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Making Sense of your Cents

Making Sense of your Cents

By: First Century Bank
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About this listen

Feeling overwhelmed by your finances? Wish you could get clear, simple advice from a trusted source? Welcome to "Making Sense of your Cents," the weekly podcast from First Century Bank that gives you actionable financial tips.


Join hosts Daniel Hill and Shanna Browning as they cut through the confusing jargon to help you build financial confidence. Whether you're looking to understand your credit score, create a budget that actually works, spot the difference between APY and APR, or protect yourself from scams, we're here to help.


Our mission is to empower our community with friendly, practical money knowledge. Subscribe now and start making sense of your cents, one simple tip at a time.

© 2025 First Century Bank Personal Development Personal Success Social Sciences
Episodes
  • 10 - Spotting a Phish: How to Avoid Common Scams

    10 - Spotting a Phish: How to Avoid Common Scams
    Dec 23 2025

    Fake emails, suspicious texts, and urgent calls—scammers are working overtime to trick you. In this episode, cybersecurity expert Ben Lawson, GM of Burk IT, joins the conversation to teach you how to spot the red flags of a phishing attack. You'll learn the psychological tricks of urgency and authority that fraudsters use to manipulate you, how to inspect a sender's email address, and hover over links to reveal the truth.

    Subscribe today and send your questions to podcast@fcbtn.com.
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    25 mins
  • 09 - Digital Banking & Online Security

    09 - Digital Banking & Online Security
    Dec 16 2025

    Your bank is in your pocket, but is your account secure? Joined by Wesley Minton, COO & Information Security Officer at First Century Bank, we discuss the essential habits for staying safe in the digital world. This episode is a masterclass in personal cybersecurity, explaining what makes a truly "strong" password in the modern era and why Two-Factor Authentication (2FA) is the single most effective tool for protecting your account. We'll also cover simple rules for using public Wi-Fi and setting up alerts to turn your phone into a fraud detection system.

    Subscribe today and send your questions to podcast@fcbtn.com.
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    12 mins
  • 08 - Intro to Mortgages

    08 - Intro to Mortgages
    Dec 9 2025

    The path to homeownership can feel overwhelming, but it doesn't have to be. In this episode, we break down the crucial first steps of the mortgage process. This episode is a jargon-free introduction to buying a home with confidence, explaining the critical difference between a pre-qualification and a pre-approval, how to understand your total monthly payment (or "DTI"), and the truth about the 20% down payment myth and other options available to first-time homebuyers.

    Subscribe today and send your questions to podcast@fcbtn.com.
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    13 mins
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