Gino and Michael go head-to-head on a fundamental financial question: What is the actual difference between an Investment and a Speculation?

Gino argues that true investing requires cash flow, long-term ownership, and value creation—meaning that "Fix and Flipping" houses or buying non-dividend stocks is actually just speculating. Michael pushes back, arguing that control, research, and business building (like E-commerce) count as investing, even without immediate cash flow.

We break down the criteria for building long-term wealth versus just trying to make a "quick buck," and why understanding the difference is the key to compounding your net worth.

Key Takeaways-

✅ The Cash Flow Criteria: Why Gino believes an asset must pay you while you hold it to be considered a true investment.

✅ The "Fix and Flip" Myth: Why flipping homes is a job or a speculation, but not a wealth-building investment strategy.

✅ Control vs. Chaos: The difference between betting on market behavior (Speculation) and controlling the outcome through systems and value (Investing).

✅ Rich vs. Wealthy: Speculation can make you rich quickly (and lose it quickly), but investing is designed to compound wealth over decades.

✅ The Intent Factor: How your timeline and goals determine if you are an investor or a gambler.

Question for you: Whose side are you on? Do you consider "Fix and Flipping" real estate an Investment or a Speculation? Let us know in the comments below!

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