Episodes

  • Lucia Xiao / Why I'm Bullish on NZ Property in '26 Ep 504
    Jan 11 2026

    Lucia Xiao is a self-made investor and property coach. After moving here from China she started off in a state home but went on to build a $17m portfolio over 5 years, all while quitting her day job and building a business. This is her story of hard work and how she used a strategy to build wealth with property that not many experts promote.

    Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

    Sign up to the fortnightly newsletter!

    Thank You

    Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

    Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

    Affiliate Links!

    The Bitcoin Adviser: Plan for intergenerational digital wealth.

    Hatch: For US markets.

    Revolut: For a new type of banking.

    Sharesies: For local, and international markets.

    Loan My Coins: Bitcoin lending product.

    Exodus: Get rewards on your first $2,500 of swaps

    Online courses:

    Take the free, 5-part online course Crypto 101: Crypto with Confidence

    Get Social:

    Check out the most watched/downloaded episodes here

    Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

    www.radicalinvestment.co.nz

    ________________________

    Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!


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    59 mins
  • Nick Gentle / NZ Property in 2026 Ep 503
    Jan 4 2026

    With property, you either take the bull by the horns, or you get out of the ring before you’re carried out. In today’s episode, I’m joined by Nick Gentle from iFind Property to talk about why, heading into 2026, that balance between courage and self‑preservation matters more than ever for everyday investors.

    Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

    Sign up to the fortnightly newsletter!

    Thank You

    Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

    Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

    Affiliate Links!

    The Bitcoin Adviser: Plan for intergenerational digital wealth.

    Hatch: For US markets.

    Revolut: For a new type of banking.

    Sharesies: For local, and international markets.

    Loan My Coins: Bitcoin lending product.

    Exodus: Get rewards on your first $2,500 of swaps

    Online courses:

    Take the free, 5-part online course Crypto 101: Crypto with Confidence

    Get Social:

    Check out the most watched/downloaded episodes here

    Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

    www.radicalinvestment.co.nz

    ________________________

    Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!


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    51 mins
  • Reuben Steff / 3 Global Hotspots to Watch in 2026, Ep 502
    Dec 28 2025

    THANK YOU FOR YOUR ATTENTION IN 2025!

    In 2026, three geopolitical hotspots matter most for Kiwis watching the world: Venezuela and US renewed /Monroe Doctrine in the Americas, Russia’s grinding war in Ukraine, and China’s expanding reach across the Pacific. Reuben Steff, geopolitical analyst and regular guest on the show, joins me to unpack what these flashpoints really mean. As great‑power rivalry hardens, New Zealand’s long‑running strategy of sitting in the middle may be running out of road. Is this the decade where we finally have to choose a side between US and China, or is there still room to quietly hedge?

    Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

    Sign up to the fortnightly newsletter!

    Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

    Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

    Affiliate Links!

    The Bitcoin Adviser: Plan for intergenerational digital wealth.

    Hatch: For US markets.

    Revolut: For a new type of banking.

    Sharesies: For local, and international markets.

    Loan My Coins: Bitcoin lending product.

    Exodus: Get rewards on your first $2,500 of swaps

    Online courses:

    Take the free, 5-part online course Crypto 101: Crypto with Confidence

    Get Social:

    Check out the most watched/downloaded episodes here

    Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

    www.radicalinvestment.co.nz

    ________________________

    Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad...

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    1 hr and 9 mins
  • Jack Gamble / CCP, Bank Failures, & Strawmen Ep 501
    Dec 21 2025
    Today's a unique episode and for those who love a good story, this one's for you.The failure of First National Bank of Lindsay as more than a small, local bank collapse and instead as a window into a broader pattern of organised crime, regulatory failure, and moral decay centred on the I‑35 drug and human‑trafficking corridor and illegal Chinese‑linked marijuana operations in Oklahoma.Special thanks to Jack Gamble.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth.Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsOnline courses:New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with ConfidenceGet Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.www.radicalinvestment.co.nz________________________Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because...
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    1 hr and 5 mins
  • Darcy Ungaro / Silver: Is Now The Time To Buy? Ep 500!!!
    Dec 14 2025

    Woo-hoo! Just realised it's episode 500!

    Pretty sure it's tradition to celebrate with silver, so in this one, I take a closer look at this precious metal and ask the question, is it for saving, speculation, or watching from the sidelines?

    Hatch: For US markets.

    Sharesies: For local, and international markets.

    Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

    Sign up to the fortnightly newsletter!

    Thank You

    Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

    Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

    Affiliate Links!

    The Bitcoin Adviser: Plan for intergenerational digital wealth.

    Revolut: For a new type of banking.

    Loan My Coins: Bitcoin lending product.

    Exodus: Get rewards on your first $2,500 of swaps

    Online courses:

    New Wealth Foundations: Personal finance from a wealth-builder's perspective.

    Take the free, 5-part online course Crypto 101: Crypto with Confidence

    Get Social:

    Check out the most watched/downloaded episodes here

    Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

    www.radicalinvestment.co.nz

    ________________________

    Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions...

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    26 mins
  • John Alcock / When Banking Safety Goes Too Far, Ep 499
    Dec 7 2025

    Everyday, banks and governments justify new rules, checks, and blocks in the name of preventing fraud, money‑laundering, terrorism, and scams. It's a reasonable objective: stop bad actors and protect vulnerable people. It's just that, at some point, the line between protecting customers and controlling customers, can quietly disappear.

    Special thank you to John Alcock.

    Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

    Sign up to the fortnightly newsletter!

    Thank You

    Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

    Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

    Affiliate Links!

    The Bitcoin Adviser: Plan for intergenerational digital wealth.

    Hatch: For US markets.

    Revolut: For a new type of banking.

    Sharesies: For local, and international markets.

    Loan My Coins: Bitcoin lending product.

    Exodus: Get rewards on your first $2,500 of swaps

    Online courses:

    New Wealth Foundations: Personal finance from a wealth-builder's perspective.

    Take the free, 5-part online course Crypto 101: Crypto with Confidence

    Get Social:

    Check out the most watched/downloaded episodes here

    Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

    www.radicalinvestment.co.nz

    ________________________

    Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own...

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    1 hr and 30 mins
  • Jason Titman / The Future of Banking Ep 498
    Nov 30 2025
    Not a week goes buy where I don’t hear of the difficulties associated with buying digital assets like Bitcoin, from regulated institutions – all in the name of safety, they gate keep, ticket clip, dilute, surveil, ration, throttle, censor, inflate, tax, sequester, audit, and potentially even confiscate wealth that belongs to the people. Read more.Special thank you to Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx and claim $20 worth of Bitcoin if you sign up (subject to t's and c's).Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsOnline courses:New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.www.radicalinvestment.co.nz________________________
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    57 mins
  • Steve Orenstein / A New Listing on The NZX?! Ep 497
    Nov 23 2025
    Steve Orenstein is the founder of LOCATE Technologies, a publicly listed company that's relocating to NZ.This episode is a fascinating case study around how NZ can be good at some things, and occasionally wins, despite the odds!Please remember that all types of investing carry some degree of uncertainty. Always do your own due diligence before taking action on anything discussed in this episodes.For more information, check out https://www.locateshareoffer.co.nz/Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.MyRent: See why residential property investors all over New Zealand are switching to myRent.Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsOnline courses:New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
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    45 mins