This conversation delves into the critical aspects of retirement planning, highlighting common mistakes and traps that retirees often fall into. The hosts discuss the importance of having a solid financial plan, understanding tax implications, and the necessity of diversification in investment strategies. They also address healthcare and longevity risks, the timing of social security and required minimum distributions (RMDs), and behavioral traps that can lead to overspending. Additionally, the conversation emphasizes the importance of setting boundaries with family members who may rely on retirees for financial support, and shares client success stories to illustrate the positive impact of financial planning.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss the importance of continuing to invest after retirement, emphasizing the need for growth to combat inflation and unexpected expenses. They explore key questions for asset allocation, strategies for withdrawing funds from retirement accounts, and address listener questions about financial concerns. The conversation highlights the significance of having a solid financial plan to ensure a secure and enjoyable retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this conversation, the focus is on addressing the primary concern of retirees: the fear of running out of money. The discussion emphasizes the importance of having a sustainable income plan that lasts throughout retirement. The host offers a complimentary financial review to help listeners assess their financial situation, including a fee report, risk assessment, and tax analysis, aimed at increasing cash flow and reducing unnecessary losses in their portfolios.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

This conversation covers essential financial strategies for year-end planning, focusing on retirement savings, tax-saving opportunities, and the importance of emergency funds. The hosts discuss various topics including required minimum distributions (RMDs), charitable donations, Roth conversions, and the significance of having a diversified investment portfolio. They emphasize the need for a sustainable retirement income plan and share client success stories to illustrate the impact of effective financial planning. The discussion also addresses common retirement concerns and encourages listeners to take proactive steps towards their financial future.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, Deb and Laurie discuss the importance of planning for a long and meaningful retirement, addressing the risks of longevity, inflation, and unexpected life changes. They emphasize the need for multiple income streams, long-term care planning, and the integration of personal values and legacy into financial strategies. The conversation also highlights the significance of open communication with family and the necessity of revisiting retirement plans regularly to adapt to life's uncertainties.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, hosts Deb Christensen and Laurie Hancock, along with guest Bruce Rosenbloom, delve into the complexities of retirement planning, focusing on the critical transition from wealth accumulation to decumulation. They discuss common mistakes retirees make, the importance of structured withdrawal strategies, and the various risks associated with retirement income. The conversation emphasizes the need for a well-thought-out decumulation plan, including income floors, savings buckets, and legacy planning. Listeners are encouraged to take proactive steps in their financial planning to ensure a secure and enjoyable retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

The conversation covers significant upcoming tax changes affecting high earners, particularly regarding catch-up contributions to retirement accounts. It discusses the implications of the 2026 tax law changes, strategies for retirement planning, updates on Social Security, and the importance of understanding healthcare costs in retirement. The hosts emphasize the need for proactive financial planning and share success stories from clients who have benefited from their services.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, Gary Nolan, Deb Christensen, and Laurie Hancock discuss the evolving landscape of retirement planning, focusing on the importance of creating a self-funded pension plan in the absence of traditional pensions. They explore the significance of guaranteed income, the role of annuities, and the necessity of managing time effectively in retirement. The conversation shifts to the concept of 'rewiring' instead of retiring, emphasizing the need for purpose and fulfillment in this new phase of life. Finally, they delve into tax strategies that can help retirees manage their income and expenses more efficiently, ensuring a secure financial future.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.