Episodes

  • Why Veteran Horse Therapy Might Be the Breakthrough Veterans Need
    Feb 4 2026
    Welcome to Season 2 Episode 10 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Jason Laramore, Program Director for Heroes and Horses, who shares how veteran horse therapy helps combat veterans rediscover purpose, resilience, and personal stability through nature, horsemanship, and personal challenge. The powerful work of Heroes and Horses supports veterans as they navigate the emotional and personal challenges of transitioning from military to civilian life, offering a transformative path toward healing and renewed direction. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Why Veteran Horse Therapy Might Be the Breakthrough Veterans Need Jason explains that Heroes and Horses was created to help veterans reset their relationship with stress, identity, and purpose after service. The program’s mission is to “unprogram the programmed” by removing participants from modern distractions and immersing them in nature. This holistic approach supports long-term well-being – an important foundation for stable relationships, and healthy decision-making after service. The 41-day program challenges veterans physically, mentally, and emotionally, encouraging accountability, discipline, and self-reliance – skills that directly translate to success in civilian life. A Journey of Self-Discovery and Transition Participants undergo a full digital detox, giving up cell phones and external noise to focus inward. Veterans engage in physical fitness, mindfulness, horsemanship, and leadership exercises designed to rebuild confidence and clarity. The program culminates in an 11-day pack trip through Montana’s rugged wilderness, where veterans face real-world challenges that mirror the complexities of veteran transition planning. This experience helps participants rebuild trust in themselves – an essential step toward stability for both veterans and their families. The Impact on Veterans and Military Families The impact of Heroes and Horses extends far beyond the individual participant. Graduates return home better equipped to reengage with their families, careers, and communities. By addressing emotional health, physical wellness, and personal responsibility, the program supports veterans in building a strong foundation for long-term readiness and life planning. Programs like Heroes and Horses complement other veteran support organizations that focus on employment, financial education, and access to veteran financial resources, ensuring veterans have multiple pathways to success after service. Global Influence and Veteran Support The success of Heroes and Horses has inspired international expansion. Jason shares the story of an Australian veteran who, after completing the program, partnered with the Australian VA to launch a similar initiative. This global reach highlights the universal need for structured support systems that help veterans navigate post-service life with confidence and stability. Community, Volunteers, and Ongoing Support Heroes and Horses thrives thanks to a dedicated community of volunteers and partners who support daily operations, ranch maintenance, logistics, and nutrition. Their commitment reflects the broader military community’s belief that veterans deserve access to meaningful resources that support both personal well-being and long-term readiness. Heroes and Horses demonstrates the profound role nature, discipline, and connection can play in helping veterans heal and rebuild after service. By addressing the invisible wounds of war, the program empowers veterans to reclaim purpose – strengthening not only individual lives but also the well-being of military families and communities nationwide. If you or someone you know could benefit from Heroes and Horses, or if you’re interested in supporting their mission through volunteering or donations, visit heroesandhorses.org. Programs like this are a vital part of the ecosystem that supports veterans as they pursue stability, purpose, and a strong future beyond the uniform. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: What is the name of the hero, to which a hall at the National War College, is dedicated?· Answer: General Colin Powell· This week’s Military Minute question(s): What color are horses unable to see? And how many gallons of water can a horse drink ...
