If you’re still pretending 60/40 will solve everything, this episode is your wake-up call. I brought back the Queen of Alts, Shana Orczyk Sissel, to rip through the reality of alternatives: what works, what doesn’t, where the real yield is coming from, and the cost you actually pay for it—hint: liquidity, not magic. We get straight to it. No fluff. No sales pitch. Just the truth.

We break down why alts are finally everywhere—regulatory changes, active ETFs, and the rise of interval funds—and why access is easier but the learning curve is still real. Shana explains the tradeoffs in plain English: higher income often means less liquidity, leverage multiplies both gains and pain, and “complex” doesn’t automatically mean “risky.” Complexity just means do the work.

This is a masterclass in due diligence. We walk through what to ask a manager, how to sniff out conflicts, why structure and third-party vendors matter, and how to judge a product beyond marketing sheets. We also hit the advisor problem: most fear is just lack of information. Your job is to learn what your clients don’t have time to learn. Period.

Who are alts for? Shana’s take: everyone, but not every alt is for everyone. There’s a spectrum—from Bitcoin and venture to sober, income-producing private credit. Your job is matching goals, risk, taxes, and liquidity. We close with a simple portfolio checklist so you can stop guessing and start allocating with intent. Watch the full conversation on YouTube: https://youtu.be/coZJKOUwaFs

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!

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DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Money feels heavy right now. Prices are loud, headlines are louder, and everyone’s telling you to either hoard cash or gamble big. I’m not interested in either. I brought back Dr. Preston Cherry, CFP to cut through the noise and help you build financial harmony you can actually live with.

We start by telling the truth: money isn’t just a tool. It’s a partner. You trade your time, energy, and soul for it. So act like it. Preston breaks down his definition of financial harmony as wealth secured wellbeing. Translation: align your life and your money on purpose, then give your dollars a clear assignment. Strategy comes after alignment. Otherwise, you won’t follow it.

We rip apart the “keep up” culture and talk about intentional lifestyle creep versus external proof. Then we get tactical. Preston lays out the cash moat concept so you can stop panicking during economic wobbles. Six to eighteen months of buffer changes how you react when the market or your job goes sideways. We cover why hoarding cash gets eaten by “inflation bedbugs,” and how to use pullbacks like a grown-up.

We get into the human work: Pause. Pray. Process. Or at minimum, pause and process. We walk through Preston’s Honest Self-Audit: admit where you are, acknowledge how you feel, and take action. That’s how you reduce emotional volatility without pretending fear isn’t real. We end with concrete do-this-now steps you can start today.

Watch the full episode on YouTube and share it with someone who needs a real plan, not recycled talking points: https://youtu.be/YfxWVhym-Zw

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!

Twitter, FaceBook, Instagram, Tiktok, Linkedin

DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Divorce is not just a life event. It is a wealth event. In this episode, I sit down with Certified Divorce Financial Analyst Jamie Lima to rip the cover off the myths that quietly drain people’s futures. We get practical, we get specific, and we stay honest about what it takes to walk away with your sanity and a plan.

We tackle the loud myths first. No, “never get married” isn’t a strategy. No, alimony is not always forever. Most states are moving toward rehabilitative support. We break down what actually drives alimony, how “income available for support” works, and why child support calculators are state-driven while alimony is often negotiated.

The 50/50 split sounds fair until taxes smash one side. House equity is not the same as a pre-tax 401(k). We lay out why “equal” on paper can be unequal in real life, and where people hemorrhage money by letting their attorney run the financials. Hint: your lawyer litigates. Your CDFA plans.

We map your first moves before you file. Get control of income, expenses, assets, liabilities. Pull statements. Secure logins. Freeze accounts if needed. Run your credit with all three bureaus. Build your team: a divorce-savvy planner, a competent attorney, a therapist, and a support circle that actually shows up.

We close with mindset and tools. Act like the CEO of your life. Don’t fight by email. Don’t let bullies run the process. Jamie previews Secure Split, a toolkit and coming platform to help you model alimony, child support, pensions, taxes, and more with clean data and better decisions. Watch the full conversation on YouTube: https://youtu.be/43jqa-gDOgY

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!

Twitter, FaceBook, Instagram, Tiktok, Linkedin

DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.