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Perfect Cents Podcast

Perfect Cents Podcast

By: SAFE Community Relations
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About this listen

Join the SAFE Community Relations team on a journey towards financial wellness and meaningful community involvement. The Perfect Cents Podcast, presented by SAFE Credit Union is a program designed to empower each listener to take control of their financial situation and become a greater force for good in their community. Episodes will feature recurring segments along with occasional guests from around the Greater Sacramento region. Guests will include SAFE Credit Union colleagues, industry experts, business leaders and non-profit champions. SAFE is a not-for-profit, cooperative state-chartered credit union based in Folsom, CA. Our mission is to help members improve their financial well-being, to provide excellent service and to ensure a financially sound credit union. Economics Management Management & Leadership Personal Development Personal Success
Episodes
  • Youth Workforce Development Program
    Aug 14 2025

    On this episode of the podcast, Alex Becerra is joined by Cordova High School student participants of SAFE’s 2025 Youth Workforce Development program. Together they discuss their career goals and aspirations, the importance of financial literacy for Gen Z and Gen Alpha, and the impact of online influencers on young people’s spending behaviors. They also provide valuable insights on how to prioritize savings and avoiding online spending traps. Tune in today, because investing in the personal and professional development of young adults in our community just makes Perfect Cents!

    Youth Workforce Development Marketing Ad (Instagram)

    To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

    To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

    To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

    To contact the podcast team, email Podcast@safecu.org

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    10 mins
  • Summer Fun On A Budget!
    Jun 26 2025

    On this episode of the podcast, Alex Becerra and Savannah Brown are providing tips and tricks for having summer fun on a budget. Together they discuss common summer money mistakes, the importance of making budget adjustments to keep you on track with your savings goals, and fun things to do that don’t require a lot of money. They also provide useful insights on ways to maximize your savings and increase your cash flow… Because beating the heat and making the most of your summer season without breaking your budget just makes Perfect Cents!

    To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

    To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

    To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

    To contact the podcast team, email Podcast@safecu.org

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    19 mins
  • Understanding Home Equity Loans and HELOCs
    May 30 2025

    On this episode of the podcast, Alex Becerra is joined by Home Loan Manager, Casey Jenkins, to talk about all things Home Equity. Together they discuss various ways for you to leverage the equity in your home to enhance your financial wellness, the main differences between Home Equity Loans and Home Equity Lines of Credit (HELOCs,) and the most common uses for Home Equity funds. They also provide useful insights on how to determine if a Home Equity Loan or HELOC is the right choice for you… Because strategically utilizing your Home Equity to build financial freedom just makes Perfect Cents!

    To check out the resources highlighted in this episode visit the links below.

    SAFE Credit Union | How A HELOC Can Help You Build Financial Freedom

    SAFE Credit Union | Revitalize Your Home with an Intro HELOC Rate

    To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

    To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

    To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

    To contact the podcast team, email Podcast@safecu.org

    Show More Show Less
    19 mins
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