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    46 mins
  • How the Air Warrior Courage Foundation Is Quietly Saving Military Families
    Jan 21 2026
    Welcome to Season 2 Episode 9 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Sam, ‘Rags,’ and Bud from the Air Warrior Courage Foundation (AWCF) to the organization’s powerful mission supporting veterans, service members, and military families. They help militarily families with disaster relief, PTSD support, college grants, and much more. Tune in as they highlight the importance of giving back and the enduring bonds formed in military service. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. How the Air Warrior Courage Foundation Is Quietly Saving Military Families The Air Warrior Courage Foundation was founded on the core military principle of never leaving a wingman behind. What began as an effort to help a fellow airman in need has evolved into a nationwide support network offering financial assistance for veterans, disaster relief, and aid to wounded service members and families of the fallen. Bud emphasized that AWCF’s mission extends across branches, reinforcing a shared commitment to financial readiness for military families and ensuring no service member faces hardship alone. Whether supporting Air Force families or partnering with Navy Wounded Warrior programs, the foundation reflects the deep bond shared by those who serve. Programs That Strengthen Financial Readiness for Military Families One of the impactful initiatives discussed on the podcast is AWCF’s helping families with 529 education savings accounts for children of service members who die on active duty – an important step toward long-term financial security for military families. These programs reduce future financial strain while honoring the sacrifice of fallen heroes. AWCF also partners with ROTC and JROTC programs nationwide, supporting education pathways that lead to military service and stable careers. These efforts align closely with broader goals around financial education for military families and preparing the next generation for success. Rags and Bud shared moving stories of lives changed through AWCF support, including helping a young boy overcome a severe speech impediment – demonstrating how targeted assistance can transform futures beyond immediate financial relief. Transparency, Integrity, and Veteran-Focused Financial Stewardship A key theme throughout the episode was accountability. AWCF operates with strong financial oversight, ensuring donations are used responsibly and effectively. This transparency builds trust and mirrors the values of organizations dedicated to veteran financial resources and responsible nonprofit leadership. Bud also discussed AWCF’s growth strategy, including expanding digital outreach, strengthening partnerships, and increasing visibility at military and veteran-focused events – all aimed at reaching more families in need of trusted financial support and resources. Veterans Leading Veterans Forward As leadership transitions to a new generation, AWCF remains firmly guided by veterans who understand the realities of military life and transitioning from military to civilian life. Sam shared how this firsthand experience allows the foundation to proactively identify needs and provide meaningful support before crises escalate. Their work reflects a broader commitment to ensuring veterans and families have access to financial guidance, emergency assistance, and long-term stability – values that align closely with the mission of military banking and veteran-focused financial services. A Lasting Commitment to Those Who Serve Listeners inspired by AWCF’s work can get involved by volunteering, spreading awareness, or contributing financially. Donations help expand programs that promote financial readiness, education, and stability for service members and veterans. To learn more or support the mission, visit https://airwarriorcourage.org/ Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: How many national championships has the Auburn Tigers Football Team won. And in what year was their most recent one?· Answer: 9 National Championships with the most recent being in 2010.· This week’s Military Minute question(s): What is the name of the hero, to which a hall at the National War College, is dedicated?· Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page.·...
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    42 mins
  • Military Money Mistakes No One Warns You About (And How to Avoid Them)
    Jan 7 2026
    Welcome to Season 2 Episode 8 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Sarah Roder from Armed Forces Mutual to break down financial planning for military life. From Thrift Savings Plan (TSP) strategies and early retirement planning to budgeting, military benefits, and financial education for young service members, this conversation delivers practical insights every military family should know. Together, they explore how trusted organizations play a critical role in helping military members build financial confidence and plan for life beyond the uniform. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Military Money Mistakes No One Warns You About (And How to Avoid Them) with Sarah Roder from Armed Forces Mutual Founded in 1879 following the Battle of Little Bighorn, Armed Forces Mutual is one of the nation’s oldest organizations dedicated to supporting the military community. Originally established as Army Mutual Aid, the nonprofit now serves all branches of the armed forces with a clear mission: to promote financial independence for military families through insurance, education, and long-term planning tools. Sarah explains how the organization’s evolution into Armed Forces Mutual reflects a modern approach to military banking alternatives and veteran financial resources, while remaining deeply rooted in service to those who serve. Financial Planning for Service Members A major focus of the discussion centers on financial planning for active-duty military members, particularly young service members between the ages of 18 and 25. Sarah emphasizes the importance of starting early with retirement planning, highlighting the Thrift Savings Plan (TSP) as one of the most powerful tools available to military members. By contributing early and taking advantage of matching contributions, service members can significantly improve their long-term financial readiness. Sarah notes that military discipline often translates well into financial habits once the right education and resources are in place. Comprehensive Support for Military Families Armed Forces Mutual provides financial