Ready to grow your wealth with confidence? Let’s talk! 👉 https://www.rosewoodwealthmanagement.com/schedule-an-appointment

☎️ 919-391-3446

Deciding where to live in retirement is about more than just money; it’s about lifestyle, family, and long-term comfort. In this episode, John explores the often-emotional decision of keeping the family home, downsizing, or relocating entirely. He shares real examples of weighing the memories tied to a house against the reality of upkeep, property taxes, and shifting housing markets.

John explains why there’s no “one-size-fits-all” answer. For some, hiring help for maintenance makes more sense than selling. For others, equity in a large home is essential to funding their retirement income plan. And sometimes, the desire to live near children and grandchildren trumps both cost and convenience. With rising interest rates and changing property values, the math isn’t always straightforward. This conversation will help you think about both the numbers and your emotions, so you can feel confident about your next move.

Here’s what we discuss in this episode:

🏠 The emotional vs. financial sides of deciding where to live in retirement

📉 Why “downsizing” doesn’t always save you money

👨‍👩‍👧 Lifestyle questions to ask before making a move

💵 How property taxes and interest rates factor into your decision

🔑 Balance lifestyle with financial security

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

Ready to grow your wealth with confidence? Let’s talk! 👉 https://www.rosewoodwealthmanagement.com/schedule-an-appointment

☎️ 919-391-3446

If you’ve ever dabbled in gardening, you know that some plants thrive together while others fight for resources. Tomatoes and potatoes? Terrible neighbors. But tomatoes and basil? That’s a match made in salad heaven. The same principle applies to your money. Certain accounts and investments simply don’t belong side by side. In this episode, John explains how the concept of companion planting—pairing crops that help each other grow—mirrors smart financial strategies. Just like tomatoes thrive when planted near basil, your retirement plan flourishes when your investments, tax strategies, and income sources are designed to work together instead of competing for resources.

Here’s what we discuss in this episode:

🪴 Gardening wisdom for retirement planning

🥔 Why “taters and maters” don’t mix in finance

🚀 Roth IRAs need growth, not safety

🌿 Designing a healthy, balanced financial garden

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL

Ready to grow your wealth with confidence? Let’s talk! 👉 https://www.rosewoodwealthmanagement.com/schedule-an-appointment

☎️ 919-391-3446

📕 Download our free Eat Smart, Spend Less guide: https://thirdwheelmedia.com/wp-content/uploads/2025/08/Eat-Smart-Spend-Less-PDF.pdf

Feeling like your grocery bill needs its own 401(k)? You're not alone. In this episode, John sits down with Functional Medicine Nutritionist Katie Garrott to unpack one of the biggest myths in the wellness world: that healthy eating and saving money are mutually exclusive. Today, Katie offers our listeners simple, research-backed ways to eat nutrient-dense meals without destroying your financial goals.

Katie explains how focusing on nutrient density rather than calorie count can transform your meals and your budget, and how frozen foods, bulk bins, and lean proteins can help you eat clean without breaking the bank. They also dig into how processed foods, dyes, and preservatives can fuel inflammation, mood issues, and brain fog, quietly draining both your energy and your wallet. Plus, you’ll learn which parts of the animal store toxins so you can shop smarter. Tune in and learn how to make your pantry pull double duty, fueling your health and protecting your wallet.

Here’s what we discuss in this episode:

🛒 Why planning meals beats winging it (every time)

🧠 Decision fatigue, grocery store edition

🥜 How bulk nuts might just save your health and your wallet

💸 The real cost of cheap food (spoiler: it's not cheap)

💡 Meal templates = time and money saved

0:00 – Intro

0:52 – Katie’s Personal Journey into Functional Medicine

2:35 – Planning Meals like a Pro

5:12 – Eat Cheap or Eat Healthy? (The False Choice)

7:32 – Processed Foods: The Real Long-Term Cost

11:25 – Nutrient Density vs. Calorie Count

13:31 – Bulk Shopping Tips

16:16 – Frozen Food Hacks and Lean Protein Choices

18:29 – Shopping Tips & Meal Templates

22:45 – Where to Learn More from Katie

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL