If your car broke down today or you lost your job tomorrow—could your finances handle it?

In this powerful episode of Prosper in the Kingdom, Jon Cleaver and Wendy Lee break down how to build a strong, biblically-aligned emergency fund so you can weather any storm—without falling into debt or fear. They share the exact steps to get started, the biblical wisdom behind saving, and how financial preparedness protects both your peace of mind and your God-given purpose.

You’ll also hear how Wendy turned a $76 Goodwill haul into over $850 in profit—proving that a little hustle and creativity can kickstart your savings journey today.

This isn’t about hoarding—it’s about stewarding. Because when you're financially ready, you're spiritually free to say "yes" to God's assignments without anxiety holding you back.

In This Episode:

• Why emergency funds are biblical (Proverbs 21:20)
• How much you really need saved: $1,000 vs 3–6 months
• The domino effect of debt—and how to avoid it
• Why credit cards are not your emergency plan
• The emotional cost of financial instability
• How to automate savings and build margin fast
• Creative side hustle ideas (including reselling on Etsy!)
• The difference between fear-based saving and faith-based stewardship
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Key Scriptures:

• Proverbs 21:20 — “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.”
• Deuteronomy 8:18 — “It is He who gives you the power to get wealth…”
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Kingdom Takeaway:

Emergencies will come—but with preparation, they don’t have to derail your destiny. God honors stewardship. Let’s build financial readiness that brings peace, purpose, and freedom.

Resources & Links:

• FREE Financial Roadmap: SafeMoneyRoadmap.com
• More Kingdom resources: ProsperInTheKingdom.com
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If This Episode Blessed You…

Help us reach more believers walking out their financial calling:

• Leave a 5-star review on Apple or Spotify

Share this episode with a friend who’s ready to break free from financial stress

Is crypto confusing, intimidating, or just something you've been meaning to understand? In this foundational episode of Prosper in the Kingdom, Jon and Wendy break down cryptocurrency basics from a faith-informed, practical perspective. Whether you're crypto-curious or already dabbling, this episode offers a non-hype, beginner-friendly guide to understanding the opportunities, risks, and real-world applications of crypto assets.

If you’ve ever wondered:

• What is blockchain and why does it matter?
• What’s the difference between Bitcoin, Ethereum, stablecoins, and utility tokens?
• Is cryptocurrency safe, biblical, or even wise to invest in?
• How can you get started without risking your life savings?
• What are hot wallets vs. cold wallets and how should you store your assets?
• How do taxes, scams, and regulation affect crypto?
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Then this episode is your Crypto 101 crash course—with the clarity, biblical wisdom, and caution you need before diving in.

• What is cryptocurrency? Definitions, analogies, and biblical wisdom
• The role of decentralized finance in an inflationary world
• Overview of major coin types:
• Bitcoin (digital gold)
• Ethereum / Ether (smart contract platform)
• Stablecoins (pegged to the U.S. dollar)
• Transactional coins (XRP, XLM)
• Utility tokens (think arcade tokens
• Meme coins (Dogecoin, Shiba Inu, etc.)
• How to buy crypto:
• Exchanges (Coinbase, Gemini, Kraken)
• Brokerages vs. peer-to-peer
• Pros and cons of cold wallets (e.g., Trezor) and hot wallets
• Biblical stewardship and financial discernment in the crypto space
• Avoiding scams, get-rich-quick traps, and “TikTok financial gurus”
• Using crypto wisely as part of a diversified wealth-building plan

At Prosper in the Kingdom, we don’t chase hype—we seek wisdom. Jon and Wendy remind us that cryptocurrency, like any financial tool, is neutral. It’s not inherently good or bad—it’s how you steward it that matters.

Drawing from Proverbs 13:11 and Deuteronomy 8:18, they emphasize that God gives us the power to get wealth, but that power must be rooted in stewardship, knowledge, and intentional action. Crypto may be one piece of your financial toolbox—but it's not the whole house.

• You don’t need to be a tech expert to understand crypto—you just need to be teachable.
• Start small, stay cautious, and do your homework before investing.
• Crypto can be part of your kingdom-focused wealth strategy when handled wisely.
• Use discernment: if it sounds too good to be true, it probably is.
• Seek a balance between modern tools and biblical principles of stewardship.

• Get your FREE Financial Plan:
• Visit SafeMoneyRoadmap.com and mention the show to receive a customized roadmap for your financial future.

Want more faith-aligned investing content?

Let us know! Drop your crypto questions in the comments or DM us—John and Wendy are planning deeper dives in future episodes.

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In this timely episode, Jon and Wendy walk you through a faith-rooted financial checklist to help you finish 2025 strong and step into 2026 with order, strategy, and peace. From year-end reviews to forward-thinking stewardship, this conversation bridges biblical wisdom with real-world action.

Rooted in Proverbs 21:5 — “The plans of the diligent lead surely to abundance…” — this episode equips you to get your financial house in order and position yourself for greater freedom and Kingdom impact.

• Assess Your Finances: Review your spending plan, pay down debt, and check your emergency fund.
• Holiday Budgeting: Be proactive about gift-giving expenses to avoid January regret.
• Year-End Financial Moves:
• Maximize employer 401(k) match
• Use your FSA/HSA funds
• Review life insurance and term policy options
• Begin tax planning before January
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• Business & Cash Flow Strategy: Entrepreneurs, don’t just close out the year—plan for scaling.
• Faith, Freedom & Finances: Financial alignment brings freedom to obey God fully and bless others abundantly.
• Spiritual Foundation: Daily time in the Word fuels financial wisdom and long-term clarity.
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Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

• SafeMoneyRoadmap.com – Get a custom financial strategy tailored to your goals
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• ProsperInTheKingdom.com – Tools, podcast episodes, and kingdom resources
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• Book Mentioned: The Science of Scaling (recommended for faith-driven entrepreneurs)
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1. Conduct a full financial inventory: Budget, debt, savings, and insurance.
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3. Set a holiday spending limit before the season begins.
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5. Schedule a strategy call via SafeMoneyRoadmap.com.
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7. Begin prayerfully setting goals for 2026 with faith and vision.
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9. Share this episode with a friend, team member, or fellow believer preparing for the new year.
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• Scaling a Christian business
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• Christian money mindset
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• Prosper in the Kingdom podcast
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Abundance begins with alignment. When your financial house is in order, you're free to follow God boldly, give generously, and impact eternally. Whether you're adjusting your budget or preparing to scale your business, this episode will help you do it with faith, diligence, and purpose.