education for military families across every phase of military life – from initial enlistment to transition and retirement. Sarah discusses the organization’s digital vault, budgeting tools, and dedicated financial readiness resources designed to help military families manage everything from everyday expenses to long-term goals. She also shares insights into the subject matter expert teams that deliver financial counseling and education on bases and in military communities nationwide. These programs help families navigate real-world challenges such as PCS moves, deployments, and major life transitions. Supporting Military Transitions and Real-Life Needs Sarah’s personal journey within Armed Forces Mutual illustrates the organization’s commitment to veteran support organizations and compassionate service. From assisting families during medical crises to guiding service members through complex benefit decisions, her experiences highlight the real-world impact of accessible financial counseling for military members and veterans. These moments underscore how financial preparedness plays a vital role during times of uncertainty, transition, and change. Embracing Technology in Military Financial Services As military banking and financial services continue to evolve, Armed Forces Mutual is investing in technology to better serve today’s military families. Sarah previews upcoming enhancements, including a redesigned website and learning management system aimed at improving access to military financial education and self-guided planning tools. These innovations support modern expectations while maintaining a personal, mission-driven approach to service. Sarah reinforces the importance of trusted financial partners in the military community. Through education, technology, and personalized support, Armed Forces Mutual continues to help service members and veterans strengthen their financial readiness and plan confidently for the future. To learn more about Armed Forces Mutual, visit their website: https://www.aafmaa.com/ Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: What is the motto and the mascot for Bowie State University?· Answer:  The motto for Bowie ...
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    45 mins
  • The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For
    Dec 24 2025
    Welcome to Season 2 Episode 7 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we are joined by Retired Brigadier General Omuso “Moose” George, the President and CEO of the Association of Military Banks of America (AMBA). Together we cover Moose's impressive 30-year military career, his transition to leading AMBA, and the unique challenges and opportunities of the military banking landscape. From his early days at West Point to managing billions in Army funds, Moose shares insights on financial readiness, the impact of AI and technology on banking, and how banks can better serve military families. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For Moose’s distinguished 30-year career in Army financial management laid the foundation for his expertise in military money management and financial operations. After transitioning from active duty, he moved into consulting, continuing to support the defense community. Eventually, he was recruited to lead AMBA, where his passion for military financial education and service-centered leadership came full circle. His professional path reflects the strategic decision-making that many veterans face when navigating military transition financial planning, showing how financial literacy and readiness play key roles in long-term success. The Role of AMBA AMBA is the only trade association dedicated exclusively to military banks – financial institutions that provide specialized banking support, products, and resources for military families. Today, AMBA represents 98 military-focused banks and 8 non-bank members committed to strengthening financial readiness for military families through safe, accessible, and dependable financial services. Under Moose’s leadership, AMBA advocates for programs that enhance military financial resources, promote secure digital banking options for service members, and support trusted military credit-building tools and responsible lending, including military loans and transition-friendly financial products. Challenges and Opportunities in Military Banking As Moose reflects on his early Army days, he highlights how the evolution of military banking – from in-person deposits to mobile banking – has created both new efficiencies and new risks. Technology, including AI, offers powerful opportunities for improving military financial tools, but it also demands stronger cybersecurity and responsible innovation. These issues were central topics at the latest AMBA Summit, where industry leaders explored how technological shifts impact military financial readiness, service member protections, and safe financial access worldwide. Military Family Financial Complexities Moose shared personal stories that underscore the financial complexities military families face – from frequent PCS moves to challenges securing stable military spouse employment, which is critical to building long-term military family financial support. Each relocation disrupts income, savings, and career paths, making strong banking partnerships and military financial resources essential. AMBA and its member banks work to address these issues through spouse hiring programs, tailored financial products, and education that empowers families to maintain financial stability through every transition. Best Practices for Supporting Military Families Throughout our conversation, Moose highlighted how banks can support the unique needs of military families by offering: · Targeted financial education for military families· Safe and accessible military checking and military savings accounts· Low-cost military loans and military credit-building programs· Tools that simplify military money management during deployments and PCS moves· Career opportunities for military spouses These best practices strengthen financial readiness across the military community, helping families stay prepared for both everyday expenses and unexpected challenges. Looking forward, AMBA is enhancing its digital presence, branding, and community partnerships to expand its reach and improve access to military financial education and trustworthy banking resources. Moose’s vision focuses on ensuring that every service member and veteran has access to safe, reliable financial options that support readiness and long-term well-being. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning ...
