In this episode of “PEMBA On Demand,” host Dr. Norman A. Chapin sits down with Dr. Thom Lobe—pediatric surgeon, entrepreneur, innovator, and founder of the T.E. Lobe Family Foundation—to explore how a family foundation can become a powerful engine for physician-led innovation. Dr. Lobe explains the trust-and-foundation structure that directs non-W2 income into mission-driven initiatives, why he chose a private family foundation, and the safeguards that ensure accountability. The conversation also highlights his three central missions: advancing early childhood education, expanding access to stem cell therapies for children, and developing an AI-enabled infant health monitoring device. Whether you’re considering your legacy, launching new ventures, or seeking sustainable ways to fund transformative care models, this episode offers both practical strategies and inspiring lessons.

• Why Dr. Lobe created a family foundation and how it differs from a public foundation or donor-advised fund

• The business trust → family trust → foundation flow for non-W2 revenue (and why trusts must be irrevocable)

• Governance basics: directors, annual filings, spending rules (the 5% minimum distribution), and audit trails

• Mission focus: early childhood education, need-based support for stem cell treatments, and an AI-driven infant monitor

• Inside the R&D model: funding engineers, building a prototype, planning FDA studies, and aiming for affordability & access

• Clinical lens on stem cells for neuroinflammation in autism and other conditions; importance of repeated treatments

• Practical lessons learned: choosing the right attorneys/accountants, state nuances, and avoiding common setup mistakes

• Vision & scale: multi-million-dollar grant goals, market outlook for infant monitoring, and building a legacy vehicle for family involvement

• Dr. Norman A. Chapin on LinkedIn
• PEMBA On Demand Podcast on Apple
• T.E. Lobe Family Foundation: lobefoundation.org