In this episode of Property Soup, Allan and Travis tackle one of the most common investor questions: should you prioritise cash flow or capital growth in your property strategy? With rising rates and tighter lending conditions, the answer might not be as simple as it used to be.

• 💵 Cash Flow 101: Understand the difference between gross vs net cash flow, and why positive cash flow properties are rare in today’s market.

• 📈 Capital Growth Power: Learn how growth-focused properties can build equity fast—and how that equity can fuel your next purchase.

• ⚖️ Pros & Cons of Both: Discover the trade-offs of each approach—like serviceability vs long-term wealth creation—and why some high-yield areas come with hidden risks.

• 🤯 The $500/week Mistake: Allan and Travis break down how a negative cash flow of $25K a year can eat into your capital growth—and why it’s not always worth it.

• 🔀 The Hybrid Model: Not ready to go all-in on either side? Learn how to find balanced properties with strong growth and manageable holding costs.

🎯 Takeaway: Whether you’re chasing equity, income, or a mix of both—make sure your strategy matches your financial position and goals. The best investment is the one you can actually hold long-term without losing sleep.

In this episode of Property Soup, Allan is joined by mortgage strategist Lionel from Mortgage Works to unpack everything you really need to know about buying property through your super — without falling into the common traps. From setup to lending strategy, this one’s packed with gold for investors curious about using an SMSF.

• 🏗️ SMSF Setup Basics: Discover why getting the structure right before shopping for a property is crucial — and what mistakes could derail your plans.

• 💸 Minimum Balance & Borrowing Power: Lionel shares what most lenders require in super and how to legally boost your fund’s borrowing capacity.

• 📊 Lending Rules & Buffers: Understand the liquidity rules, contribution requirements, and post-settlement buffers lenders look for in SMSF loans.

• 📈 Interest Rates & Extra Costs: SMSF loans are pricier than personal ones — learn what to expect and how to prepare for setup, compliance, and legal fees.

• 🤝 Building the Right Team: From accountants to buyer’s agents, learn why SMSF investing is a team sport — and who you really need in your corner.

🎯 Takeaway: Don’t just set up an SMSF because your mate at the BBQ did. Set yourself up with the right strategy, structure, and team to invest with confidence through your super.

In this spicy episode of Property Soup, Allan from Foundation Property is joined once again by Travis from Genesis Wealth to unpack the real reason why so many would-be investors still haven’t taken the plunge. If you’ve been “thinking about it” for months (or even years), this episode is your wake-up call.

What you’ll learn:

• 😬 Fear of Making a Mistake: Why fear is natural—but also the #1 reason people stay stuck on the sidelines.

• 📊 Overthinking & Information Overload: You’ve watched the YouTube videos, joined the forums, read the blogs… and you’re still not moving forward.

• 🕒 Time is Slipping Away: Lack of time and analysis paralysis might be costing you more than you think—especially in high-growth markets.

• 💰 The Real Cost of Inaction: How missing one year could cost you 6-figures in growth and delay your entire retirement timeline.

• ✅ How to Know You’re Actually Ready: What to look for financially and emotionally—and how to stop waiting and start taking small, confident steps forward.

🎯 Takeaway: If you’ve been stuck, this episode will help you break through the fear, stop waiting for perfection, and start building a better future—one step at a time.