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Mortgage rates have hit their lowest point in 18 months, creating opportunities for both buyers and sellers as we approach the sweet spot before home prices increase.

Listen Now for All the Latest in this Monday Market Update!

Some Key Takeaways:

• Jobs report came in lower than expected, causing the 10-year treasury bond to decrease
• Some borrowers now securing rates around 5.875%
• Expected Fed rate drop next week should help solidify current bond market position
• For every percentage point rates decrease, approximately 5 million new buyers enter the market
• Many Sellers become motivated at 5.5% regardless of their current mortgage rate

Visit kevnikmortgage.com for weekly Monday morning blogs with shareable content for social media, including today's blog about the right time to purchase.

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Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
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Chapter 8 - Are you worthy of your goals? The most powerful revelation that changed everything for me came when my coach said I'd need to leave behind 50-80% of who I am to achieve my biggest aspirations.

This revelation forms the foundation of true goal setting. If your goal doesn't simultaneously excite and terrify you, it's not big enough. If you already know exactly how to achieve it, it's merely a task, not a transformative goal.

You simply cannot reach extraordinary destinations from your current state of being. Instead of working toward your goal, try coming from your goal—embodying the future self who has already achieved it.

The internal voices that keep us trapped in mediocrity are relentless: "What if I fail?" "Who am I to want more?" "I don't have enough experience." Feel the fear and act anyway. Discomfort isn't just normal on the path to achievement—it's necessary. As you get comfortable being uncomfortable, extraordinary things happen.

Focus on getting just 1% better each day, and soon you'll need a telescope to see the person you once were.

Join me next week when we'll discuss finding the right brokerage and partners to accelerate your real estate success. What version of yourself are you ready to become?

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

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This Week's Update -

The housing market is showing improvement in interest rates, with potential cuts coming from the Fed through the end of 2025, creating refinance opportunities for those with rates above 7%. Tariff Talk as well - depends on the court's ruling...

Home appreciation data reveals a dramatic increase pattern: 2% in one year, 7% in three years, and jumping to 50.5% at the five-year mark – explaining why the 5–7 year timeframe is when many homeowners choose to move.

• Interest rates and Tariff's - What may or may not happen!
• Home appreciation follows a pattern: 2% (1 year), 7% (3 years), 50.5% (5 years)
• Refinancing typically makes sense with at least a 1-1.5% interest rate reduction

Agents
• Creating a 5-year plan with your clients
• HomeBot tool sends monthly neighborhood market updates to clients
• Fourth quarter is prime time to reconnect with past clients while competitors slow down
• Follow up with past clients from 2-3 years ago to discuss refinancing or moving options
• Be intentional about reaching out to your sphere, even if it's been years since last contact

Reach out to us to learn more about HomeBot and how we can partner together to bring value to your clients.

Contact Nikki on social media @mortgagesfromMN2AZ or call 952-484-1584 for mortgage questions.

Realtors! Contact Angie Gerber for business strategy and planning!

With Gratitude -
Angie Gerber
angiegerber@gmail.com

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/