Welcome to the OnlyFinance Podcast.

In this episode, Minh Vo and Mason Lee discuss all things mortgage.

Whether you're buying your first home, planning for retirement, trying to make sense of rising rates, or exploring alternative loan options, this show breaks down the complexities of finance into clear, practical insights you can actually use.

Expect deep dives into topics such as:

• The current mortgage-rate environment
• How to find a trustworthy loan officer
• Navigating offers that stretch beyond your ideal payment
• Retirement home buying strategies
• Bank-statement loans and non-traditional lending options
• What’s really happening in the current real estate market
• Whether first-time buyers should skip the starter home

And more conversations that demystify money, mortgages, and smart financial decisions

If you want clarity, confidence, and a grounded understanding of the market, Only Finance delivers the insights you won’t hear anywhere else.

Tune in and take control of your financial future.

Mason Lee is a client of Verus Financial Group and is not being compensated for sharing their opinion and experience with our firm. Mason Lee's comments may not be representative of any other person's experience with the firm.

Verus Financial is an SEC registered investment adviser. Information presented is for educational purposes only intended for a general audience. The information does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Verus has reasonable belief that this marketing does not include any false or material misleading statements or omissions of facts regarding services, investment, or client experience. Verus has reasonable belief that the content as a whole will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Verus has presented information in a fair and balanced manner.

Past performance of information presented should not be relied upon without knowledge of certain circumstances of market events, nature and timing of the investments and relevant constraints of the investment. We may discuss and display charts, graphs, formulas and/or stock picks which are not intended to be used by themselves to determine which securities to buy or sell, or when to buy or sell them. Such charts and graphs offer limited information and should not be used on their own to make investment decisions. Consultation with a licensed financial professional is strongly suggested.

Verus does not give tax, legal or accounting advice, consult a professional tax or legal representative if needed. The opinions expressed herein are those of the firm and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by other areas of the firm, and are only for general informational purposes as of the date indicated. Adviser believes that the content provided by third parties and/or linked content is reasonably reliable and does not contain untrue statements of material fact, or misleading information. This content may be dated.

Welcome to the OnlyFinance Podcast

In this episode, Minh Vo and Dr. John Osborn dive deep into the financial markets, unpacking the big questions everyone is asking: Where is the stock market heading? Are we due for another correction? And how should everyday investors think about inflation, tariffs, interest rates, and new opportunities like AI and alternative investments?

With John’s decades of expertise (and a long list of credentials to match!) and Minh’s practical insights, this conversation blends professional analysis with approachable explanations—breaking down complex market movements into lessons you can actually use.

👉 Why watch? You’ll walk away with:

• A clearer understanding of how market corrections work

• Insights on interest rates, inflation, and where the economy may be heading

• Strategies for diversification beyond just stocks and bonds

• Practical reminders on asset allocation, risk, and year-end planning

This isn’t just market talk—it’s real-world financial guidance for investors who want to make smarter decisions.

What’s it really like to leave the broker-dealer world and become an independent Registered Investment Advisor (RIA)? In this episode, Minh Vo sits down with Brett Cristiano of Verus Financial Group to talk about his personal experience making the transition. Brett opens up about what motivated the move, the pros and cons he’s discovered along the way, and how becoming an RIA has impacted both his clients and his career.

If you’ve ever wondered what it takes to break away from a traditional firm, what the RIA landscape looks like, or whether this path might be a good fit for your practice, you won’t want to miss this conversation. Brett shares honest insights, lessons learned, and advice for financial planners considering their next move.

Tune in, learn, and see if the RIA route is right for you.