• Ep. 804 - Gym memberships & fitness programs: covered benefits under Medicare?
    May 9 2025

    Interrupting a lengthy run, our usual kick-off feature has been temporarily suspended: No Medicare Advantage Minute article warning new Medicare eligibles about the dangers of MA plans.

    In our other regular segment we learn how Medicare might cover Gym memberships and fitness programs.

    Possibly the shortest segment in "Your Medicare Benefits 2024" history!

    In Iowa news, a nurse has been sentenced to a stretch in the Big House for allowing a patient under her care to die of neglect. This episode reminded me of those I have helped escape MA plans after they were forced to endure substandard rehab facilities while recovering from surgical procedures.

    With a Medicare supplement plan, you have complete freedom of choice as to where you seek treatment!

    I go through a list of seven changes in Medicare for 2025. You would think we already know about all of these!

    Another guessing game with the Podcast Producer: name the safest and the most dangerous states in America!

    Finally, I run through a list of Medicare myths!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 mins
  • Ep. 803 - Best kept secret in Medicare: enjoy hearing a highly skilled expert struggle to explain it!
    May 7 2025

    In the "Medicare Advantage Minute" segment, our article of the day has a headline that reads: "The Decline of PPO in Medicare Advantage". When times are tight, MA plans reduce the number of plans with the greatest freedoms.

    This leads to a discussion of the greatest Medicare supplement plan ever created:

    High Deductible Plan G.

    A combination of the finest health insurance protection with the most cost-effective premium rates. Almost everyone who sees it ends up buying one!

    How about "Your Medicare Benefits 2024"? In that article we find out how glaucoma screenings are covered by Medicare!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    33 mins
  • Ep. 802 - Trump to Oz: "Love & cherish Medicare". Instead, target fraud, waste & abuse!
    May 5 2025

    Article headline featured in Medicare Advantage Minute: Doctors say,

    "Dealing with Health Insurance is only getting Worse"!

    The sad story of an ophthalmologist who was driven to despair and forced to sell his practice in order to cope with the extra work caused by insurance requirements.

    In "Your Medicare Benefits 2024" we learn how Medicare is likely to cover routine foot care plus foot care for diabetics.

    Then we recount the facts in the heinous murder of Brian Thompson, the 50-year-old CEO of United Healthcare who was gunned down in Manhattan in cold blood.

    HIPPA: Huge boondoggle adding extra cost to Medical care and enriching shysters everywhere!

    The cost of this Kennedy-fostered monstrosity is not worth the "privacy" people have been brainwashed into thinking is so imperative: one Medicare specialist's opinion.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins
  • Episode 801 - Are we about to get OZed? ...or will the enemies of Medicare Advantage prevail?
    May 2 2025

    Lots of chat about Dr. Oz and his plans for the future of the Centers for Medicare & Medicaid Services. Unfortunately, the articles I prepared fell into what might be a bottomless pit.

    In the Medicare Advantage Minute, Democrats sent a nasty letter to Dr. Oz questioning his support for Medicare Advantage and criticizing his substantial holdings in the biggest MA slut: United HealthCare.

    From the pages of "Your Medicare Benefits 2024" we learn the short story of how Medicare covers flu shots.

    CMS (the Federal Government) in a magnificent return to sanity ordered that questions catering to Binary, non-Binary and other confused individuals be stricken from Medicare Advantage applications.

    Finally, a listener whose wife must have badgered him mercilessly, asked whether gym memberships were an included freebie with their Medicare supplement plan.

    My answer was that a competing product had the benefit they seek but there would be an endless amount of paperwork and insurance foolishness to deal with. He decided to shine it on and hope that his wife forgets the whole thing.

    We'll see!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins
  • Ep.+800 - Answer: Dr. Christian Bernard in the Conservatory with the Lead Pipe. Ignore DeBakey!
    Apr 29 2025

    During the prelude to our "Medicare Advantage Minute" segment, I erred in identifying the surgeon given credit for the first heart transplant, which was performed in South Africa.

    Eventually, our subject centered an article with the headline: "Insurers Brace for Continued Medicare Advantage Medical Costs" which was abandoned due to being out of date.

    In the "Your Medicare Benefits 2024" we learn about Federally Qualified Health Center Services.

    The final subject centered on an article listing "The 8 Things That Medicare Does Not Cover" which included a surprising number of items demonstrating trouble with Medicare Advantage plans.

    Poetic justice!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A++) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    37 mins
  • Ep. 799 - Hey Tubby! Would you like to drop a few pounds? Maybe Medicare can help!
    Apr 28 2025

    "Health Systems Brace for More ... Uncompensated Care"

    - Medicare Advantage Minute

    "Fecal Occult Blood Test Screenings"

    "Flexible Sigmoidoscopy screenings"

    - Your Medicare Benefits 2024

    The rest of this episode is dedicated to those with body mass indexes over 30 and health problems related to excess weight.

    Medical science has started to provide pharmaceutical solutions. As with most new developments, it will take time for the price to become more affordable.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins
  • Ep 798 - Had AETNA while working, docs liked it; I want AETNA Medicare Supplement!
    Apr 25 2025

    Medicare Advantage Minute: MA in the headlines...10 recent updates!

    Your Medicare Benefits 2024: Are routine eye exams covered? How about with diabetes? How about with macular degeneration?

    How about some correspondence from clients?

    Brian wanted some details about the Medicare supplement application process. One important fact is that the insurance company will draw the initial premium right away on the date of approval.

    Also, after discussing the Medicare situation with friends, he confirmed a fact featured in Medicare for the Lazy Man: Many people are not told about the High Deductible Medicare supplement plan option. Their loss!

    Finally, an explanation of the fact that Aetna or any other supplement is almost immaterial. Medicare itself does the approvals, the Medicare supplement is just along for the ride.

    It makes very little difference what company sold you the plan.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    31 mins
  • Ep 797 - MA plans brag about their free extras; studies show those freebies often go unused
    Apr 23 2025

    In Medicare Advantage Minute: we learn about a prestigious study conducted in Boston. The results showed that patients with MA have out-of-pocket expenses that are very close to those with Medicare supplement coverage, in spite of all the crowing about additional free benefits.

    In the "Your Medicare Benefits 2024" segment we learn how Medicare covers "enteral" nutrition supplies and equipment.

    Unfortunately, we never hear a definition of the term "enteral"!

    In response to a valued client, I share my dissection of the cost advantage of HDG over Plan G. This is an esoteric concept with tangible, real world monetary profits to be enjoyed no matter how much or how little medical treatment is needed.

    New client Mark wrote an Amazon review of the 2025 edition of MLM. He was surprised to fine out that Amazon rules forbid carrying reviews forward from the prior year's edition.

    Finally, I stretch Randy's brain with another contest: identify the best and worst states in which to work from home. Hint: unless you have an outdoor swimming pool, your location is not considered to be among the preferred work-at-home sites.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins