Money For Couples with Ramit Sethi cover art

Money For Couples with Ramit Sethi

Money For Couples with Ramit Sethi

By: Ramit Sethi
Listen for free

This Season's Biggest Deal | $0.99/mo for 3 months + $20 Audible bonus

Auto-renews at $8.99/mo. after 3 months - terms apply.
Summary
 Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.c0c586c0-d600-11f0-806a-8f7132ddc1c5 Economics Personal Finance Relationships Social Sciences
Episodes
  • 286. "We have $40,000 in credit card debt, but I can’t say no to my kid"

    286. "We have $40,000 in credit card debt, but I can’t say no to my kid"
    Nov 10 2026
    Ramit digs into why a couple with just $1,400 in savings has spent $7,300 dining out this year and how struggling to say no to Lisa’s son keeps them spending. Ramit Sethi of I Will Teach You to Be Rich talks with Trevor and Lisa, who have been together for eight years and married for six. When Lisa’s 14-year-old son asks for fast food, she often says yes. After a long workday, eating out feels easier than cooking. But those everyday decisions are adding up, and their finances can’t support them. For Lisa, saying no brings back memories of going without, and she worries cutting back will leave her doing more cooking. Trevor worries about their spending, but they struggle to make changes together. With debt mounting and retirement approaching, Ramit challenges them to set spending boundaries, share responsibilities, and build a plan as a team. A special thanks to our partners at Monarch for sponsoring this episode. Try Monarch free today and get 50% off your first year of Monarch Core at https://monarch.com/ramit, promo code RAMIT. Sign up through Ramit's link to get his exact Conscious Spending Plan categories already set up in your account. In this episode, we uncover: How Trevor and Lisa spent $7,300 dining out this year while having just $1,400 in savings Why Lisa says yes to her son’s fast-food requests even when he asks for two drinks How saying no to her son brings back Lisa’s own memories of going without Why cutting back on eating out feels like more work for Lisa, rather than a shared responsibility How their initial spending plan puts fixed costs at 230% of take-home income Why they each have roughly ten credit cards—and are still making minimum payments How one month’s subscription spending reached $1,118 against a planned $304 How a missing $696,000 mortgage pushes their reported debt to roughly $739,000 Why Ramit suggests Lisa close her dog-grooming business and get a full-time job Why their hope of retiring in five years requires far bigger changes than they expected ⏩ CHAPTERS: (00:00:00) Introduction (00:03:57) Why money conversations feel so difficult (00:10:06) What their spending plan reveals about their relationship (00:19:42) Unpacking their income, savings, and fixed costs (00:37:53) Credit cards, subscriptions, and dining out (00:52:52) How childhood money experiences shape their habits (01:07:06) Cutting housing costs and uncovering the missing mortgage (01:23:39) Should Lisa close her business? (01:35:04) Sharing responsibilities and building a plan together (01:44:32) Follow-ups 💡 RAMIT’S PODCAST NEWSLETTER • I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI • Order my new book: Money for Couples: https://iwt.com/moneyforcouples • Take control of your money with the Conscious Spending Plan: https://iwt.com/csp • Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-pod • Join my Rich Life: Road to $100K program: https://iwt.com/100k • Listen to my book — now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI • Instagram: https://www.instagram.com/ramit/ • X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ This episode brought to you by: Kindred | Apply now at https://livekindred.com/ramit to join for free and earn 5 nights of travel credit Grow Therapy | Visit https://growtherapy.com/ramit to find a therapist today Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout You’ve saved, invested, and maxed out your 401(k), but you still don’t feel rich. Starting November 16th, I’m going live for three nights to run real numbers and show you how to use your money to live the life you want. Sign up at iwt.com/live. Connect with Ramit: Get my new book, Money For Couples Get Money Coaching with Ramit Download the Conscious Spending Plan Listen to my book—now on Audible Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Apply to be coached for free on this podcast at ⁠⁠https://iwt.com/apply⁠⁠
    Show More Show Less
    1 hr and 48 mins
  • How the Rich Buy an Easier Life: A House Manager Reveals All