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    45 mins
  • Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath
    Dec 10 2025
    Welcome to Season 2 Episode 6 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we dive deep into the world of veteran entrepreneurship and military business leadership with Robert Patton, the founder and CEO of Sheath. Sheath is a unique veteran-owned business known for innovating comfort in men’s underwear. Robert’s journey from Army soldier to successful entrepreneur offers powerful insights for military members, veterans, and military spouses interested in starting a business, veteran small business funding, and leadership development. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath Robert Patton launched Sheath in 2013, building what is now a recognized veteran-owned apparel brand. Originally a men’s underwear company, it expanded to include a women’s line in 2017. The brand reflects discipline, durability, and self-mastery – qualities rooted in Robert's military background and aligned with the broader mission of encouraging military entrepreneurs to build purpose-driven businesses. Transitioning from Military to Business Robert’s entrepreneurial journey began during his military service in Iraq, where he identified a need for performance-based comfort in extreme conditions. Encouraged by those around him, he turned an idea into a prototype and eventually into a thriving business. His experience illustrates the challenges and opportunities that come with transitioning from active duty to entrepreneurship, a path many veterans and military spouses are exploring today. The Military Influence on Business Leadership The discussion highlights how military experience directly shapes effective business leadership, communication, and problem-solving. Robert shared how his Army training built resilience, perseverance, and confidence – essential skills for anyone navigating military small business ownership or exploring funding for veteran owned business. His story underscores why veterans often make exceptional leaders in both startups and established companies. Challenges and Growth at Sheath Robert’s initial product run didn’t succeed due to design issues, but the setback only strengthened his determination. After refining the design and relaunching, Sheath gained momentum. His story is a reminder that growth requires patience, adaptability, and a willingness to learn – traits often developed during military service and essential for entrepreneurial leadership. Sheath’s team is largely built around trusted family and friends. While unconventional, this lean and resourceful approach helped the company grow organically. It offers an interesting perspective for listeners considering team-building strategies for their own veteran-owned small business. Testing Different Marketing Strategies Sheath’s marketing strategy evolved from podcast outreach to influencer endorsements and YouTube sponsorships. Robert emphasizes the importance of organic growth, audience feedback, and meeting customers where they are. His experience offers valuable insight for military entrepreneurs navigating business marketing, digital platforms, and customer engagement. Looking ahead, Sheath plans to expand into pajamas and everyday apparel, aiming for significant growth over the next decade. Robert’s approach demonstrates long-term strategic planning – a key theme in both leadership development and military-inspired business strategy. Advice for Aspiring Veteran Entrepreneurs Robert encourages aspiring entrepreneurs, especially veterans, to leverage resources such as the GI Bill, the Small Business Administration, and modern funding avenues like crowdfunding. These tools can help military members and spouses access veteran business funding, reduce financial risk, and build sustainable companies. Robert Patton’s story is a powerful example of resilience, innovation, and applying military skills to the business world. His journey encourages aspiring military entrepreneurs to embrace challenges, keep learning, and stay committed to their vision — whether they’re exploring veteran-owned business opportunities, military spouse entrepreneurship, or leadership training. To learn more about Robert Patton and Sheath, or try their innovative apparel, visit sheath.com and use promo code AFB for a 20% discount. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are ...
