Homeownership sounds exciting—until you need a new roof, deck, or windows. In this episode of Millennial Money Matters, Kelly Turner and Derek Mazzarella sit down with Corey Turner of Turner Home Improvement, a third-generation contractor and Kelly’s husband, to break down the real costs of home improvement, the truth about contractor quotes, and how to spot red flags before hiring anyone.

We cover:

• The real cost of a new roof vs. a deck in 2024

• Why materials like composite decking have skyrocketed in price

• Common home maintenance myths that cost homeowners thousands

• How to know when it’s time to replace your roof or windows

• Why “two layers of shingles” could void your warranty

• The difference between replacement and new construction windows

• How COVID and tariffs permanently changed construction pricing

• Popular home design trends: farmhouse exteriors, composite decks, and black windows

• The truth about “value-adding” projects vs. required maintenance

• How to vet contractors using the Connecticut judicial and consumer protection websites

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Whether you’re a first-time homeowner, investor, or planning a renovation, this episode will help you understand the real numbers, avoid scams, and protect your biggest investment—your home.

Reach out to Kelly Turner at kturner@totalmortgage.com and Derek Mazzarella at dmazzarella@mygfpartner.com

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