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Keep The Change

Keep The Change

By: nextAdvisory
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About this listen

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday.
See Keepthechange.co.nz
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Economics Personal Development Personal Success
Episodes
  • MM 289 - Overtaxing Kiwi Leads Them To Want To Work Less
    Nov 20 2025

    Every week in NZ, people turn down overtime, stop pushing for bonuses, or refuse side work because they think it’s not worth it. Is that right? Some are even convinced they received less, for working more. The old accountant in me couldn’t help but step in and ask a few questions to try to help.


    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.


    Find us here:

    @keepthechange_nz

    https://www.keepthechange.co.nz/

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    36 mins
  • New Zealand's Population Crisis: What's Really Happening w Professor Paul Spoonley
    Nov 16 2025

    For 12 months, 70,000 New Zealand citizens have left to live overseas. 60% went to Australia. That's the highest we've ever seen.


    Our most popular guest yet, Professor Paul Spoonley is back to break down what's really happening: we're losing young graduates, skilled workers, and even 30-somethings who've been in our workforce for years. Meanwhile, net migration has dropped to just 10,000, we've "emptied the coffers" on population growth.


    The economics are brutal, Australia's offering higher wages on top of relocation fees, while NZ graduates are unable to find jobs whilst sitting with massive debt, so why not move somewhere that pays more?


    We're facing a 250,000 worker shortage over the next 20 years, but we're losing our best people to countries that value them more.


    New Zealand has changed. The question is: are we adapting fast enough?


    Find Paul Spoonley on X: https://x.com/PSpoonley


    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.


    Stuck? Find Amy : amy@levridge.co.nz

    Instagram: https://www.instagram.com/amy.levridge

    Website: https://www.levridge.co.nz


    Get tickets to the 2nd annual in person 'keep the change unplugged' event: https://www.ticketmaster.co.nz/keep-the-change-tickets/artist/3925924


    I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 10 mins
  • MM 288 - Only 21% Of People Are Engaged In Their Work (Why?)
    Nov 13 2025

    Only 21% of people globally are engaged in their work. That means almost 4 out of 5 people are turning up each day to something that doesn’t really light them up. Crazy, right? Well, probably bloody normal based on the stats. But for me, that’s hard to relate to. So I asked the Keep The Change audience: “Why stay in work you’re not actually engaged in?"


    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.


    Find us here:

    @keepthechange_nz

    https://www.keepthechange.co.nz/

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    40 mins
All stars
Most relevant
definitely the greatest of all time anyone living in New Zealand not listening to this podcast should see a doctor.

GOAT 🐐🐐

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seriously good stuff from Luke and Mikey and their wide range of guests. it is presented in a way that isn't boring, so it's a great listen while driving. and even if the content isn't relevant to your current season or even you life goals, the content is always informative and open minded

dangerously good content

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Great listen.
Set your goals, look in the mirror, only you can make the change.

Eye opening

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