Keep The Change cover art

Keep The Change

Keep The Change

By: nextAdvisory
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About this listen

 Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday.
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Copyright nextAdvisory Economics Personal Development Personal Success
Episodes
  • MM 282 - My KiwiSaver Goes From $100k To $150k In 18 Months

    MM 282 - My KiwiSaver Goes From $100k To $150k In 18 Months
    Oct 6 2025
    Recently, my KiwiSaver balance ticked over $150,000. Out of curiosity, I looked back through my monthly tracking sheet and saw that only 18 months ago, it was sitting at $100,000. In earlier Money Mails (#198), I shared my goal of hitting $100k so the “snowball” could really start rolling. Just like Charlie Munger talks about. Watching it leap from $100k to $150k in less than two years has been quite phenomenal. However, I am not getting too carried away.

    Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    39 mins
  • Economy Shrinking. Sole Traders Expanding w Hnry CEO James Fuller

    Economy Shrinking. Sole Traders Expanding w Hnry CEO James Fuller
    Oct 5 2025

    We sit down with James Fuller, Co-founder and CEO of Hnry, to unpack how recent Budget 2025 changes to KiwiSaver are threatening the retirement security of New Zealand’s sole traders.


    If you’re a freelancer, tradie, or sole trader or keen on learning from someone who scaled from nothing to 60,000 customers, tune in.


    James shares insights from Hnry’s joint report with the Retirement Commission, revealing that only 44% of the self-employed contribute to KiwiSaver compared to 78% of employees. With the government slashing the annual top-up in half, many are now planning to cut contributions or stop altogether. Hnry stepped in, funding KiwiSaver accounts of 500 of their customers to offset the $260.72 government reduction injecting over $130,000 back into their future.


    We learn about the growing contractor economy as people step away from employment and how many people are getting side hustles started.


    James discusses the implications of this policy shift, from the rise of short-term investment behaviors to calls for meaningful reform and equity for independent earners.


    Find James & Hnry

    Instagram: https://www.instagram.com/hnrynz/

    Website: https://hnry.co.nz (https://hnry.co.nz/)

    LinkedIn: https://www.linkedin.com/in/jwfuller/


    I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.


    Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.


    Stuck? Find Amy : amy@levridge.co.nz

    Instagram: https://www.instagram.com/amy.levridge

    Website: https://www.levridge.co.nz

    Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    1 hr and 20 mins
  • Turning Trauma Into Performance w Sarah Robb

    Turning Trauma Into Performance w Sarah Robb
    Oct 1 2025

    Why do high-achieving people still struggle with self-doubt, anxiety, and burnout, even when everything looks perfect on paper?


    I sit down with New Zealand-based mindset coach Sarah Robb, founder of The Breakthrough Blueprint, to unpack the real reasons success doesn’t always silence self-sabotage.


    Sarah shares how personal loss led her to the world of NLP, hypnosis, psychology, and timeline therapy and how she now helps ambitious people rewrite the mental patterns that hold them back.


    We talk brain science, high-performer pressure, and why grit alone isn’t enough. Plus: actionable mindset shifts, surprising truths about confidence, and a fresh take on how to actually feel good while doing big things.


    Whether you're chasing the next level or stuck in self-doubt, this one’s for you.


    Find Sarah:

    Instagram: https://www.instagram.com/springwithsarah/

    Website: https://springwithsarah.com/

    LinkedIn: https://www.linkedin.com/in/sarahrobbcoaching/


    I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.


    Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.


    Stuck? Find Amy : amy@levridge.co.nz

    Instagram: https://www.instagram.com/amy.levridge

    Website: https://www.levridge.co.nz

    Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    1 hr and 9 mins
All stars
Most relevant
definitely the greatest of all time anyone living in New Zealand not listening to this podcast should see a doctor.

GOAT 🐐🐐

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seriously good stuff from Luke and Mikey and their wide range of guests. it is presented in a way that isn't boring, so it's a great listen while driving. and even if the content isn't relevant to your current season or even you life goals, the content is always informative and open minded

dangerously good content

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Great listen.
Set your goals, look in the mirror, only you can make the change.

Eye opening

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