Episode 4: Estate planning attorney Brandon Lawrence sits down with insurance expert Denise Bentley to explore how life insurance integrates with comprehensive estate planning. They discuss different types of policies, common misconceptions, and why having proper coverage is essential for protecting your family's financial future when you're gone.

Chapters

00:34 Welcome and Guest Introduction

02:29 Types of Life Insurance Policies

04:40 Affordability and Policy Selection

05:39 Term vs. Whole Life Insurance

12:10 Insurance Underwriting and Contestability

19:30 Reviewing and Updating Beneficiaries

23:23 Insurable Interest Requirements

27:55 Conclusion

Brandon Lawrence:

And that's why we want everybody out here listening to share this episode in particular because this is some great information that Ms. Bentley has provided to us, and it's something that everybody can use. It's going to be beneficial to a lot of people. And I think it's great that you should share this information and keep on. That's why you keep watching and watching for future episodes. Thank you, Ms. Bentley for coming out.

Denise Bentley:

Thank you for the invite. I didn't think I'd make it with this snowy day. I appreciate it, and I appreciate you doing this because people need to hear what you're saying and people need to get with you as an estate planner. And I'll say it again, whether it's me or another agent, sit down and have that conversation. And you made a good point. Bring your family to the table because often there's siblings that have different points of views or how they think things should go, but ultimately make sure that you have some type of safety net in the event of your transitioning.

Brandon Lawrence:

Well, most definitely. And thank you for coming, again. This has been another episode of Protect Your Nest with me, attorney Brandon Lawrence, the Lawyer for the City. Until next time, let's talk it over.

For More Information:

Website: www.LawyerForTheCity.org

Phone: (502) 996-7735

This podcast is meant to provide information and is not legal advice. Brandon's principal office is located at 101 N. 7th Street, Louisville, Kentucky 40202. Jim Ray is a non-attorney spokesperson.