Real Estate Agent Market Update and Mindset Podcast

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We break down how conflict-driven oil spikes push Treasury yields and nudge mortgage rates, then map the usual one-week cooldown. We pivot to tax timing, IRS balances, and how Fannie vs Freddie rules shape approvals for self-employed and W-2 buyers.

• how oil shocks and uncertainty move the 10-year and mortgage rates
• why rate jumps often fade the following week
• lock strategy and watching reprices in volatile markets
• filing vs extension timelines for self-employed income
• proof of filing, transcripts, and IRS balance options
• asset verification vs approved IRS payment plans
• some key differences between Fannie Mae and Freddie Mac
• lender overlays and why early communication matters
• aligning contract dates with April 15 realities
• refreshing older pre-approvals before shopping

Find Angie in her free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

You can find Nikki on Instagram and TikTok at mortgagesfromMNtoAZ, on Facebook or LinkedIn under Nikki Erickson or Kevnik Mortgage, and Phone: 952-484-1584

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
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Rates trend down as we unpack the 10-year Treasury, MBS demand, and why a break could move mortgages by up to half a point.

We tie market signals to buyer behavior, from Google’s top searches to simple, proven tactics that turn interest into action.

• How Treasuries and MBS shape mortgage pricing
• Jobs data revisions and implications for Fed cuts
• Current ranges for 30-year and 15-year fixed rates
• Why full payment estimates beat PI-only quotes
• Google trends: “mortgage calculator” and buyer intent
• Real estate SEO: “homes for sale in [city]” strategy
• Using lender apps and alerts for timely outreach
• Low-budget ad ideas that capture active demand
• Preparing clients for a potential June pivot

You can find Nikki on socials at mortgagesfromMntoAZ; on LinkedIn and Facebook at Nikki Erickson; call 952-484-1584; or email Nikki@KevnikGroup.com

Find Angie Gerber on Skool.com/rebusinessbuilders/about

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

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This Week Is HUGE!!! BIG THINGS Coming our way!!

We unpack a major housing bill focused on faster builds, flexible financing for manufactured and multi-family, and smarter use of grants and rural lending.

• Why a weaker jobs report could lower mortgage rates
• How China’s Treasury stance and bank buying may reshape yields
• What builder grants and streamlined rules could do to speed supply
• Why expanding financing for manufactured, co-ops, and tall condos matters
• How excluding disability income can improve down payment aid access
• Ways to unlock underused local housing grants
• Bigger FHA limits for 2–4 units to boost ownership and cash flow
• USDA map updates and rural renovation options to revive aging homes

Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ.

Watch this again, take notes, and get a plan so when this hits, you’re ready.

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/