Publisher's Summary

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodes
  • 3400: How Much of Personal Finance is Luck? By Jen Hayes on Fortune in Finance

    3400: How Much of Personal Finance is Luck? By Jen Hayes on Fortune in Finance
    Dec 26 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3400: Jen Hayes challenges the bootstraps-only narrative in personal finance by exploring the quiet power of luck in shaping financial outcomes. Through personal stories and relatable examples, she shows how chance events, both good and bad, can shape our financial paths, while also emphasizing the importance of personal responsibility and resilience in responding to life’s unpredictability. Read along with the original article(s) here: https://www.jenhayes.me//how-much-of-personal-finance-is-luck/ Quotes to ponder: "Getting stuck in a victim mentality will not help you get out of your financial mess." "A sizable portion of your net worth is based on luck." "You may have to do some difficult things to turn your situation around, like getting a second job, asking for a raise, finding a better job, starting a 'side hustle', and/or drastically downsizing your current lifestyle." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 mins
  • 3399: Estate Planning 101 by Jesse Cramer of Best Interest on Planning Future Assets

    3399: Estate Planning 101 by Jesse Cramer of Best Interest on Planning Future Assets
    Dec 25 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3399: Jesse Cramer breaks down the essentials of estate planning with clarity and a touch of humor, demystifying a topic many avoid until it’s too late. Learn how to protect your loved ones, reduce tax burdens, and ensure your assets are handled exactly the way you want, no matter your age or life stage. Read along with the original article(s) here: https://bestinterest.blog/estate-planning-101/ Quotes to ponder: “Estate planning is almost always done with an attorney. CFP financial planners are frequently involved, too.” “Why set up a trust? It might be to ensure your wishes are followed post-death. Or to reduce tax burden.” “Keep the documents safe! Store a copy of your estate plan in a safe place.” Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 mins
  • 3398: What is Financial Literacy? by Jake Wengroff with I Will Teach You To Be Rich on Essential Finance Skills

    3398: What is Financial Literacy? by Jake Wengroff with I Will Teach You To Be Rich on Essential Finance Skills
    Dec 24 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3398: Jake Wengroff lays out a clear, actionable approach to mastering your money by shifting how you think about it, no spreadsheets, no stock-picking stress, just smart systems and mindset shifts. Drawing from Ramit Sethi’s five-step method, this guide helps you automate your finances, uncover hidden income, invest early, eliminate debt, and boost earnings without sacrificing the joy of spending. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/financial-literacy/ Quotes to ponder: "You won’t miss the money because all (or most) of your money will go where it’s supposed to go, automatically." "Understanding how credit card debt, credit history, credit reports, and credit scores work, and their relationship to your overall financial health, is an important part of your financial literacy." "You can use the skills and experience you already have to make more money and put it into your accounts." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    13 mins
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