    How the Rich Buy an Easier Life: A House Manager Reveals All
    Nov 5 2026
    How do the ultra-wealthy use money to make everyday life easier and what can we learn from the people who run their homes? Ramit goes behind the scenes with former house manager Lea Griffin to explore how wealthy families buy back their time, delegate daily decisions, and build a team they trust. From anticipating every household need to handling extraordinary requests, Lea reveals the work that makes their lives look effortless. Alongside helicopter commutes and a request to ship a $500,000 Mustang across the ocean, discover why the most expensive help isn’t always the best, what separates a great employer from a difficult one, and why spending more doesn’t necessarily mean living better. It’s a look at what money can take off your plate and why knowing what matters to you shapes how well you spend it. ⏩ CHAPTERS: 00:00 Introduction 00:59 How a Billionaire Avoids the Daily Commute 02:47 How House Managers Make Life Easier 05:40 What It Takes to Keep Luxury Homes Running 08:18 What the Ultra-Wealthy Spend on Food and Drink 11:54 What It Takes to Handle Extraordinary Requests 16:29 How Wealthy Families Share the Work of Raising Kids 23:02 What Wealthy Families Value—and Spend Money On 28:02 Why More Money Doesn’t Always Mean More Happiness 32:38 Why Trust Matters: Staff, Privacy, and Surveillance THIS VIDEO IS BROUGHT TO YOU BY ➡️ Facet | As of the date of this recording, Facet is waiving the enrolment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #facetadental Ramit Sethi is the host of Netflix's "How To Get Rich" and New York Times bestselling author of "I Will Teach You To Be Rich" and "Money For Couples" 🎟️ COME TO MY NEXT LIVE EVENT • Virtual and In-Person Events: https://iwt.com/events 🤳 CONNECT WITH RAMIT • Instagram: https://www.instagram.com/ramit/ • X: https://twitter.com/ramit
    Show More Show Less
    38 mins
  • 285. “We bought the perfect house. Now we feel trapped”

    285. “We bought the perfect house. Now we feel trapped”
    Nov 3 2026
    Ramit digs into why a couple with a $692,000 net worth feels trapped by a house they no longer want and afraid to give up their 2.7% mortgage. Ramit Sethi of I Will Teach You to Be Rich talks with Chloe, 32, and Jake, 30, who have been together for ten years. They bought a 3,000-square-foot house on 1.5 acres because they believed homeownership was a smart financial decision. But years later, they're exhausted by the maintenance and questioning whether the American Dream is really worth it. Their attempts to find more freedom have only made things more complicated. An $80,000 home equity loan for an Airbnb plan, a $50,000 RV they never used, and a fear of making another expensive mistake have left them stuck. Jake wants to sell, but Chloe worries about walking away from a good investment. With their finances in good shape, Ramit challenges them to ask a different question: what do they actually want their life to look like? A special thanks to our partners at Monarch for sponsoring this episode. Try Monarch free today and get 50% off your first year of Monarch Core at https://monarch.com/ramit, promo code RAMIT. Sign up through Ramit's link to get his exact Conscious Spending Plan categories already set up in your account. In this episode, we uncover: Why earning $362,000 a year hasn't stopped Chloe and Jake from feeling trapped by their lifestyle How they bought a house above their budget without an inspection Why their 3,000-square-foot house requires eight hours of yard work almost every weekend How an $80,000 home equity loan for an Airbnb plan became a financial regret Why they bought a $50,000 RV, never used it, and sold it for around $32,000 What $692,000 in net worth, $540,000 in debt, and 43% fixed costs reveal about their finances Why Chloe is afraid to give up their 2.7% mortgage despite wanting to leave How selling their house and investing an estimated $250,000 in equity could change their future Why Ramit challenges them to stop optimizing their finances and start enjoying their money Chapters: (00:00:00) Introduction (00:04:20) The expensive business ideas that haven't worked out (00:10:16) Buying a family home above their budget (00:20:36) Strong finances, but still feeling stuck (00:27:45) The RV they bought but never used (00:35:13) Struggling with the decision to sell their house (00:56:19) Weighing the financial case for selling (01:16:35) Choosing happiness over financial returns (01:25:42) Reworking their spending to enjoy life now (01:40:04) Follow-ups 💡 RAMIT’S PODCAST NEWSLETTER • I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI • Order my new book: Money for Couples: https://iwt.com/moneyforcouples • Take control of your money with the Conscious Spending Plan: https://iwt.com/csp • Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-pod • Join my Rich Life: Road to $100K program: https://iwt.com/100k • Listen to my book — now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI • Instagram: https://www.instagram.com/ramit/ • X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ This episode brought to you by: Granola | Try Granola totally free at https://granola.ai/RAMIT Ladder | Get a free 7-day trial and $10 off your first month at https://ladder.fit/RAMIT Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Connect with Ramit: Get my new book, Money For Couples Get Money Coaching with Ramit Download the Conscious Spending Plan Listen to my book—now on Audible Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Apply to be coached for free on this podcast at https://iwt.com/apply
    Show More Show Less
    1 hr and 44 mins
adbl_web_anon_alc_button_suppression_t1
All stars
Most relevant
Whilst I'm in Australia, the discussions had apply globally. I love listening. Great podcast!

Genuine!! Love this Podcast!

Something went wrong. Please try again in a few minutes.
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.