Divorce can impact far more than your personal life. It can also affect your credit, your mortgage obligations, and your ability to purchase a home in the future.

In this episode, Denver luxury Realtor and former clinical social worker Renee Cohen explains how divorce influences credit scores, refinancing timelines, and mortgage qualification. If you are wondering whether you can keep the marital home, how soon you can refinance, or when you may be able to purchase another property, this conversation provides important insight.

Renee walks through the key financial factors lenders evaluate after divorce, including debt division, income documentation, and the role of support payments in mortgage approval. She also discusses common misconceptions about removing a spouse from a mortgage and why strategic planning is essential, especially in Denver’s higher price points.

If you are navigating divorce or advising someone who is, this episode offers a clear and thoughtful overview of how housing decisions intersect with financial stability.

Learn how to approach real estate decisions during divorce with clarity, strategy, and a long-term perspective.

For more resources and articles, visit
ReneeSellsColorado.com

Dividing a home during divorce is one of the most emotional and financially significant decisions a couple will make. In this episode, Renee Cohen breaks down what equitable division really means — and why it doesn’t always equal a 50/50 split.

Renee explains how real estate is valued during divorce, the difference between a Comparative Market Analysis, an appraisal, and online estimates, and why accurate, professional valuation matters when equity is on the line. She also walks through the three most common options couples consider: buying out one spouse, selling the home and dividing proceeds, or temporarily co-owning the property.

This episode is designed to bring clarity, structure, and reassurance during an otherwise overwhelming time. Whether you’re in the early stages of divorce or navigating real estate decisions right now, you’ll gain insight into how to protect your financial future while approaching the process with fairness and confidence.

Hosted by Renee Cohen, Realtor with Coldwell Banker Global Luxury and Certified Residential Real Estate Divorce Specialist.

🎧 Topics covered in this episode include:
• What “equitable” really means in divorce
• How to determine a home’s true market value
• Buyout vs. sale vs. co-ownership options
• Why Zestimates often fall short in divorce situations
• The importance of neutral, experienced guidance

For more resources or to learn about Renee’s approach, visit ReneeSellsColorado.com

A recent Zillow report claims most homes in Denver have “dropped in value” — but is that really true? In this episode, Renee breaks down why Zestimates are showing declines, what the algorithms actually measure, and why automated valuations rarely reflect the true market value of your home.

Using real data from the Denver Metro Association of Realtors and REcolorado, Renee explains:
• Why home prices in Denver are not collapsing
• The difference between a Zestimate and an actual market valuation
• How neighborhood micro-markets shape home performance
• Why automated tools often undervalue upgraded or unique properties
• When homeowners should be concerned — and when not to be

Whether you’re thinking about selling, tracking your home’s equity, or simply trying to make sense of conflicting headlines, this episode offers clarity rooted in local expertise — not national algorithms.

📍 For additional insights and local market data, visit ReneeCohenHomes.com
🎙️ Hosted by: Renee Cohen, CRS, LPS
Coldwell Banker Global Luxury
Certified Residential Real Estate Divorce Specialist