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    53 mins
  • The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath
    Nov 26 2025
    Welcome to Season 2 Episode 5 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Heather Walrath of Navy Mutual Aid Association to discuss military financial readiness, budgeting for PCS moves, and long-term planning for veterans and service members. Discover expert tips on saving money, improving credit, managing military loans, and preparing for life after service. Whether you’re new to the military or nearing retirement, this episode is your guide to smarter military banking and financial success. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath The Navy Mutual Aid Association is the oldest federally recognized veteran service organization in the U.S., founded to support naval officers and their families after the Battle of Little Bighorn. Today, it provides life insurance, financial counseling, and educational resources across all branches of the military. Heather’s role gives her a front-row seat to the financial challenges military families face, from navigating military benefits to planning for retirement. Her passion lies in empowering families through financial literacy – ensuring every military service member understands the full scope of benefits and options available to them. Building Military Financial Readiness from Day One Heather emphasizes that financial education for service members should begin as early as possible. Her mantra – “Save from day one” – encourages young service members to take advantage of military savings accounts, the Thrift Savings Plan (TSP), and high-yield savings options offered by military-friendly banks like Armed Forces Bank. She also highlights how financial planning for military families can prevent issues that affect security clearances and leadership opportunities. By setting shared goals and having regular “money dates,” military couples can improve communication and maintain financial wellness during deployments or PCS moves. Overcoming Common Financial Challenges in Military Life From frequent relocations to managing unexpected expenses, Heather outlines how military families can improve financial readiness through emergency savings, smart budgeting, and ongoing financial education. Her stories underscore the real-world impact of military financial resources – including one about helping a widow recover unclaimed benefits, illustrating how financial literacy directly supports the military community’s well-being. Collaboration Between Banks and the Military Community Heather stresses the importance of partnerships between financial institutions and veteran organizations. By hosting workshops, sharing resources about VA home loans, military checking and savings accounts, and access loans, banks can play a key role in improving financial literacy among service members and veterans. These collaborations ensure veterans and military families have access to trusted tools that promote financial independence and support their transition to civilian life. Defining Financial Success for Military Families Heather defines financial success not as wealth, but as peace of mind – the confidence that comes from being prepared for emergencies, living within your means, and making informed financial choices. Her approach aligns with Armed Forces Bank: to provide financial tools and guidance that help service members, veterans, and their families thrive, no matter where military life takes them. Building Financial Independence in the Military Community Heather Walrath’s insights highlight the critical role of financial readiness in the military community. From understanding military benefits to creating long-term stability through financial education, her message is clear: financial empowerment starts with knowledge and proactive planning. For more financial tips for military families and resources to improve your military financial readiness, visit navymutual.org or explore the educational tools and military banking solutions available through Armed Forces Bank. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: What was the original name of Old Dominion University?· Answer: Norfolk Division of the College of William and Mary· This week’s Military Minute question(s): What is ...
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    48 mins
  • 27% of Military Families Are Doing This With Their Money and Why It’s Risky – with Bruce McClary of NFCC
    Nov 12 2025
    Welcome to Season 2 Episode 4 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we talk with Bruce McClary, Senior Vice President of Media Relations and Membership for the National Foundation for Credit Counseling (NFCC). Financial readiness is an essential part of life for military families, who often face unique financial challenges due to deployments, relocations, and transitions between duty stations. Together with hosts Tom McLean and Jodi Vickery, they explore the latest trends, tools, and financial resources for service members designed to promote military financial wellness and education. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. 27% of Military Families Are Doing This With Their Money and Why It’s Risky – with Bruce McClary of NFCC Returning as the first-ever repeat guest on Militarily Speaking, Bruce McClary shares his extensive experience helping service members and veterans achieve financial stability. Through his work with the NFCC, Bruce champions veteran financial education and financial counseling programs that help military families reduce debt, improve credit, and build stronger money management habits. His work directly supports financial readiness for the military community, empowering service members to make informed decisions about their financial futures. Cryptocurrency and Military Financial Decisions One of the most eye-opening discussions centers around cryptocurrency and its growing role in military financial behavior. Surveys reveal that over a quarter of active-duty service members and military spouses have invested in cryptocurrency – double the national average. Bruce warns of the volatility and limited consumer protections in this market, emphasizing that financial education for service members must now include guidance on emerging investment trends. Programs like the NFCC’s financial counseling services play a crucial role in helping military members understand these risks and build responsible investment strategies. Bridging the Financial Communication Gap in Military Households Military families often face emotional and logistical challenges when it comes to managing money. Despite frequent financial discussions, more than half of military couples report that money management is a source of conflict. Bruce explains that improving financial literacy in military households requires practical tools—like budgeting checklists and step-by-step resources—to support better communication. Strengthening military financial readiness starts with helping families have productive, informed conversations about money. Addressing Payday Loans and Hidden Financial Traps Another major concern discussed is the continued use of payday loans and “buy now, pay later” services among service members. These short-term solutions can easily spiral into debt traps that undermine financial wellness for military families. Bruce urges the community to take advantage of trusted military banking partners and veteran financial assistance programs instead of predatory lenders. Resources like those provided by the NFCC and Armed Forces Bank can help service members avoid costly mistakes and build long-term financial security. Strengthening Financial Education for Service Members Bruce emphasizes the importance of collaboration between military banks, nonprofit organizations, and educators to expand access to financial education for veterans and service members. This partnership-driven approach ensures that every military family has the tools and knowledge to handle challenges such as debt management, savings strategies, and home or business financing. Improving military financial readiness not only strengthens individual families but also enhances overall community resilience. Get Support from the NFCC If you’re a service member, veteran, or military spouse seeking financial guidance, the NFCC offers certified financial counselors who specialize in veteran financial education and support. Visit www.nfcc.org or call 1-800-388-2227 to access free or low-cost counseling that helps with budgeting, debt reduction, and credit improvement. This episode of Militarily Speaking highlights the ongoing need for financial readiness in the military community. By increasing awareness, improving access to reliable resources, and prioritizing financial education for service members, families can take proactive steps toward a more secure and confident financial future. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After...
