In this regular episode, Derrick breaks down five common gaps in workplace benefits that people often don’t notice until life happens—income replacement limits, waiting periods, job changes, fine print, and family coverage. Clear, real-life explanations without pressure or jargon.

General Information Only: This podcast provides general information and does not constitute financial or insurance advice. For personal recommendations, speak with a licensed professional in your province. Derrick Schmidt is licensed to serve clients in Saskatchewan only.

Connect (Saskatchewan):

📞 306-717-4470 | 📧 derrick.schmidt@combinedagent.com | 🌐 www.derrickschmidt.ca

In this Prairie Shield Special, Derrick keeps it real about busy weeks, missed plans, and how to reset without guilt or burnout. A practical, relatable conversation about consistency, momentum, and protecting your energy while building something meaningful.

General Information Only: This podcast provides general information and does not constitute financial or insurance advice. Derrick Schmidt is licensed to serve clients in Saskatchewan only.

📞 306-717-4470

📧 derrick.schmidt@combinedagent.com

🌐 www.derrickschmidt.ca

In this Monday Special, Derrick shares something he recently learned about the Dastar (the Sikh turban) and why understanding it matters—especially in everyday life, workplaces, and community. This isn’t a debate and it’s not a lecture—just a real conversation about respect, curiosity, and treating people properly.

General Information Only: This podcast provides general information and does not constitute financial or insurance advice. For personal recommendations, speak with a licensed professional in your province. Derrick Schmidt is licensed to serve clients in Saskatchewan only.

Connect (Saskatchewan):

📞 306-717-4470 | 📧 derrick.schmidt@combinedagent.com | 🌐 www.derrickschmidt.ca