In this episode of Money Matters, hosts Deb Christensen and Laurie Hancock, along with guest Bruce Rosenbloom, delve into the complexities of retirement planning, focusing on the critical transition from wealth accumulation to decumulation. They discuss common mistakes retirees make, the importance of structured withdrawal strategies, and the various risks associated with retirement income. The conversation emphasizes the need for a well-thought-out decumulation plan, including income floors, savings buckets, and legacy planning. Listeners are encouraged to take proactive steps in their financial planning to ensure a secure and enjoyable retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

The conversation covers significant upcoming tax changes affecting high earners, particularly regarding catch-up contributions to retirement accounts. It discusses the implications of the 2026 tax law changes, strategies for retirement planning, updates on Social Security, and the importance of understanding healthcare costs in retirement. The hosts emphasize the need for proactive financial planning and share success stories from clients who have benefited from their services.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, Gary Nolan, Deb Christensen, and Laurie Hancock discuss the evolving landscape of retirement planning, focusing on the importance of creating a self-funded pension plan in the absence of traditional pensions. They explore the significance of guaranteed income, the role of annuities, and the necessity of managing time effectively in retirement. The conversation shifts to the concept of 'rewiring' instead of retiring, emphasizing the need for purpose and fulfillment in this new phase of life. Finally, they delve into tax strategies that can help retirees manage their income and expenses more efficiently, ensuring a secure financial future.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, hosts Deb and Laurie discuss the essential elements of retirement planning, emphasizing the psychological shift from saving to spending, the importance of a solid financial plan, and the need to align personal values with investment strategies. They explore the emotional aspects of retirement, including the impact of financial clutter and the significance of legacy planning. The conversation also covers practical tips for budgeting travel and ensuring financial security while enjoying retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, hosts Deb and Laurie discuss the critical transition from saving to spending in retirement, emphasizing the importance of having a structured spending plan. They explore strategies for creating a reliable retirement paycheck, navigating the complexities of retirement taxes, and the significance of estate planning to ensure a smooth transfer of wealth and values to future generations. The conversation highlights the need for proactive financial planning to achieve peace of mind and financial security in retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss the often-overlooked tax implications of retirement, including how Social Security and RMDs can affect retirees' income. They explore the hidden costs of inheritance and the importance of estate planning to minimize tax burdens on heirs. The conversation shifts to income strategies for retirement, emphasizing the need for a comprehensive plan to replace lost income and manage expenses. Listener questions are addressed, providing practical advice on navigating financial challenges in retirement.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

This conversation delves into the complexities of retirement planning, focusing on the importance of early preparation, the impending wealth transfer from baby boomers, tax strategies for managing retirement income, and the nuances of social security timing. The hosts emphasize the need for proactive financial planning to avoid common pitfalls and ensure a secure financial future.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss various aspects of financial planning for individuals in their 60s, focusing on gray divorce trends, the importance of emotional identity in financial planning, and the implications of required minimum distributions (RMDs). They introduce the concept of the funded ratio as a new approach to assessing retirement readiness and emphasize the psychological aspects of financial security. The episode also addresses listener questions about emotional well-being in retirement, long-term care planning, and gifting money to family without jeopardizing one's financial future.

Reach out to Deb and Laurie at 800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.