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No Se Habla Taxes

No Se Habla Taxes

By: Melissa Armstrong CPA
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About this listen

Welcome to No Se Habla Taxes—the podcast where real talk meets real numbers. I’m Melissa: CPA, fractional controller, solo practice owner, and your no-fluff financial translator.


Every other week, I get brutally honest about what it’s really like doing my own bookkeeping (yes, even the meltdowns) so you don’t have to learn the hard way.


If you’re an early-stage founder, creative entrepreneur, or service-based solopreneur doing your own books in QuickBooks Online, or avoiding them entirely, this show is for you.


No Se Habla Taxes is part confessional, part crash course, and 100% judgment-free. We’ll tackle bookkeeping basics, DIY accounting tips, tax-time readiness, and the mindset shifts that actually move the needle in your business.


Because while no se habla taxes… yet… we're about to change that, one reconciled bank statement at a time.


Let’s dive in.

© 2025 Melissa Armstrong
Economics Leadership Management & Leadership
Episodes
  • “Autopay or Bust: How I Stopped Chasing Invoices”
    Aug 20 2025

    In this episode of No Se Habla Taxes, I’m spilling the tea on how I set up my business so I never have to chase another invoice again. Yes, even as a solo CPA doing my own books.

    I’m walking you through:

    💸 Why every client—project-based or monthly—signs an agreement with autopay built in
    📅 How predictable cash flow has saved my sanity (and maybe my rent)
    🤔 Common objections from service providers (and how to lovingly dismantle them)
    🚫 The messy consequences of “send now, pay later” billing
    ✅ What tools I use to automate payments and protect my peace

    If you’ve ever waited too long to get paid—or avoided setting up systems because you didn’t want to “seem pushy”—this one’s for you.

    You’re not too small for structure. You’re smart enough to build it.

    🎧 Subscribe to No Se Habla Taxes wherever you get your podcasts.

    Until next time—secure the bag, automate the process, and keep your receipts.

    Let's connect!

    LI: https://www.linkedin.com/in/armstrongmelissacpa/

    Website: https://steadyhandaccounting.com/

    Coaching Program Waitlist: https://steadyhandaccounting.myflodesk.com/ofgzp2o7tc

    Show More Show Less
    6 mins
  • The App That Fixed My Billing Chaos (and Might Save Yours Too)
    Aug 6 2025

    In this episode of No Se Habla Taxes, I’m sharing the billing fix I didn’t know I needed—until I hit a wall with clunky invoices, awkward follow-ups, and manually tacked-on credit card fees.

    Fresh off the Bridging the Gap conference here in Denver (yes, I only pulled it off because it was local), I got exactly what I came for: tool recommendations from smart, scrappy peers who get it.

    The standout? Anchor—an all-in-one platform for proposals, engagement letters, and seamless payments.

    I tried it. It worked.
    The first invoice was scheduled and paid automatically.
    No chasing. No duplicate invoices for card fees. Just clean, modern billing.

    And the best part?
    It’s not just for CPAs—it’s for YOU.
    If you’re a service-based solopreneur still emailing random PDFs and hoping for the best, this tool will change your cash flow life.

    In this episode, I cover:

    • The real reason I went to an accounting conference in year one
    • Why Anchor solved my payment headaches
    • How automation can protect your time and your sanity
    • The one-liner that’ll make you stop sending PDFs for good

    💸 Want $50 to try Anchor?
    Click my referral link (https://join.sayanchor.com/D6iBrT) and get a $50 credit applied to your account when you sign up. Modern billing has entered the chat.

    🔗 Resources Mentioned:

    • Anchor: https://join.sayanchor.com/D6iBrT
    • Bridging the Gap Conference: https://www.btgconference.com/

    🎧 Subscribe & Review
    Love what you're hearing? Subscribe to No Se Habla Taxes and leave a quick review—it helps other solopreneurs find their way out of bookkeeping chaos too.

    Let's connect!

    LI: https://www.linkedin.com/in/armstrongmelissacpa/

    Website: https://steadyhandaccounting.com/

    Coaching Program Waitlist: https://steadyhandaccounting.myflodesk.com/ofgzp2o7tc

    Show More Show Less
    5 mins
  • “Why I Stopped Dodging Credit Card Fees (and You Might Too)”
    Jul 23 2025

    I Refused to Accept Credit Cards—and Slowed Down My Cashflow

    In this episode of No Se Habla Taxes, I’m coming clean about a hill I used to die on: refusing to accept credit card payments from clients. Yep, I said no to the easiest way to get paid—because I didn’t want to eat the 2.9% fee.

    I told myself I was protecting my margins. I was wrong.

    Here’s the truth: every time I resisted credit card payments, I made it harder for clients to pay me. And that friction? It cost me in ways I didn’t expect—slower cashflow, delayed invoices, and lost time.

    Tune in for:

    💳 My full confession and what finally changed my mind
    🔄 The cashflow lesson I learned while paying my own vendor
    📈 How to build credit card fees into your pricing (without eating the cost)
    🧾 Options for passing down fees or setting minimums
    📊 Tools that make it easy (like QuickBooks Online and Stripe)

    If you’ve been dodging credit card fees like they’re financial quicksand, this one’s for you. Spoiler: the real risk is slowing your money down to avoid a minor fee.

    🎧 Don’t forget to subscribe, and send this episode to a fellow founder who still only takes checks (bless their heart).

    💌 Want more real talk about DIY bookkeeping? I’ve got a newsletter and a bookkeeping bootcamp launching soon. Stay tuned!

    Let's connect!

    LI: https://www.linkedin.com/in/armstrongmelissacpa/

    Website: https://steadyhandaccounting.com/

    Coaching Program Waitlist: https://steadyhandaccounting.myflodesk.com/ofgzp2o7tc

    Show More Show Less
    5 mins
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