In this episode of Farm4Profit, we sit down with Lance Weaver, a Texas native, former ag banker, and now business coach with Legacy Farmer, to talk about what really happens behind the scenes in agricultural lending — and what farmers need to understand to protect their operations.

After earning degrees in Ag Business and Ag Economics and spending over a decade in ag finance, Lance reached a breaking point. Despite good intentions, he realized the system wasn’t built to serve farmers the way they thought it was.

We dig into:

The moment Lance said, “I can’t do this anymore as a banker”

Why loan officers don’t always have your back in loan committee meetings

Red flags in both farm financials and bank relationships

Why balance sheets, cash flow, and production knowledge must align

The danger of confusing bank renewals with actual profitability

How farmers can start thinking — and operating — like CEOs of multimillion-dollar businesses

What Legacy Farmer does differently to help producers build clarity, structure, and long-term resilience

This episode challenges farmers to take ownership of their numbers, their leadership role, and their future — because the bank will always protect its own interests, but your farm needs someone protecting yours.

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