What happens when compliance begins to innovate faster than the risks it was built to contain? In this episode of The Regulatory Files, we dive into how regulation, technology, and human judgment are converging to redefine trust in the age of intelligent systems.

From synthetic data and federated learning to AI-driven financial crime detection, we unpack how regulators and financial institutions are moving from rules-based oversight to intelligence-led regulation.

🎧 Featuring:

Adetoyese Adedokun — interviewer and seasoned compliance leader at Complia, guiding the dialogue on integrity and innovation.
Professor Georgios Samakovitis — Professor of FinTech at the University of Greenwich, sharing insights from his research on AI, blockchain, and data-sharing for AML and counter-fraud.

Across 40 minutes, the conversation explores:

• How synthetic data and collective intelligence can reshape AML collaboration without breaching privacy.

• The FCA’s tech-positive stance and its implications for responsible innovation.

• The role of AI in enhancing, not replacing, human judgment in compliance.

• The growing risk of confabulation - fabricated intelligence that threatens credibility in legal, regulatory, and audit processes.

Through real-world cases — from Deloitte’s confabulated report in Australia to Coomer v. Lindell in the U.S. - the discussion reveals why validation, and governance must evolve alongside technology.

As Alfred Frodes reminds us in his closing words:“Before we trust the intelligence, we must first verify its integrity.”

🎙️ Series Context:

Produced by Synapes & Spectra Studios, The Regulatory Files brings together practitioners and thinkers shaping the next generation of compliance. This episode is part of our continuing exploration into how innovation, ethics, and governance intersect in a rapidly evolving regulatory world.

AI Disclosure: Some elements of production including transcription, editing, and post-production were assisted by AI tools. The editorial team reviewed all final content to ensure accuracy and integrity.

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