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Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

By: Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey Martin Lewis Ramit Sethi Mel Robbins Warren Buffett Ray Dalio Charlie Munger Bill Ackman Ray Dalio Benjamin Graham Peter Lynch Brené Brown Morgan House
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About this listen

Welcome to the money podcast for women who want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe — you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! 💛


Investing is only for rich men in suits… right? LOL. Nope. Not here.


Whether you:

✨ Don’t know what a portfolio is
✨ Feel intimidated by the word “investing” and by the whole process
✨ Or secretly worry you’re “just not a money person”…

You’re in the right place.

I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English — with zero shame, spreadsheets, or stress.

Because here’s the truth:

I didn’t grow up knowing any of this.

Even during my early years as an investment banker, I was terrified to invest my own €1,000 — despite managing millions for clients.

But that’s when I started. Slowly, awkwardly, imperfectly.

Now? I’m the founder of Centsational Women, and I’ve helped hundreds of European women grow their money with confidence — no finance degree (or spreadsheets) required.

🎙️ Inside each episode, you’ll learn how to:

✔️ Start investing from scratch — no jargon

✔️ Understand where your money is (and where it should be)

✔️ Build long-term wealth in a way that feels empowering, not overwhelming


So if you’ve ever thought:

“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”

Press play — and get ready to prove yourself wrong.

We’ll prove you wrong (and you’ll thank us later).


🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.

👉 👉 Click HERE to save your spot instantly


Legal disclaimer

Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.


© 2025 Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom Career Success Economics Personal Development Personal Finance Personal Success
Episodes
  • 161. She Panicked in a Bear Market — and Lost Big

    161. She Panicked in a Bear Market — and Lost Big
    Dec 8 2025

    Have you ever checked your portfolio in a downturn… and immediately felt the urge to pull back?

    If you're a woman investor trying to navigate bear markets with confidence, this episode is your must-listen guide.

    In this episode, you’ll learn:

    1. The #1 investing mistake women investors make in bear markets (and how to avoid it)
    2. Why your brain is wired to make bad decisions in scary markets — and how to override it
    3. A simple 3-step mindset plan to keep you investing steadily, even when the headlines scream panic

    Listen now to protect your peace of mind and your portfolio.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing

    Send us a text

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube
    Show More Show Less
    8 mins
  • 160. Are You Stuck in the Smart Girl Money Trap?

    160. Are You Stuck in the Smart Girl Money Trap?
    Dec 4 2025

    Think you “failed” because you lost money once?
    You didn’t.
    The real problem is what came after: the shame, the overthinking, the “I’m not cut out for this.”

    In this episode, you’ll hear:

    • Why smart women freeze after one bad investing experience
    • The “Smart Girl Trap” that keeps you researching instead of acting
    • How shame — not the mistake — quietly delays your wealth
    • And the tiny shift that gets you back in the game with confidence

    If you’ve ever made a money mistake and never fully forgave yourself… this one will feel like relief.

    🎧 If this hits home, share it with a friend who needs the reminder: she didn’t fail. She just stopped.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing

    Send us a text

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube
    Show More Show Less
    9 mins
  • 159. The Thought That Has Cost Investors Billions And You’re Probably Having It Too

    159. The Thought That Has Cost Investors Billions And You’re Probably Having It Too
    Dec 1 2025

    If you’ve ever felt tempted to jump into crypto, gold, tech stocks, or “the next big thing” because the news made you panic…
    this episode is going to save you money and a lot of emotional energy.

    In this episode, you’ll learn:

    ✨ Why hype feels logical in the moment (and the psychological glitch behind it)
    ✨ The #1 thought that quietly destroys returns — and why it tricks even smart women
    ✨ How to recognise FOMO before it hijacks your portfolio
    ✨ The simple mental system that keeps you grounded no matter what headlines say

    💛 Share it with the friend who’s always one headline away from panic-buying something shiny.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing


    Send us a text

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube
    Show More Show Less
    9 mins
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