Episodes

  • How Much Cash Should You Keep on Hand
    Dec 25 2025

    In this episode, we break down practical guidelines for how much cash to keep available for emergencies, bills, and unexpected expenses. We look at common rules of thumb, personal risk tolerance, and why the right amount of cash depends on your lifestyle and financial stability.

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    9 mins
  • What Does Being Good With Money Really Mean
    Dec 24 2025

    In this episode, we break down what it actually means to be good with money beyond just saving or investing. In this episode, we talk about habits, decision-making, and mindset, and how consistency matters more than income level or flashy financial moves.

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    9 mins
  • Is It Better to Save or Invest First
    Dec 23 2025

    In this episode, we break down whether saving money or investing should be your first financial move and why the answer depends on your situation. In this episode, we look at emergency funds, risk, timelines, and how to balance stability with long-term growth.

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    9 mins
  • Why Do So Many People Feel Broke With Good Salaries
    Dec 22 2025

    In this episode, we break down why many people with strong salaries still feel financially stressed, from lifestyle inflation and rising fixed costs to taxes and debt. We also explore how social comparison, inflation, and unclear money goals distort what “doing well” actually feels like.

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    10 mins
  • How Much Money Should I Have Saved by 30
    Dec 19 2025

    In this episode, we break down common savings benchmarks for age 30 and what they actually mean in real life. In this episode, we explain how income, location, debt, and goals change the number and how to set a realistic target for yourself.

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    9 mins
  • Are Financial Advisors Actually Worth It
    Dec 18 2025

    In this episode, we break down what financial advisors really do, how they get paid, and where they can help or hurt your finances. In this episode, we weigh the costs against the benefits to figure out when using an advisor makes sense and when you’re better off managing money yourself.

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    10 mins