Broadcasting from the fiesta-friendly confines of Dos Amores in Hurst, Texas, Dennis and Stephanie take insurance out of the cubicle and into the cantina. With restaurant manager Jesús popping in between karaoke nights and Tejano Saturdays, this live episode leans into real questions from real people—why your premium jumped when you did nothing, whether bundling is a BOGO or a bozo move, and how a broke 21-year-old is supposed to insure anything except their anxiety.

Come for the consumer-first straight talk; stay for the lovingly sarcastic therapy session on health insurance, the myth of “it gets cheaper at 25,” and the eternal truth of the industry: it depends. Agents vs. algorithms, homeowners’ sticker shock, deductible hacks—Dennis and Stephanie cut through the jargon with jokes, receipts, and just enough cynicism to keep it honest. BYO queso.

Chapters

0:06 – Dos Amores Turns One

Jesús on parties, pop-ups, and why your insurance talk pairs well with micheladas.

5:37 – The “No Script, All Sauce” Philosophy

Dennis & Stephanie explain why authenticity beats homework (and no, they don’t make up numbers).

9:01 – Agents vs. The Internet Cage Match

Why clicking “Buy Now” often buys you…less. Coverage gaps, claim pain, and grown-up supervision.

17:05 – “I Didn’t File a Claim—Why Did My Rate Rise?”

Pool math, AI gremlins, and the law of large numbers ruining date night.

23:30 – Insuring College Kids Without Selling a Kidney

Young drivers, sky-high premiums, and what actually helps.

27:20 – Bundle Joy or Bundle Jail?

When combining policies saves money—and when it’s just a hostage situation.

29:41 – North Texas Homeowners: Please Breathe

Why “down” isn’t a direction rates recognize (and how to survive renewals).

35:23 – Minimal Assets, Minimal Limits?

The broke-but-driving question, answered with nuance (and a reality check).

39:41 – One Policy to Rule Your Rentals?

Consolidation vs. asset protection: which headache would you like today?

40:41 – Health Insurance: Abandon All Hope (Kidding…Mostly)

Marketplaces, subsidies, copays, and why “disruption” is code for “you’ll feel this later.”

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