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In this bonus episode of the Property Apprentice Podcast, host Debbie Roberts breaks down a major change in New Zealand’s property regulations that could significantly ease the burden for families using trusts.

The New Zealand government has announced key updates to anti-money laundering (AML) rules, aiming to reduce excessive compliance requirements for “low-risk” property transactions involving family trusts. This move is set to simplify the often complex and intrusive checks that everyday Kiwis have faced when selling a home held in a trust.

🔍 In this episode, Debbie explores:

• Why property owners in trusts have felt unfairly targeted by AML checks
• The new simplified due diligence requirements for low-risk transactions
• Reactions from experts, including REINZ, property lawyers, and industry advocates
• The remaining gray areas, and why clear implementation guidelines are crucial
• Concerns raised about criminal misuse of real estate and the need for balance

While the reforms have been welcomed as a step in the right direction, the success of this policy will rely heavily on how clearly and effectively it is implemented.

This episode is a must-listen for homeowners, real estate professionals, and anyone with an interest in property investment or trust structures in New Zealand.


✅ Subscribe to the Property Apprentice Podcast and share this episode with anyone who may benefit from these updates. Staying informed is key to making smart financial decisions.

🎧 Catch more insights in future episodes as the team continues to break down property news that matters.

#AML #FamilyTrusts #NZProperty #RealEstateNZ #PropertyInvestment #DebbieRoberts #PropertyApprenticePodcast #FinancialFreedom #NZHousing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: The Mortgage Mag 9th of July - Mortgage rates may have bottomed already as RBNZ holds OCR

Topic #2: NZ Adviser 8th of July -NZ housing market dips as buyers gain leverage

Topic #3: RNZ 9th of July - No climate change buy-outs in future, expert group tells government

Topic #4: Realestate.co.nz 9th of July -The New Zealand Property Report Good news for renters as national rental price falls for another month

Topic #5: RNZ 8th of July - Government to loosen rules for selling homes in trusts

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Topic #1: 1News 3rd of July - Average NZ property value sees 'modest' uptick in June

Topic #2: Good Returns 1st of July -Service agreements could help banks’ processing timeframes

Topic #3: The Mortgage Mag 2nd of July - Little growth for the rest of this year expected

Topic #4: RNZ 3rd of July - Consumer spending on the rise

Topic #5: Realestate.co.nz 3rd of July - Oops, I bought a house!

Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/
Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

In this episode of the Property Apprentice Podcast, Debbie Roberts breaks down the top challenges that landlords face in New Zealand—and, more importantly, how to solve them.

Whether you're a first-time landlord or a seasoned property investor, this episode is packed with practical tips and expert advice to help you:

• Prevent rent arrears and late payments
• Choose the right tenants using background, credit, and tribunal checks
• Maintain your property with regular inspections
• Navigate meth testing, privacy laws, and Healthy Homes standards
• Understand your legal obligations under the Residential Tenancies Act
• Set the right rent and budget for vacancies
• Decide whether you need a property manager—and how to find a good one

With the Healthy Homes compliance deadline fast approaching (July 1), it’s more important than ever to get things right. Avoid costly mistakes and tribunal disputes with these proven strategies that every NZ landlord should know.

Relevant for Kiwi property owners, investors, and aspiring landlords looking to build long-term wealth through smart property management.

Watch now or listen on your favourite podcast platform. Don’t forget to like, subscribe, and share this with fellow landlords or first-home buyers.

Resources mentioned:
How to Choose a Good Property Manager https://youtu.be/s1O40B79eS0?feature=shared
Tenancy Tribunal Orders Database: https://tenancytribunal.govt.nz
Tenancy Services: https://tenancy.govt.nz
NZPIF Landlord Education Program: https://www.nzpif.org.nz

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Topic #1: RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super?

Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyers

Topic #3: RNZ 25th of June -Removing red tape key priority for FMA - report

Topic #4: Corelogic 26th of June - A good time to get that extra bedroom?

Topic #5: 1News 26th of June - How bad can your credit score get before it's a problem?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the latest Stats NZ and Westpac building consent data and what it means for property investors, homeowners, and developers across New Zealand.

While April 2025 saw a 17% drop in new dwelling consents, there's more beneath the surface. We unpack:
Why the fall in multi-unit consents isn’t a cause for panic
The resilience of stand-alone houses, with consents rising 2.4% over the past year
What economists are saying about the stabilisation of the construction sector
How lower mortgage rates, rising house prices, and OCR cuts could trigger a recovery
Commercial construction trends: why businesses remain cautious in 2025

Despite short-term volatility, the numbers reveal that New Zealand’s residential building sector may have found a floor—and recovery could be on the horizon.

Whether you're planning to build, buy, or invest, now might be the ideal time to act before momentum shifts.

Tune in for expert insights on how to read the signs and prepare for the next upswing in property development.

If you found this episode helpful, don’t forget to subscribe, leave a review, and share it with someone interested in the property market.

Ready to take the next step? Join our free “How to Succeed with Property Investing” event at propertyapprentice.co.nz or book a meeting with Paul Roberts for tailored advice.

Sources:
https://www.westpaciq.com.au/economics/2025/05/first-impressions-nz-building-consents-april-2025?ai=1748561589863&cd=76673&cid=edm

https://www.stats.govt.nz/news/home-consents-down-in-the-month-of-april-2025/

https://www.mpamag.com/nz/news/general/new-zealand-home-building-consents-down-in-april-but-long-term-trend-stabilises/537692?hsmemberId=47647101&tu=&utm_campaign=&utm_medium=20250602&_hsenc=p2ANqtz--YrJXReTc3eQOqMAy7EO9Ko9vdd_4dgJZJ3CPUMsmL0-PMA5ofqHXx4mqYe5LmHjGzaTPjwYz1935lqz-vySTA8uyA1tvzAMaG1lJQVSbmahcNmGM&_hsmi=364501099&utm_content=&utm_source=

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the NZ Government’s ambitious "Going for Housing Growth" agenda—a series of reforms that could significantly reshape the building consent system and property development process across Aotearoa.

If you've ever experienced delays or frustrations with building consents, you’ll want to hear this.

Here’s what we cover:

• The major overhaul of New Zealand’s building consent system
• Easier approval and access to international building products
• Plans to allow granny flats up to 70sqm without needing full consent
• How builders, plumbers, and drainlayers may soon self-certify their own work
• New targets to complete 80% of building inspections within 3 working days
• The balance between cutting red tape and maintaining building quality and safety

Whether you're a property investor, homeowner, builder, or someone planning a project, these changes could impact your timeline, your costs, and your opportunities.

Stay informed and get ahead of the curve.

Don’t forget to subscribe, leave a review, and share this episode with anyone in the building or property industry.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Topic #1: RNZ 19th of June - House prices to be '20% lower in 2030s than 2021' - forecast

Topic #2: Good Returns 18th of June -Rising inflation adding to RBNZ’s headache

Topic #3: Stuff 19th of June -Kāinga Ora to halt over 200 developments, sell vacant land

Topic #4: RNZ 19th of June - Quarter of households rely on government housing support

Topic #5: 1News 17th of June - How long will better times for renters last?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.