Episodes

  • What To Do With Your 401k After Getting Fired
    Jul 7 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    So, you just got fired—congrats! You’re now the proud owner of a surprise vacation and a 401(k) that’s wondering what it did to deserve this. While your inbox is eerily quiet and your sweatpants are seeing more action than your resume, your retirement accounts are still on the clock. Before you binge-watch job-search TikToks or attempt to become a sourdough influencer, take a deep breath and pay attention.

    On this week’s episode, we’ll walk you through what to do with your retirement accounts post-firing, plus some clever (and legal!) ways to stretch your dollars until your next gig rolls in.

    Show Highlights Include:

    • Recently Fired...You're Not Alone (4:30)

    • Know Where You Are In Life (9:15)

    • A Real-Life Scenario (13:45)

    • Selling Off Assets (15:15)

    • 401k Rollover Options (17:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    22 mins
  • Do I Need A Side Hustle?
    Jun 30 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    In today’s fast-paced and increasingly expensive world, more Americans than ever are turning to side hustles to supplement their income, pursue passions, or gain financial freedom. But with the rise of gig work, freelance opportunities, and online businesses, the question arises: Do you need a side hustle?

    On this week’s episode, we’ll explore whether a side hustle is right for you, and if it’s actually worth it. And for you those of you dead set on doubling your workload we’ll give you some of the best side hustles in America right now.

    Show Highlights Include:

    • Side Hustle Stats (4:00)

    • Are Careers A Thing Of The Past? (6:30)

    • Are We Paying More For Things Than Our Grandparents? (8:30)

    • Know Your Why (14:30)

    • Top Side Hustles In The US (20:45)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    26 mins
  • I Lost Everything In A Fire. How Do I Financially Recover?
    Jun 23 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Losing everything in a fire or natural disaster is a devastating experience—one that leaves not only emotional scars but also significant financial challenges. As a financial advisor, I’ve worked with many individuals who faced the overwhelming task of rebuilding their lives from the ground up. This is also a topic close to my heart, as my family lost a home in the Lahaina fires back in 2023.

    So, on this week’s episode, we’re going to walk you through some key strategies and tips that will get you back on the road to recovery and help you regain financial stability.

    Show Highlights Include:

    • Natural Disasters On The Rise (5:00)

    • FEMA First (8:00)

    • Using A Home Equity Line (12:15)

    • More Emergency Funds Needed (13:30)

    • Rethinking My Retirement Strategy (17:25)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    21 mins
  • Why Do Financial Advisors Hate Cryptocurrency?
    Jun 16 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    If you’ve ever watched a financial advisor talk about cryptocurrency, you may have noticed a twitch in their left eye and a mysterious increase in blood pressure. It's not an allergy—unless you count allergic reactions to volatility, memes, and 22-year-olds getting rich off dog coins. For the average advisor, crypto represents everything they’ve warned you about in PowerPoint presentations: unregulated, unpredictable, and entirely too influenced by Elon Musk’s Twitter account.

    So, buckle up, because on this episode we dive into why that big vein bulges on the foreheads of financial advisors every time someone says, “Should I invest in Bitcoin?”

    Show Highlights Include:

    • Who’s Buying Crypto (5:00)

    • We Don’t Like High Volatility (11:00)

    • Everyone's Talking About XRP (14:30)

    • Unproven Track Record Scares Us (17:30)

    • We Like Security (21:45)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    26 mins
  • How To Talk To Your Kids About Money
    Jun 9 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Let’s face it—kids think money grows on trees, lives in your wallet, and magically appears every time you swipe a card. To them, an ATM is just a vending machine for grown-ups. “Why can’t you just go get more money?” they ask with the financial wisdom of a goldfish. And for most parents, talking to their children about money is about as fun as getting a root canal in the middle of an insurance seminar.

    But here’s the thing: if we don’t teach our kids about money, the world will—and the world charges interest. Whether you like it or not you’re probably overdue for The Talk. No, not that talk. The other dreaded, awkward one: the Money Talk. But fear not!

    On this episode, we're here to help you turn awkward money convos into fun, empowering lessons with five practical (and sanity-saving) tips to help you teach your kids about money.

    Show Highlights Include:

    • Teens Want To Be Taught (1:45)

    • Meet Them Where They Are (5:00)

    • Teach With Chores (6:30)

    • Values Over Figures (11:00)

    • Learning While Bonding (16:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    20 mins
  • Are You Ready For A Recession?
    Jun 2 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Is the economy in a recession, or is it just having a dramatic moment like that one friend who "can't even" every time Mercury's in retrograde? You turn on the news and hear words like "downturn," "market volatility," and "tightening fiscal policy" — but all you really want to know is whether it’s time to start stuffing cash under your mattress or if you can still afford guac at Chipotle. Fear not, my financially anxious friends!

    On this episode, we’re decoding the signs that scream “Yep, it’s a recession” (or at least whisper it passive-aggressively), and more importantly, sharing some smart, simple tips to help you protect your retirement accounts from the recession that pundits keep prognosticating.

    Show Highlights Include:

    • Definition Of A Recession (1:30)

    • Do We Need Recessions? (3:45)

    • Primary Indicators (5:15)

    • Secondary Indicators (8:30)

    • Tips To Protect Your Money (12:45)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    17 mins
  • Navigating the Emotional Rollercoaster of Wealth and Loss
    May 26 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    When it comes to how our money affects our lives, let’s be real, it’s basically a game of emotional ping-pong where the ball is your sanity and too often the paddle is your poor decision making. One minute you hit the lottery and you’re buying gold toilets and Ferrari’s for your 50 closest friends, and the next you’re selling your kidney and the naming rights of your first-born son because you bet big on a meme coin that turned out to be a scam. No one is immune to making bad decisions when dealing with the highs and lows of making and losing money.

    On this episode, we’re talking about how to stay emotionally sane and make good decisions when life throws financial curveballs and greenback bonanzas at your face.

    Show Highlights Include:

    • You’re Not Alone In Your Stress (3:00)

    • Dealing With The Lows (6:30)

    • Managing The Stress (10:15)

    • Riding the Highs (12:30)

    • Pay It Forward (19:15)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    22 mins
  • How To Protect Your 401k From A Market Crash
    May 19 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    If your retirement dreams involve sipping margaritas on a beach, not clipping coupons in your basement bunker, then listen up—because nothing says “plot twist” like a stock market crash turning your 401(k) into a 201(k). One minute you’re picking out beachfront condos on Zillow, the next you’re Googling “how to live off ramen and government cheese.” But fear not!

    On this episode, we dive into the history of stock market crashes and uncover three tips that will help protect your retirement to make sure your nest egg doesn’t get scrambled.

    Show Highlights Include:

    • Brief History Of US Crashes (5:00)

    • Diversification (8:00)

    • Dollar-Cost Averaging (9:30)

    • Convo With The President (10:45)

    • What Are You Actually Afraid Of? (20:00)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    24 mins