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    49 mins
  • The Hidden Network Helping Veterans Build Million-Dollar Businesses – with Joe Reagan of Mt. Carmel VBOC
    Oct 29 2025
    Welcome to Season 2 Episode 3 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we chat with Joe Reagan from the Mount Carmel Veterans Service Center. The conversation highlights how veteran service organizations help veterans and military spouses transition to civilian life and launch veteran-owned small businesses, offering critical guidance, funding access, and financial education. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The Hidden Network Helping Veterans Build Million-Dollar Businesses – with Joe Reagan of Mt. Carmel VBOC Joe Reagan, Director of the Colorado Veterans Business Outreach Center (VBOC), brings over 20 years of experience across defense, technology, and nonprofit sectors. Mount Carmel Veterans Service Center operates under a “no wrong door” philosophy, ensuring any veteran or military family member seeking assistance receives the appropriate financial resources for veterans, mentorship, and guidance to succeed. From Military Service to Supporting Veteran Entrepreneurs Joe’s journey began with a strong sense of duty post-9/11, leading him to serve in the 10th Mountain Division and later transition into civilian life. Today, he leverages his military experience to guide veterans and military spouses in establishing veteran-owned businesses, connecting them to veteran business funding, small business loans for veterans, and other critical resources. Opportunities, Challenges, and Financial Education for Veterans Joe touches on the wide array of services provided by Mount Carmel, including business counseling, networking, and financial education for veterans and military spouses running small businesses. He shares examples of diverse entrepreneurial ventures, from a veteran-crafted doll business to a military doctor using 3D printing for prosthetics, highlighting how access to veteran business funding and proper planning drives sustainable growth. Economic Impact of Veteran Entrepreneurship The VBOC collaborates with similar centers nationwide, amplifying the impact of veteran entrepreneurship on local economies. Supporting veteran-owned small businesses not only creates personal success but also contributes to broader community development, demonstrating the ripple effect of empowering veterans through business resources and financial education. OPLAN for Veteran Entrepreneurs Joe emphasizes translating military leadership strategies into business planning, the use of AI for marketing and operations, and the importance of financial literacy for long-term success. Programs at VBOCs and resources from partners like Armed Forces Bank help veterans and military spouses access small business loans, manage their finances, and confidently grow their businesses. Whether you’re starting a new venture or expanding an existing business, your local VBOC provides mentorship, veteran business funding, and financial education for military families. Reaching out can be the first step toward achieving your entrepreneurial dreams and contributing to the broader veteran community. For more information on these resources, visit the Mount Carmel Veterans Service Center website or find your local VBOC through the Small Business Administration. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: According to the SBAs Office of Advocacy. How many veteran owned businesses are there in the United States in 2024?· Answer:· This week’s Military Minute question(s):    In what year was the Veterans Business Outreach Center created?· Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page.· Answer with the correct answer and you plus a charity of your choice can each win $50.· After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com
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    43 mins