Ready to Retire? - November 1st

    Are You Really Ready to Retire? - November 1st
    Nov 1 2025
    Most people save for retirement — but few have a full retirement plan. David Nicholas explains how to move from saving to strategizing, covering key topics like building reliable income streams, reducing taxes, and planning for healthcare and legacy needs. If you’re within five to ten years of retirement, this episode is your roadmap to get prepared.

    Disclosure: Nicholas Wealth offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”).  SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. Securities are offered through World Equity Group, Inc., member FINRA and SIPC.

    In this week’s episode of Retire Ready, David Nicholas breaks down the essential elements of a complete retirement plan. Learn how to coordinate your investments, manage risk, and create predictable income for the future — all while finding smarter ways to reduce taxes and preserve your wealth.
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    35 mins
  • Today's Markets and Modern Safeguards - October 18th

    Today's Markets and Modern Safeguards - October 18th
    Oct 18 2025
    In this episode of Retire Ready with David Nicholas, David unpacks a bold claim from 60 Minutes comparing today’s economy to the years before the Great Depression. He explains why the 1920s “Wild West” financial system was so different from today’s markets — and why modern safeguards like FDIC insurance and Social Security make another depression less likely.

    Disclosure: Nicholas Wealth offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”).  SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. Securities are offered through World Equity Group, Inc., member FINRA and SIPC.

    In this week’s episode of Retire Ready, David Nicholas breaks down the essential elements of a complete retirement plan. Learn how to coordinate your investments, manage risk, and create predictable income for the future — all while finding smarter ways to reduce taxes and preserve your wealth.
    Show More Show Less
    35 mins
  • Shifting Markets and Emerging Tech - October 11th

    Shifting Markets and Emerging Tech - October 11th
    Oct 11 2025
    This week’s episode dives into how shifting markets and emerging technologies are shaping today’s investment landscape. The discussion covers why Bitcoin and gold are being seen as new “safe haven” assets during economic uncertainty, and how AI’s explosive growth is driving demand in sectors like energy, nuclear power, and infrastructure. You’ll also hear insights on positioning your portfolio for the next decade — not the last — with strategies that adapt to inflation, rate cuts, and rapid innovation.

    Disclosure: Nicholas Wealth offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”).  SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. Securities are offered through World Equity Group, Inc., member FINRA and SIPC.

    In this week’s episode of Retire Ready, David Nicholas breaks down the essential elements of a complete retirement plan. Learn how to coordinate your investments, manage risk, and create predictable income for the future — all while finding smarter ways to reduce taxes and preserve your wealth.
    Show More Show Less
    35 mins
  • Roth Conversions - October 4th

    Roth Conversions - October 4th
    Oct 4 2025
    This week we explores how Roth conversions can play a key role in retirement planning and why converting traditional retirement savings to a Roth account may reduce future taxes, how timing impacts the strategy, and how it fits into a broader retirement plan alongside income, healthcare, and estate considerations.

    Disclosure: Nicholas Wealth offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”).  SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. Securities are offered through World Equity Group, Inc., member FINRA and SIPC.

    In this week’s episode of Retire Ready, David Nicholas breaks down the essential elements of a complete retirement plan. Learn how to coordinate your investments, manage risk, and create predictable income for the future — all while finding smarter ways to reduce taxes and preserve your wealth.
    Show More Show Less
    35 mins
  • Bailey Woods Discusses Interest Rates - September 27, 2025

    Bailey Woods Discusses Interest Rates - September 27, 2025
    Sep 29 2025
    As you enter or approach retirement, it’s natural to start thinking about how to turn your dreams into reality. Whether that means traveling, spending more time with family, or simply enjoying a confident life, your income will be the key to making it all happen. But in an environment of falling interest rates, maintaining that income can become a lot more challenging.

    Disclosure: Nicholas Wealth offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”).  SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. Securities are offered through World Equity Group, Inc., member FINRA and SIPC.

    In this week’s episode of Retire Ready, David Nicholas breaks down the essential elements of a complete retirement plan. Learn how to coordinate your investments, manage risk, and create predictable income for the future — all while finding smarter ways to reduce taxes and preserve your wealth.
    Show More Show Less
    35 mins
  • Bailey Woods Joins Retire Ready - September 20, 2025

    Bailey Woods Joins Retire Ready - September 20, 2025
    Sep 22 2025
    Bailey Woods fills in for David for Retire Ready. Here Bailey's story and how he went from playing football at Auburn and Georgia State, to serving our country in the military, to becoming a financial advisor. Bailey gives his take on financial planning and how retirees can prepare for their golden years.

    Listen to Retire Ready with David Nicholas, Saturdays at 6 P.M.

    For more infomation on retirement planning, visit nicholaswealth.com!
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    35 mins
  • The Importance of Beneficiary Updates in Retirement Planning - September 6, 2025

    The Importance of Beneficiary Updates in Retirement Planning - September 6, 2025
    Sep 8 2025
    David breaks down the five key areas—portfolio review, income planning, tax strategies, healthcare, and legacy planning—with practical examples and tips. David also highlights common mistakes in estate transfers and beneficiary designations and discusses powerful tools like donor-advised funds to optimize tax outcomes.

    Listen to Retire Ready with David Nicholas, Saturdays at 6 P.M.

    For more infomation on retirement planning, visit nicholaswealth.com!
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    35 mins
  • Crypto in Retirement? - August 30, 2025

    Crypto in Retirement? - August 30, 2025
    Sep 1 2025
    David dives into the world of crypto, sharing his perspective on its potential role in retirement planning. He discusses the volatility, risks, and possible rewards of adding digital assets to your portfolio. If you're curious about whether crypto fits into your financial future, this episode offers practical insights and considerations straight from David’s discussion.

    Listen to Retire Ready with David Nicholas, Saturdays at 6 P.M.

    For more infomation on retirement planning, visit nicholaswealth.com!
    Show More Show Less
    35 mins