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Is It Covered?

Is It Covered?

By: ROC Vox Podcast Network
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About this listen

 Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.©2024 JD Chapman, Inc. Economics
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Episodes
  • Racing Gone Wrong! Who Pays for This?

    Racing Gone Wrong! Who Pays for This?
    May 13 2025
    Ever wondered if your auto insurance covers those adrenaline-pumping track days? 🤔
    In this episode of "Is It Covered?", Bruce and Brian Chapman from J.D. Chapman Insurance Agency break down the ins and outs of insurance for high-performance driving events.

    🏎️💨Key Highlights:- Personal Auto Insurance Exclusions: Discover why your standard policy might leave you high and dry on the track. Bruce shares a jaw-dropping story about insurance fraud attempts involving tow trucks and damaged cars!

    🚚- Specialized Track Insurance: Learn about the must-have coverage for track enthusiasts. Bruce explains how these policies protect your vehicle from comprehensive and collision damage, even with high deductibles.

    📄- Why Proper Coverage Matters: Brian and Bruce emphasize the importance of consulting with your insurance agent before hitting the track. Safety first, fun second!

    🛡️- Types of Track Insurance Policies: From annual to per-event coverage, find out which option suits your racing needs. But beware—changing events without updating your policy could leave you unprotected!

    ⚠️Bottom Line? Ensure you're covered before you rev up those engines!

    🏁👉 Contact Us: For more insights, reach out to Bruce and Brian at brian@jdchapmaninc.com or visit www.jdchapmaninc.com.

    Call us at 315-986-4062 for personalized advice.Subscribe now for more thrilling insurance tales and expert tips!

    🎧IsItCovered, #TrackInsurance, #HighPerformanceDriving, #InsurancePodcast, #JDChapmanInsurance, #RacingSafety, #PodcastTeaser, #InsuranceAdvice,
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    8 mins
  • Hazmat Cleanup Needed After Reptile Incident | Is It Covered?

    Hazmat Cleanup Needed After Reptile Incident | Is It Covered?
    Apr 29 2025
    A normal day turns into a hazmat nightmare when a reptile enthusiast’s home setup goes terribly wrong—and suddenly a basement full of exotic pets needs professional cleanup.

    In this episode of Is It Covered?, Bruce and Brian Chapman break down a real insurance claim where heat lamps, home businesses, and policy exclusions all collide in the worst way.

    ✓ Why exotic pets and home businesses need special insurance
    ✓ What typical homeowners policies exclude (and why)
    ✓ How one electrical malfunction led to a very expensive lesson

    Whether you're an insurance agent or just wondering how far your policy really protects you, you’ll want to hear this one. (And maybe check your heat lamps.)

    🎧 Listen now—and learn why "covered" isn't always guaranteed.

    Interested in talking with Bruce or Brian about your insurance needs? Reach out!
    📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062

    #InsuranceClaim #HomeInsurance #BusinessInsurance #PetInsurance #RealInsuranceQuestions
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    6 mins
  • Your Pet Caused a Car Accident | Is It Covered?

    Your Pet Caused a Car Accident | Is It Covered?
    Apr 22 2025
    A lazy Sunday turns chaotic when your pet bolts into the street—and a driver swerves, crashes, and suddenly you might be on the hook.

    In this episode of Is It Covered?, Bruce and Brian Chapman tackle a real-life claims scenario that gets to the heart of liability, auto, and homeowners coverage when animals cause accidents.

    ✓ What’s covered under collision vs. comprehensive
    ✓ How homeowners liability kicks in when it’s your pet’s fault
    ✓ Why agents should remind clients: pets can trigger real claims

    Whether you're an insurance pro or just wondering how your policy holds up when chaos meets fur, this one’s for you.

    🎧 Listen now and laugh a little—because yes, even this might be covered.

    Interested in talking with Bruce or Brian about your insurance needs? Reach out!
    📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062

    #InsuranceClaim #LiabilityCoverage #HomeInsuranceTips #AutoInsuranceExplained #RealInsuranceQuestions
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    6 mins

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