Episodes

  • Good Debt vs. Bad Debt

    Good Debt vs. Bad Debt
    Aug 7 2025
    We break down the difference between good debt and bad debt, how to understand and manage your debt-to-income ratio (DTI), and what types of purchases might help—or hurt—your financial future. Learn how to use debt as a tool, not a trap.
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    18 mins
  • Winning in a Low Inventory Market

    Winning in a Low Inventory Market
    Jul 3 2025
    In today’s low-inventory housing market, competition is fierce—whether you're buying your first home or upgrading to your next. In this episode, we break down how to prepare financially, understand key real estate terms, and build the right team to position yourself for success. Learn what it really takes to be ready when the right opportunity comes along.
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    18 mins
  • The Market Mindset with Jon Grocki

    The Market Mindset with Jon Grocki
    Jun 5 2025
    Financial planner Jon Grocki joins us to unpack the full financial picture of homeownership. We explore what to consider beyond just mortgage rates and listing prices—from understanding how market volatility can impact your long-term financial stability, to smart strategies for managing and leveraging home equity.
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    35 mins
  • Understanding Gift Tax: What You Need to Know

    Understanding Gift Tax: What You Need to Know
    Apr 9 2025
    We explore the tax implications of gifting funds for a home down payment. We discuss the annual gift tax exclusion and the importance of proper documentation, such as gift letters, to clarify the nature of the funds and ensure compliance with IRS regulations.

    Whether you're considering assisting a family member with a down payment or planning to receive such a gift, this episode provides valuable insights to navigate the process smoothly and avoid potential tax pitfalls.
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    16 mins
  • Hans Schwab Returns: Appraisal Insights for Sellers

    Hans Schwab Returns: Appraisal Insights for Sellers
    Mar 26 2025
    We’re joined once again by Hans Schwab, a seasoned residential appraiser, to dice into the appraisal process from a seller’s point of view. Whether you’re preparing to sell your house or just curious about how appraisals impact the sale, Hans shares crucial insights on what sellers should know.
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    34 mins
  • The Art of Appraisal with Hans Schwab

    The Art of Appraisal with Hans Schwab
    Mar 12 2025
    Join us as we sit down with residential appraiser Hans Schwab to dive deep into the world of home appraisals. From what factors influence a home’s value, to common misconceptions about the process, Hans breaks down everything you need to know about appraisals and why they’re so important in real estate transactions.
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    40 mins
  • New Beginnings - Home Buying After Retirement

    New Beginnings - Home Buying After Retirement
    Feb 20 2025
    Tune in as we explore the ins and outs of buying a home in retirement, from evaluating your assets to leveraging home equity for a smooth transition. Join us for expert advice on how to put yourself in the best position to make your dream home a reality during this exciting new chapter of life.
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    15 mins
  • NAR Settlement Breakdown

    NAR Settlement Breakdown
    Feb 6 2025
    Join us as we unpack the impact of the recent NAR settlement on the real estate world. We’ll break down the changes to buyer's agent and seller's agent commissions, how the settlement aims to bring more transparency, and why better communication upfront will help you be more prepared in your next real estate transaction. Don’t miss out on staying ahead of these major shifts in the market!
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    15 mins