How do we make sure young people are leaving school ready to face the real world, not just academically, but financially as well?

Because right now, the stats aren't great. Nearly half of all Australian adults are considered financially illiterate. But when it comes to young people? Things look even more concerning.

Only 28% of teenage boys and just 15% of teenage girls demonstrate essential financial literacy skills.

In this episode of Money & a Good Life, Steph and Ryan sit down with Dr Vivianne Nikou, Principal of Alphington Grammar School and passionate advocate for education that builds well-rounded, resilient young people.

Viv shares how schools and parents can work together to create financially confident adults, what financial education looks like at different ages, and the practical skills every 18-year-old should have before they leave school.

What we talk about:

• The concerning statistics on youth financial literacy in Australia
• Why teenage girls lag behind boys in financial knowledge
• How digital money is changing young people's understanding of finances
• At what age children should start learning about money
• Making financial concepts relevant and engaging for different age groups
• The biggest challenges schools face delivering financial education
• Money conversations parents should be having with their kids
• Changes needed in Australian financial education

If you're a parent, educator, or simply care about the next generation's financial wellbeing, this conversation offers practical guidance and real solutions.

Here's to your Good Life. And thanks for listening.

Find us at www.tribecafinancial.com.au

Our guest:

Dr Vivianne Nikou, Principal of Alphington Grammar School - School website

Connect with Alphington Grammar on LinkedIn

Our hosts:

Ryan Watson, CEO, Tribeca Financial

Follow Ryan: https://www.linkedin.com/in/r-watson/

Stephanie Coombes, podcast expert and media strategist

Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.

Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.

Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

For a lot of people, retirement is a big financial unknown.

Do I have enough super? Am I doing enough? Am I too late? What if I get there and hate it?

In this episode of Money & a Good Life, Steph and Ryan sit down with James Wrigley, Melbourne based financial advisor, part-owner of First Financial, and author of Retire Life Ready, to talk about building wealth, shaping a retirement that actually feels good, and navigating the critical years just before you retire.

James is known for making money matters simple and relatable. With over two decades of experience and a strong following on social media (over 200,000 across TikTok and Instagram), he helps thousands of Australians take control of their finances and get retirement-ready.

What we talk about:

• Reframing what retirement could look like for your life
• Addressing the anxiety people feel in their 50s about "leaving it too late"
• Financial advice as more than numbers, it's about living well now and later
• Where to start if you're picking up Retire Life Ready today

If you're unsure about retirement, worried you're not doing enough, or wondering if it's too late to get on track, this conversation will show you that you're not alone, and there's always a path forward.

Here's to your Good Life. And thanks for listening.

You can find us at https://www.tribecafinancial.com.au/

Our guest:

James Wrigley, Financial advisor, part-owner of First Financial, author of Retire Life Ready

Learn more about James: Website | LinkedIn | TikTok: @iamjameswrigley | Instagram: @iamjameswrigley

Buy ‘Retire Life Ready’ by James Wrigley here.

Our hosts:

Ryan Watson, CEO, Tribeca Financial

Follow Ryan: https://www.linkedin.com/in/r-watson/

Stephanie Coombes, podcast expert and media strategist

Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.

Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.

Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

When a relationship ends, dividing up the finances can be one of the most stressful and confusing parts of the process.

Who owns what? What's been disclosed? What's being hidden? And what happens when something just doesn't feel right?

In this episode of Money & a Good Life, Steph and Ryan sit down with Julie Garis, founder of Simple Split Financials and forensic accountant with many years of experience to talk about the financial side of separation and divorce that most people don't understand until they're in it.

Julie helps people going through separation understand their complete financial picture, especially when things feel murky, hidden, or unclear. She knows this work intimately - not just professionally, but personally, having navigated her own divorce.

What we talk about:

• What forensic accounting actually is and how it fits with family law
• Real examples of how Julie helps people in divorce cases
• What Julie learned from her own divorce and financial separation
• Common ways people try to hide assets during separation
• Creative strategies Julie has uncovered in her investigations
• Working with private investigators and valuing businesses
• What to do when something just "feels off" about your partner's finances
• Advice for someone who suspects their spouse is hiding assets
• When to bring in a forensic accountant
• How to protect yourself financially before and during divorce
• Common myths and misconceptions about financial settlements
• Why Julie does this work and what drives her

If you're going through separation, preparing for one, or supporting someone who is, this conversation offers practical guidance for one of life's most challenging financial transitions.

Here's to your Good Life. And thanks for listening.

You can find us at https://www.tribecafinancial.com.au/

Our guest:

Julie Garis, Forensic Accountant at Simple Split Finances

Connect with Julie on LinkedIn here

Learn more about Julie here

Our hosts:

Ryan Watson, CEO, Tribeca Financial

Follow Ryan: https://www.linkedin.com/in/r-watson/

Stephanie Coombes, podcast expert and media strategist

Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.

Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.

Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.