One emergency can erase everything you’ve built - book a complimentary call to protect your income today - https://www.astoldbycanadianimmigrants.com/financialbroker-----Most immigrants who come to Canada are amazing at saving money. We'll hustle, work multiple jobs, skip the fancy stuff... but somehow still feel broke. Sound familiar?Here's what nobody tells you: saving alone won't build wealth. Actually, with inflation eating away at your savings account, you're losing money just letting it sit there.In this conversation, Reni breaks down exactly how she went from minimum wage at 16 to building a $400K investment portfolio by 29 - and no, her parents weren't rich. They were Nigerian immigrants who learned this stuff the hard way and passed it down.Connect with Reni—-LinkedIn - https://ca.linkedin.com/in/reniodetoyinboYouTube - @xoReni YouTube - @dontgobroketrying IG - https://www.instagram.com/xoreni/TT - https://www.tiktok.com/@xoxoreni?lang=en---What You'll Learn:—00:00 - Why Most Immigrants Never Build Wealth in Canada01:10 - $400K by age 29 (How Reni Actually Did It)05:56 - Why Your Savings Account Is Losing You Money10:11 - How much do you need to start investing?12:04 - Three Ways to Invest (Pick What Fits Your Life)17:57 - Top 3 Money Advice that changed her life22:39 - One thing people wish they knew before Canada23:54 - TFSA Explained?26:25 - RRSP Breakdown (AKA Future You's Retirement Money)29:32 - FHSA: The New Account for First-Time Home Buyers31:17 - RESP If You Have Kids (Free Government Money!)32:22 - How Much Can You Actually Put In These Accounts?34:18 - The Credit card mistake you should avoid.41:52 - Do you actually need insurance?52:00 - Get A Financial Plan and Accountability📌Connect with Kristina:—-🔥 Tired of doing this alone and scared of making a mistake? Join my Group Mentorship for clarity, strategy, and accountability on your Canadian immigration journey: https://www.astoldbycanadianimmigrants.com/contact🚨 Get your Immigration Questions Answered:https://www.astoldbycanadianimmigrants.com/consultant📩 Join our free email list to stay connected:https://www.astoldbycanadianimmigrants.com/about🔹Instagram: https://www.instagram.com/astoldbycanadianimmigrants🔹Facebook: https://www.facebook.com/astoldbycanadianimmigrants🔹Blog: https://www.astoldbycanadianimmigrants.com/blog🔹Twitter(X): https://x.com/AsImmigrants----Share this with other aspiring Canadian immigrants who might be struggling with the same issues.Legal DisclaimerThe information shared on this website, our YouTube channel, and any related platforms is provided for general informational and educational purposes only.Nothing contained here should be interpreted as immigration, legal, tax, investment, or financial planning advice. The information does not assess, determine, or guarantee an individual’s eligibility for Canadian immigration, nor does it establish any client–consultant or advisor–client relationship.Viewers and readers are strongly encouraged to seek advice from qualified professionals, such as a Regulated Canadian Immigration Consultant (RCIC) or a licensed financial advisor, broker, or planner, before making any decisions based on the content provided.While every effort is made to ensure the accuracy and timeliness of the information shared, we make no representations or warranties, express or implied, about its completeness, accuracy, or applicability to your personal situation.We accept no responsibility or liability for any loss, damage, or inconvenience arising from the use of, or reliance on, this information.All views and opinions expressed are those of the speaker(s) and are based on personal research and experience.Kristina is a licensed financial broker in Canada and is not a Regulated Canadian Immigration Consultant (RCIC).Support Us:https://www.paypal.me/astoldbyCanadianChannel Disclaimer in About Section:@astoldbycanadianimmigrants

Don't go through the Immigration Jungle alone - https://www.astoldbycanadianimmigrants.com/contact

Over $10,000 gone. And she failed the exam twice before figuring it out. The cost to learn is something no one talks about.

Khamoye is a pharmacist from Jamaica who moved to Canada, and in this conversation she's breaking down exactly where every dollar went. Not the sugar-coated version you see on Instagram - the real numbers, the real struggle, the real tears (yes, there were tears every morning for weeks).

About Khamoye:

Khamoye Williams is a licensed pharmacist in Ontario. She started a mentorship program that's helped over 50 international pharmacy graduates pass their licensing exams.

Find her on LinkedIn.

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https://www.linkedin.com/in/khamoye-williams-a10a99204

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What You Will Learn

00:00 – The Dream That Didn't Go as Planned

02:00 – Becoming a Pharmacist

03:30 – The First Spark: “Canada”

07:30 – Starting the Licensing Process from Scratch

09:00 – Document Evaluation Costs Begin to Mount

10:30 – Mental Burnout Before the First Exam

12:00 – The Four Exams Explained (EE, MCQ, OSCE, JP)

15:00 – Hidden Hardships of the Evaluation Exam

16:07 – The Cost of Immigrating Alone (Ad Break)

17:07 – First Failure: “I Wasn’t Serious”

20:00 – From Giving Up to Getting Pushed Back In

22:00 – Unexpected Invitation to Apply

24:00 – Second Attempt - Confidence Shattered

27:00 – The True Cost of Licensing in Canada

32:00 – PR Fee Angel - No Questions Asked

37:00 – Back to the Books – This Time for Real

39:00 – Third Attempt Strategy – “I Knew I Passed”

41:00 – Community and Mentorship Changed the Game

44:00 – Study in Canada vs Direct PR: What’s Worth It?

48:00 – The Integration Playbook: Build a Virtual Canada Bubble

52:00 – $6,000 in One Go: Final Two Exams and Prep Courses

55:00 – Mental Health Collapse After Moving to Canada

58:00 – The Real Cost of Transition

1:00:00 – Post-Immigration Stress Disorder: A Hidden Threat

1:04:00 – Finally Passing, Finally Licensed – Now What?

1:08:00 – How She Landed a Job Within Weeks

1:10:00 – Mentorship in Action

1:13:00 – Licensing Timeline: From Exam to License in Under a Year

1:16:00 – IPG Mentorship Company

1:18:00 – Why Isolation Is the Real Threat to Success

1:22:00 – “The Dream Is Real – But You’ll Have to Build It”

1:24:00 – What She Wishes She Knew Before Canada

1:26:00 – Don’t Choose the Struggle Bus

LINKS YOU NEED!

🔥 Join the Private Community & Get the Navigating the New Landscape of Canadian Immigration Course - https://www.astoldbycanadianimmigrants.com/contact

🚨 Get Professional Answers to Your Immigration Questions -

https://www.astoldbycanadianimmigrants.com/consultant

📩 Join our free email list to stay connected - https://www.astoldbycanadianimmigrants.com/about

📌 Socials :

INSTAGRAM - https://www.instagram.com/astoldbycanadianimmigrants/

FACEBOOK - https://www.facebook.com/astoldbycanadianimmigrants/

BLOG - https://www.astoldbycanadianimmigrants.com/blog

TWITTER (X) - https://twitter.com/AsImmigrants

Share this video with other aspiring Canadian immigrants who might be struggling with the same issues.

WATCH NEXT

Canadian Immigrant Stories - https://www.youtube.com/playlist?list=PL2NgyeSqfo4wuN9oX4c_8h2UiTxU3Ztt8

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Channel Disclaimer in About Section. ;)

Legal Disclaimer

We make every effort to ensure quality information is available on this website. The information we share is for general information purposes only and does not, in any way, assess nor confirm an individual’s eligibility for Canadian immigration. Nothing presented on this website, on our YouTube channel, or any other platform we own, is to be used as professional advice or as a substitute for the advice of an immigration lawyer or consultant. Kristina is not a Regulated Canadian Immigration Consultant.

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International Professional Graduate

Don’t gamble on Express Entry alone, discover the strategies that actually work - https://www.astoldbycanadianimmigrants.com/workincanada

In this episode, we sit down with Ana Canseco, an Immigration Consultant who left Canada for 10 years before returning stronger than ever. Ana shares the honest truth about why she left, the lessons she learned, and what every new immigrant should never do again when building a life in Canada.

If you’re planning to immigrate to Canada or you’ve just arrived, this conversation is packed with real stories, practical immigration advice, and emotional insight from someone who’s lived it all.

What you Will Learn

00:00 – She Left Canada... and Came Back?

02:00 – The Harsh Truth About Starting Over in Canada

04:30 – Reality Check - Language Barriers & Isolation

07:00 – When Leaving Canada Feels Like the Only Option

09:00 – Coming Back After 10 Years: Can You Really Start Again?

11:30 – 7 Things I’d Never Do Again as a New Immigrant

13:30 – Why Your Immigration Plan Needs A, B, C, D & E

15:00 – Networking in Canada for Immigrants (The Real Way to Get Ahead)

17:30 – Fighting Isolation: How to Build Real Community in Canada

20:00 – Why Leaving Canada Isn’t Failure

23:00 – Immigration Consultant Reveals 2025 Realities You Need to Know

26:00 – Don’t Put All Your Eggs in Express Entry (Here’s Why)

30:00 – How to Survive Canada Without Doing It Alone

32:00 – Connect, Learn & Thrive: Join the Community Here

Connect with Ana:

—

Merhouse Immigration - https://merhouseimmigration.ca/

LinkedIn - https://www.linkedin.com/in/ana-canseco-06042a301/

📌Connect with Kristina:

—

🔥 Join the Private Temporary Resident Community & Get the Navigating the New Landscape of Canadian Immigration Course:

https://www.skool.com/as-told-by-canadian-immigrants-4712/about?ref=36b5a4a80c7c4d1eb25c82f5e234e3c3

🚨 Learn to Master Connecting with People - https://www.networkingnaturally.ca/online-course?am_id=kristina2205

📩 Join our free email list to stay connected:

https://www.astoldbycanadianimmigrants.com/about

🔹Instagram: https://www.instagram.com/astoldbycanadianimmigrants

🔹Facebook: https://www.facebook.com/astoldbycanadianimmigrants

🔹Blog: https://www.astoldbycanadianimmigrants.com/blog

🔹Twitter(X): https://x.com/AsImmigrants

Share this with other aspiring Canadian immigrants who might be struggling with the same issues.

#CanadaImmigration #ImmigrantStories #MovingToCanada #CanadianDream #ImmigrationJourney #NewcomerCanada #PRCanada #CanadaLife #ImmigrationAdvice #ExpatLife #CanadianExperience #ImmigrationStruggles #NetworkingTips #VolunteerCanada #MentalHealthMatters

Legal Disclaimer

We make every effort to ensure quality information is available on this website. The information we share is for general information purposes only and does not, in any way, assess nor confirm an individual’s eligibility for Canadian immigration. Nothing presented on this website, on our YouTube channel, or any other platform we own, is to be used as professional advice or as a substitute for the advice of an immigration lawyer or consultant. Please seek advice from a qualified Canadian immigration Consultant and get appropriate professional advice specific to your situation before any action or decision is taken on the basis of any of the information we provide.

Anything that is said and information appearing on this site reflects an expression of the personal views, experiences, research, and opinions of the individuals speaking and have been prepared for the intended reference by interested individuals and is not intended to create an attorney/consultant-client communication. Kristina is not a Regulated Canadian Immigration Consultant.

Support Us:

https://www.paypal.me/astoldbyCanadian

Channel Disclaimer in About Section:

@astoldbycanadianimmigrants