At just 13, Max Tebbs started cleaning cars to fundraise for refugees. Today, the 18year old runs Clean Car Collective, Wellington’s leading car detailing business with a full studio, mobile fleet, and over 125 five-star reviews.

In this episode, Max shares how he turned a side hustle into a thriving company (including signing a lease at 17) and how he’s balancing business growth with his personal journey toward financial independence. Max’s story is a great reminder that you don’t need to wait for permission to build something meaningful and that smart financial thinking can start at any age…even at 13!

We cover:

• Scaling from solo operator to team leader

• Smart money moves for young entrepreneurs

• Marketing lessons (and early mistakes)

• Wild stories from working on high-end cars

How young people are thinking differently about money today

• Why “burnout” needs to be explored not just accepted

If you're building your own thing, thinking about your future finances, or just love a good underdog story, this one’s for you.

Max business: https://cleancarcollective.co.nz

LinkedIn: https://www.linkedin.com/in/max-tebbs-011468253/

I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.

With access to debt being so easy, we can all access more than we can truly afford, ahead of time. This is how a debt-based system works. These days, you can finance almost anything. But what about when we take on more than we can really handle? How do we navigate this and be realistic with it? Let's explore!

Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

Find us here:

@keepthechange_nz

https://www.keepthechange.co.nz/

Hosted on Acast. See acast.com/privacy for more information.

Tired of seeing Keep The Change and nextAdvisory everywhere? Blame Roimata. She’s the person behind the execution of a lot of the marketing ideas I have for my ventures and helps me get in front of more people so that we can change the wealth of the nation.

Roimata founded Burst Digital in 2023. A marketing agency built to do good, not just look good. With over 11 years of experience and a track record of helping 250+ businesses generate millions in revenue throughout her career, Roimata now helps business owners simplify their digital strategy, attract more customers, and build sustainable growth.

In this episode, we dive into:

• Her journey to hiring
• Why most marketing advice isn’t built for real businesses
• How to stop relying on hope and start using proven systems
• The biggest mistakes businesses make when it comes to ads, content, and funnels
• What it actually takes to scale without burning out

Roimata’s insights and inspiration might just be the shift you need.

How to find Roi: https://www.burstdigital.co.nz

📸 Instagram: @roimatamarketing @burstdigitalnz

🎙 Podcast: Morning Marketer

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

Hosted on Acast. See acast.com/privacy for more information.